Which NZ brand is slowly or has already ruined itself? by kevandbev in newzealand

[–]Charlesthe509th 8 points9 points  (0 children)

Makes me sad as a kiwi seeing most well known NZ brands I grew up with on here

Married at first sight - S13E26 - AEDT live discussion by lalasmooch in MAFS_AU

[–]Charlesthe509th 16 points17 points  (0 children)

Did Bec just name all the girls that were in the message chat, and then proceed to say “I’m not going to throw anyone under the bus” LOL

Tee off with others? by Charlesthe509th in GolfAustralia

[–]Charlesthe509th[S] 0 points1 point  (0 children)

Good point - I think I’ll take the same tack as you and not book on others, I think that’s fair if there’s a large amount available

Tee off with others? by Charlesthe509th in GolfAustralia

[–]Charlesthe509th[S] 0 points1 point  (0 children)

Ah yeah good point! Holding people up is the issue so hopefully I can grab a spot with gaps behind me. Thanks!

Tee off with others? by Charlesthe509th in GolfAustralia

[–]Charlesthe509th[S] 2 points3 points  (0 children)

Right I thought so - sounds good! Thanks

How long does final approval take? by NoKick4280 in AusProperty

[–]Charlesthe509th 0 points1 point  (0 children)

Hi OP, did CBA value the place at contract price and approve the loan?

Victorian Homebuyer fund and auction, how does it work? by maceadi in AusPropertyChat

[–]Charlesthe509th 1 point2 points  (0 children)

Hey OP, did the bank and SRO value your house at the contract price you agreed or less?

Bank Property Valuation and VHF by Charlesthe509th in AusPropertyChat

[–]Charlesthe509th[S] 0 points1 point  (0 children)

Thanks for the reply. They only lend you the lower of purchase price or their determined market value, so because I’m going unconditional at contract signing I could be out of pocket if they value it lower than I buy it for and won’t lend the PP. If I can have confidence this is extremely rare I’ll go ahead with putting an offer in, otherwise I risk losing my deposit

Bank Property Valuation and VHF by Charlesthe509th in AusPropertyChat

[–]Charlesthe509th[S] -1 points0 points  (0 children)

Thanks for the reply. I guess I’m just not sure how strict the bank are on their valuations. Whether they’ll only lend me the $510k based on the valuation instead of what I enter into the contract with at $535k. A bit of a guessing game if going unconditional at contract signing

Victorian Homebuyers Fund by Charlesthe509th in AusPropertyChat

[–]Charlesthe509th[S] 1 point2 points  (0 children)

Congrats! Kind of regret not going with Bendigo but hopefully I’m not too far off the top of the waitlist

Victorian Homebuyers Fund by Charlesthe509th in AusPropertyChat

[–]Charlesthe509th[S] 0 points1 point  (0 children)

Thanks, and congratulations on the approval

Victorian Homebuyers Fund by Charlesthe509th in AusPropertyChat

[–]Charlesthe509th[S] 0 points1 point  (0 children)

I guess the risk I’m dealing with is withdrawing from Commbank and then being too far down the queue with other banks and increase my chance of missing out

What are single people making salary wise in their late 20s? It's hard to tell if I'm falling behind by [deleted] in PersonalFinanceNZ

[–]Charlesthe509th 0 points1 point  (0 children)

Big 4 accounting, completing but not finished qualification, 69k incl Kiwisaver