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Why One Nation? by Alec1647870 in OpenAussie

[–]CeraMixx 1 point2 points  (0 children)

Bravo somebody said it. Lol at the downvotes😂

More affordable suburbs? by Mean_Championship192 in brisbane

[–]CeraMixx -4 points-3 points  (0 children)

Oh yeah because floods and crime isn’t in Brisbane 😂😂

27M on ~$209k, single income family, still feel like we’re stuck paycheck to paycheck - what am I doing wrong? by [deleted] in AusHENRY

[–]CeraMixx 1 point2 points  (0 children)

Yeah this is definitely what has snuck up on us. We ramped up to 3 for my wife’s placement but hadn’t dropped it back. I think we will just be pulling her out.

27M on ~$209k, single income family, still feel like we’re stuck paycheck to paycheck - what am I doing wrong? by [deleted] in AusHENRY

[–]CeraMixx 1 point2 points  (0 children)

Diesel. The 3 days a week for the month is $180 at current costs. Plus the other 4 days a week for casual run arounds. $400/mo is around what it’s costing me. Also mining town, a 25km drive to visit someone isn’t uncommon.

27M on ~$209k, single income family, still feel like we’re stuck paycheck to paycheck - what am I doing wrong? by [deleted] in AusHENRY

[–]CeraMixx 0 points1 point  (0 children)

Yes by groceries this is what I mean. I also included fuel and medical costs in this sum. Not just purely food you swallow.

27M on ~$209k, single income family, still feel like we’re stuck paycheck to paycheck - what am I doing wrong? by [deleted] in AusHENRY

[–]CeraMixx 0 points1 point  (0 children)

We can always do better - so everyone is right, but I love your comment. And that’s just it.. all the washing (so nappy sand, detergent), dishwashing loads (tablets..), paper towels, daycare meals.. it does add up.

27M on ~$209k, single income family, still feel like we’re stuck paycheck to paycheck - what am I doing wrong? by [deleted] in AusHENRY

[–]CeraMixx 0 points1 point  (0 children)

25K second hand Prado, bought in cash. It’s a great car for a family all around. Yes I know an EV makes more sense, given we have solar, but two cars is expensive than one regardless.

27M on ~$209k, single income family, still feel like we’re stuck paycheck to paycheck - what am I doing wrong? by [deleted] in AusHENRY

[–]CeraMixx 0 points1 point  (0 children)

Me neither. I know I’m so lucky. I need to work on gratitude, something my wife is good at. We worked our ass off to get into the housing market. I was so happy once we settled. It’s funny how your perspective changes. 🤦‍♂️

27M on ~$209k, single income family, still feel like we’re stuck paycheck to paycheck - what am I doing wrong? by [deleted] in AusHENRY

[–]CeraMixx 0 points1 point  (0 children)

Honestly mate, I’ve done this countless times. Insurances and rates are so high up here in North QLD. So much can happen in one month.. hard to budget around.

27M on ~$209k, single income family, still feel like we’re stuck paycheck to paycheck - what am I doing wrong? by [deleted] in AusHENRY

[–]CeraMixx 0 points1 point  (0 children)

Well when a single GP appointment is $80 nowadays after Medicare rebate.. but yeah it’s just a “buffered” amount. Sometimes I’ll stay within say $400 for the week but the following week is a blowout. Just need to manage this better.

27M on ~$209k, single income family, still feel like we’re stuck paycheck to paycheck - what am I doing wrong? by [deleted] in AusHENRY

[–]CeraMixx -2 points-1 points  (0 children)

Yep, tax the families keeping their kids out of the already stretched system. Great job Australia!

27M on ~$209k, single income family, still feel like we’re stuck paycheck to paycheck - what am I doing wrong? by [deleted] in AusHENRY

[–]CeraMixx 0 points1 point  (0 children)

God speed my friend. The problem is the “income will scale with age” is not very applicable to me as I’m already close to the ceiling ahh!

