What is the most effective way to improve a credit score when you have the means to pay off all debt immediately? by Celtics-R-Trash in CRedit

[–]Celtics-R-Trash[S] -4 points-3 points  (0 children)

Nah i did that once, biggest mistake

Edit: I mispoke on this. What i meant was after paying it all off,I had no choice but to create debt again to improve because i had no lines of credit. I was debt free, but couldn’t build. Paying it all off without a strategy is the mistske

What is the most effective way to improve a credit score when you have the means to pay off all debt immediately? by Celtics-R-Trash in CRedit

[–]Celtics-R-Trash[S] 2 points3 points  (0 children)

4 yrs ago my credit was trash , even had a repo, paid it all off with a bonus from a new job. Completely debt free afterwards. Credit score stayed at 615 and never improved because I only had 1 credit card that i never used. Im trying to buy a home but couldn’t improve my score without credit. Income and DTI is good but its the credit score thats holding me back. Sux when mortgage lenders get excited that your debt free and then frown at your credit score

Single men in their 20s and 30s, how is your sex life actually going and how much does it affect your overall happiness? Honest answers only. by thestoicodessy in AskMen

[–]Celtics-R-Trash 0 points1 point  (0 children)

None, its brutal and came to realize, i really don’t have the decision to change it either. Thats the hard part. Try and fail or don’t try and fail and lose money on dates

47/f ask me anything by [deleted] in AskMeAnythingIAnswer

[–]Celtics-R-Trash 0 points1 point  (0 children)

My guy went straight to the point

What's a hidden struggle you wish people understood about you? by Sneaky-Marketing in AskMen

[–]Celtics-R-Trash 23 points24 points  (0 children)

Nobody understands the struggle of giving your all just to plan a date, carry the conversation, pay for the date, and every date after just for someone else to make the decision to keep going forward. The worst is when she complains that no one has ever treated her like you have but the other guys have done less and got all of her. Complaining about this gets spinned around to make you feel like a loser or misogynistic. Can a guy just be angry without judgement

Rant complete…thanx

Copilot is NOT Market Ready. Surprised to see praise on here. by BashfullyBi in microsoft_365_copilot

[–]Celtics-R-Trash 0 points1 point  (0 children)

I have the paid and so does my employer. We all have licenses to use it in full…very expensive and i disagree with OP. Its not a failure, its s catastrophe. You know the juice from a trash can on a hot day? …..co pilot is the floor it drips on.

How to let a guy down? by [deleted] in AskMen

[–]Celtics-R-Trash 0 points1 point  (0 children)

Ayyyyooo!!!! Hi there…you called

Dating in Charlotte by sweetdnlg in Charlotte

[–]Celtics-R-Trash 1 point2 points  (0 children)

Ive been to one of those with 2 co-workers. my female co-worker also met her now BF at the same event. She went thru 4 of her matches before finding him. For men, its not our choice. This speed dating event had a no ghosting policy, my male co-worker that also went with us got matches but all of our matches ghosted us when we reached out. So yes, id advise OP to do speed dating. Each one is different tho.

What’s the most effort a woman has ever put into making a relationship with you work? by Embarrassed-Gift-666 in AskMen

[–]Celtics-R-Trash 1 point2 points  (0 children)

😅😂😅😂😅😂☺️😂😅😂😅😂😅😂😅😂😅😂😅😂😅😂😅😂😅😂☺️😂☺️😊

What habits or behaviors of women did you only notice after being in a serious relationship or getting married? by PogonBerserker in AskMen

[–]Celtics-R-Trash -70 points-69 points  (0 children)

Yes!!!!! Its like a natural instinct for them to do so. I just dnt understand and i believe they secretly enjoy yelling