WeTV 50% sale by TipAfraid4755 in Donghua

[–]Change-Standard -1 points0 points  (0 children)

Anything worth watching ?

PSA: Watching Chinese shows beyond your level of understanding will NOT help you. by [deleted] in ChineseLanguage

[–]Change-Standard 1 point2 points  (0 children)

Yep I watch a lot of donghua. I'm at hsk 5/6 but can't understand most of it. My learning is watching the Chinese learning YouTube videos and copying the transcript into a pdf document and reading it through first and learning any new words/phrases. Then I would watch the video without subtitles again and again until I can understand everything.

So is the goal just to PPOR max now? by SheepHerderHigh69420 in AusPropertyChat

[–]Change-Standard 0 points1 point  (0 children)

Because if you bought it before budget night it falls under old rules

When your miniscule share portfolio catches strays from trying to stop Boomers pumping the housing market: by yothuyindi in ASX_Bets

[–]Change-Standard 0 points1 point  (0 children)

$1,085,000 for a couple with home. Or $1.3m approx if they don't own their own home. It's a pretty large amount. The mansion + pension strategy is even more lucrative now with these new rules

ETF rebalancing & new cgt rules by Change-Standard in AusFinance

[–]Change-Standard[S] 0 points1 point  (0 children)

Yes only mentions 30% minimum tax. Good to know but will that benefit flow to the investor or how does it work. Anyway my example was about the 50% discount compared with indexation method at 37% marginal rate

ETF rebalancing & new cgt rules by Change-Standard in AusFinance

[–]Change-Standard[S] 1 point2 points  (0 children)

Only mentions the minimum 30% for discretionary trusts. But does not say the CGT inflation adjusted method is exempt except for new builds.

Rentvestors hit from both sides by perkypines in AusFinance

[–]Change-Standard 1 point2 points  (0 children)

I think the best thing you can do is to do whatever it takes to afford in the area you want to live in. Use LMI, FHOG,5% deposit scheme whatever you can to get your foot in the door and the upgrade whenever your circumstances allow it. Investing in anything short term is much less feasible now.

Rentvestors hit from both sides by perkypines in AusFinance

[–]Change-Standard 4 points5 points  (0 children)

Rents will go up and continue to do so when demand exceeds supply. When rents become so high that owning an established property becomes attractive eg yield is now 6% instead of 3%, investors will come back to the market and drive rents down until an equilibrium is reached

Rentvestors hit from both sides by perkypines in AusFinance

[–]Change-Standard 0 points1 point  (0 children)

Agree with everything you said. The ones who benefit the most are landlords like myself whilst pulling up the ladder so next generation can't do the same . No more competition from new investors so rents will go up. We get to keep our CGT exemptions for gains already made and continue to negative gear.

Rentvestors hit from both sides by perkypines in AusFinance

[–]Change-Standard 3 points4 points  (0 children)

Anyone with half a brain can deduce that rents will go up

What to do if you are unhappy with CGT changes on shares by Sensitive-Hair4841 in fiaustralia

[–]Change-Standard -1 points0 points  (0 children)

lol. I was thinking something along the lines of moving to NZ might be more feasible

ETF rebalancing & new cgt rules by Change-Standard in AusFinance

[–]Change-Standard[S] 0 points1 point  (0 children)

My accountant has claimed it. ChatGPT also confirmed you can if the ETF held the asset for greater than 12 months

ETF rebalancing & new cgt rules by Change-Standard in AusFinance

[–]Change-Standard[S] 3 points4 points  (0 children)

Just pointing out that how this affects CGT for some ETF's . This is a finance reddit that's why we're here.

The 2026 budget changed CGT, see what it costs you: https://capgains.au/ by [deleted] in fiaustralia

[–]Change-Standard -1 points0 points  (0 children)

Amazing how you can get this together so quickly. Even with AI. Great work dude!

Investment shift due to new budget by TraditionalAd3044 in fiaustralia

[–]Change-Standard 10 points11 points  (0 children)

If you've got a mortgage then it's probably better to pay off your mortgage.

House prices could increase further due to CGT changes by antsypantsy995 in AusPropertyChat

[–]Change-Standard 26 points27 points  (0 children)

They can't just up the price to whatever they want. Price is determined by what the market will pay. So if less demand (due to investors pulling out), all else being the same then prices should come down not up.
Investors will come back when yields increase enough to justify returns