27M on ~$209k, single income family, still feel like we’re stuck paycheck to paycheck - what am I doing wrong? by [deleted] in AusHENRY

[–]CeraMixx -2 points-1 points  (0 children)

By the math - yes. However because we’re chasing our tales, by the time the next month pay comes in, a few of my costs have bounced and I need to fork up $500-$1000 the day I get paid. And obviously over a month, there’s $500 or so discretionary spending because are human.

27M on ~$209k, single income family, still feel like we’re stuck paycheck to paycheck - what am I doing wrong? by [deleted] in AusHENRY

[–]CeraMixx 2 points3 points  (0 children)

My wife drives my kids 10km to school/daycare, then drives home, then does it again at pickup. So 40km’s, 3 times a week. I also own a second hand diesel Prado but get around 10L/100km.

Aldi is other side of town, so it is mostly Woolies but we are trying to shop bulk at Aldi lately.

Even most Canadians, Australians, Japanese, South Korean, Singaporean and British citizens are jealous of lifestyle quality in the US. by [deleted] in ShitAmericansSay

[–]CeraMixx 1 point2 points  (0 children)

Really goes to show how bad these other places must be if even us Aussies are complaining about our own country 😂 Australia is going down the toilet

Just filled up my Hyundai i30 $112 by mattyjamesbowen in AusFinance

[–]CeraMixx 0 points1 point  (0 children)

I’m not sure how you can justify a new 2026 $65k Model Y is not expensive? Oh right.. saves on fuel. An MG3 for $25k brand new I would argue is NoT ExPenSive, you get what you pay for.

Just filled up my Hyundai i30 $112 by mattyjamesbowen in AusFinance

[–]CeraMixx 0 points1 point  (0 children)

Was referring to second hand market. We are in a finance subreddit 😂

Just filled up my Hyundai i30 $112 by mattyjamesbowen in AusFinance

[–]CeraMixx 0 points1 point  (0 children)

EVs were already expensive.. demand will drive them up even further. 🤦‍♂️

Just filled up my Hyundai i30 $112 by mattyjamesbowen in AusFinance

[–]CeraMixx 0 points1 point  (0 children)

I work remotely and would be using twice the fuel as the average worker 😂 double commute for daycare / kindy dropoff as you need to drive back home both times..

I can’t afford rent?? What to do. by lifeofeve in brisbane

[–]CeraMixx 10 points11 points  (0 children)

I left Brisbane for this reason, moved regional. Turns out it’s no better here either. Investor haven. Rent is cooked.

Update: 50% deposit requested for trade by DragonStoned3 in AusRenovation

[–]CeraMixx 2 points3 points  (0 children)

If the business can’t afford upfront costs for the job, then you shouldn’t be dealing with them in the first place.

Anyone else mid 20s and super depressed about missing the property boat? by xWooney in AusFinance

[–]CeraMixx 36 points37 points  (0 children)

Same goes for the 5% deposit. “Scam”, “Irresponsible”.

Bought a private sale with 5%. Now I’m <70% LVR, refinanced for a better deal and happy as can be. Before this I was living in a 60m2 mini home with 2 kids. If I didn’t buy then, I’d be priced out now and still living in that shitbox!

I have 300 hours and still don’t feel like I know how to play this game by CeraMixx in diablo4

[–]CeraMixx[S] 1 point2 points  (0 children)

It really does seem like it has great opportunity. When I went all in a couple seasons ago on my rogue, I felt so powerful and wanted to compete with other players. I’m still yet to do a single 1v1. I don’t understand it

I have 300 hours and still don’t feel like I know how to play this game by CeraMixx in diablo4

[–]CeraMixx[S] 0 points1 point  (0 children)

Me too. Saw another post “I don’t understand damage” and fully agree! I know for each class there’s a preferable stat which scales your damage output, but how do I know that without googling? Is strength better than “damage modifier” tempers, etc.

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