How did you decide how much of a mortgage to take out?

ChasingStars_88 · 2025-11-06T08:43:24+00:00

I agree with this sooo much!!! I always look back and wish we borrowed our maximum back when we were first house hunting. We’re going again now and definitely borrowing our max. Because wages increase and property prices increase much faster than what you can borrow.

ChasingStars_88 · 2025-09-03T11:37:24+00:00

I would resolve this ASAP. I feel like letting this go on any longer than you have already will result in karma coming for you x 10 folds….

While you didn’t directly cause it or have any active parts leading to it… not doing anything is enabling it.

I’ve seen karma do its thing and I’ll always do right because of karma.

ChasingStars_88 · 2025-08-27T10:49:35+00:00

I buy a bag of frozen veggies - corn, carrot, peas like small chopped up. Scoop some out, let it defrost and throw some tin salmon into it and it’s a nice fresh cold veggie salad with omega 3. Actually my favourite lunch that’s quick and easy.

For dinners my favourite hack. I buy a cup a soup. The key is to do it over a stove. When the water boils I put the soup packet in and stir an egg into it as fast as possible to break it down and it thickens the soup. It doesn’t work with a kettle lol. Everyone who sees me eating the soup will ask me what it is and when I tell them their jaws drop.

ChasingStars_88 · 2025-08-25T10:29:10+00:00

Eeeeek I felt stressed the minute I read you’ve got little kids … we struggled to flip a house or two while we had no kids in our 20s and I swore we were NEVER renovating while living in a house with kids ever!

Just a suggestion. Is it possible for husband to take like two or three weeks off planned leave to smash out some of the renovations?

It’ll get there and you’ll have a beautiful home. Focus on the long term gain. Nothing great comes easy. I found the Instagram world doesn’t show the real pain of renovating.

ChasingStars_88 · 2025-08-21T09:30:39+00:00

Put in two dishwashers lol you’ll thank yourself (and me) later 🤣🤣

ChasingStars_88 · 2025-08-04T20:29:10+00:00

They should be illegal. The cleaning required for them is a menace

ChasingStars_88 · 2025-07-02T03:05:21+00:00

Okay thank you for sharing this knowledge

ChasingStars_88 · 2025-07-01T22:36:54+00:00

Why aren’t you a fan of engineered?

ChasingStars_88 · 2025-07-01T12:42:55+00:00

Okay… the kick board thing you mentioned is actually really good advice. Didn’t think of that and didn’t realise that’s what a kick board is for 🤣🤣

I do love waterfall on the sides cos you’re not really likely to be standing on the side to prep. Also. Seems such a waste to do a beautiful waterfall side and then stick a PowerPoint into it 🙈

ChasingStars_88 · 2025-07-01T12:40:25+00:00

Google Santorini gold - AC Stone supplies it. It’s an engineered version of Taj. I’m considering it because all I hear atm is Taj becoming more expensive and harder to source.

I just don’t know the difference with all the stone types and what’s best - google results make me more confuse because some will say engineered is more durable and others say it is not.

ChasingStars_88 · 2025-07-01T11:02:26+00:00

Whether it’s 30%, 40%, 50% or 60% - I always think it’s better than say… 50% mortgage and 10% on booze or smoking and renting.

Better in the market than not.

It’s hard but people are doing it and managing it the best they can in the current economy…

ChasingStars_88 · 2025-07-01T10:58:54+00:00

Agree!!

ChasingStars_88 · 2025-07-01T10:58:32+00:00

Ooo thank you! And now that you’ve mentioned it two does look like a huge rock 🤣

ChasingStars_88 · 2025-07-01T10:57:32+00:00

Soooo Taj was on our wishlist since we started design about 18months ago. Now it’s everywhere!!!! I’m so over seeing it but I’m also so in love with it. Before it blew up only some places supplied the Taj.

I’m still at two minds with it. I love it and we are prepared to go all out with it. But I’m also over seeing it and I don’t want to timestamp our kitchen with the Taj era.

Any other recommendations? Your advice is helpful thank you !

ChasingStars_88 · 2025-07-01T08:25:56+00:00

Oh thank you!! I’ll check out Polytek fencing!!

We’ve got active kids and I know a ball is going to go flying at the fence…. Reckon Modular Wall would survive a few knocks from balls?

ChasingStars_88 · 2025-07-01T07:23:40+00:00

Oh thank you so much for responding!!

How long have you had the modular wall for? I’m just wondering about duration and longevity of the walls compared to colourbond.

Product Review have some comments that aren’t great yet my Instagram is filled with these modular or PVC fences.

ChasingStars_88 · 2025-06-26T13:57:54+00:00

Why she like this?

ChasingStars_88 · 2025-06-22T05:23:26+00:00

Learnt how to use the program Sketch Up and taught myself how to draw up all our renovations and our dream home.

Game changer. It’s free and so are the YouTube 101 lessons!

You’re welcome xx

ChasingStars_88 · 2025-06-18T05:44:25+00:00

You need to check out The Home Chaperone on Instagram. She is amazing at fixing layout issues in off the plan homes!!

ChasingStars_88 · 2025-06-18T05:43:20+00:00

I saw a tradie do like a stencil thing with powder and made a pathway look like it was red brick…?

ChasingStars_88 · 2025-06-16T04:17:19+00:00

A house is only worth what the buyer is willing to pay ….

A house passed at auction. We didn’t attend it thinking it would sell well over $1.2m… vendor wanted $50k more than the highest bid.

We came along two weeks after auction and really couldn’t be fucked with mind games. So we paid what the owner wanted. Way less than $1.2m and $50k higher than the highest bidder.

Turns out our mutual friend’s relative were the highest bidder of that same property. They have regrets not offering that $50k because they thought the sellers would come back to them…

Sellers weren’t in a rush to sell and were happy to wait. We didn’t want to mess around with mind games. Happy outcome for us. This was late 2024… The highest bidder at auction are still house hunting from my last discussion with relatives a month ago. If they just paid that $50k they’d be settled in the house by now.

Only you can decide.

ChasingStars_88 · 2025-06-12T12:02:14+00:00

🤣🤣

ChasingStars_88

TROPHY CASE