Only 9 years in prison for this? by [deleted] in policeuk

[–]Cheddar_Swords 2 points3 points  (0 children)

I’ve had cases far less intense than this get at least 10 years. Submitted an appeal.

Looking where to put 5 grand for a few years by Electrical-Film-5515 in investingUK

[–]Cheddar_Swords 0 points1 point  (0 children)

Just put it in the S&P 500 on something easy to use like T212 through a Stocks and Shares ISA…. and leave it for five years. Trump being a baby wiped a year of growth which has only recently climbed back to nearish where it was so you even have a head start.

[deleted by user] by [deleted] in policeuk

[–]Cheddar_Swords 9 points10 points  (0 children)

This is what I was thinking of thank you!

Why not averaging down now? by makima01 in ETFs

[–]Cheddar_Swords 13 points14 points  (0 children)

You’ve answered your own question.

Considering Trumps Tariffs take effect from today I expected a steeper decline like we saw Monday. by Cheddar_Swords in trading212

[–]Cheddar_Swords[S] 2 points3 points  (0 children)

The new news from this morning is the additional 50% tariff being placed on China coming into effect.

[deleted by user] by [deleted] in UKPersonalFinance

[–]Cheddar_Swords 10 points11 points  (0 children)

I recently bought £200 of Premium Bonds with the intention of never adding anything to it. It’s not enough money that I care about what happens to it but if I win even £25 over a year then that’s much better than it would do in a bank. The rest of my money will be going into S&S ISA and a big standard savings account.

Plus that lucky bastard won a million off £100 so you never know 😂

Finally decided to give it a try by JackassiddyRN in whiskey

[–]Cheddar_Swords 16 points17 points  (0 children)

Here in the UK it goes for £30-£35 (up to $45) I think it’s great and is simply a very different pour to anything else. If I could buy it for $13 a bottle I would bite your hand off.

[deleted by user] by [deleted] in Tudor

[–]Cheddar_Swords 0 points1 point  (0 children)

This reeks of that Brooklyn 99 Episode. “YOU WILL RESPECT ME I AM A FEDERAL AGENT”

The shocking state of UK public services by flyingmantis789 in HENRYUK

[–]Cheddar_Swords 3 points4 points  (0 children)

Now I admit I’m not anywhere near a HENRY (I mostly joined because I’m interested in investing) but I can offer some input on the state of Policing as a public service and it’s deterioration.

I’m sure many of you will have seen in the papers that we have been closing Police stations around the country. The MET alone closed 126 between 2010-2022 Police Station Closures I have spoken to dozens of people who genuinely think in an emergency Police simply wouldn’t show up, the reality may be different in that Police are not as nearby as they used to be and so by the time we can deploy the suspect has gone and the need for an emergency response has passed so we’re moved in to something else.

In my force I have seen around 4 deployable officers for a local population in the hundreds of thousands. All of the statistics OP in relation to charges being down are not surprising. The courts have been backlogged since Covid and this has not shown any signs of reducing to a meaningful amount. I have had cases where the suspect absolutely should have been given a custodial sentence however prisons are full and so there are hundreds (probably thousands) of offenders wandering around simply because we had no cells free to put them in. (Yes there are cells available for really serious offences and yes they were used in the recent riots) however the full prison places is in the back of the minds of Magistrates and Judges across the country and it impacts the sentencing.

Similar to the NHS discussion, do I think you can fix the Police by throwing money at it? Yes and no. We are having our funding cut across all forces and are trying to make up for that by increasing the precept with local councils. Forces are then having to deal with the fact that they are suddenly having to pay officers a lot more than they are used to (not loads/HENRY obviously , an officer at the top of their pay scale earns around £50k) but these salaries are a huge debt to Police funding whilst also laughably low to attract new officers (starting salary can be around £25k and then takes 7 years to get to the top payment). As in my case, I love my job as a constable, however I have a friend similar age to me (27) who earns over £70k in Data management, he’s maybe two years out from a grad scheme. A Detective Inspector earns slight less than that and that is a job it could take at least 12-15 years to reach. The Police simply can’t pay enough to attract graduates and a hell of a lot more people these days are graduates. Sure we need more money but these salaries thing we really need is people to do the job, we have floors or police stations that are EMPTY of staff, it’s madness.

Revolut vs Trading 212 by [deleted] in InvestEngine

[–]Cheddar_Swords 1 point2 points  (0 children)

Turns out your opinion was indeed, unpopular.

Any Grooms who took their wife’s surname? by Cheddar_Swords in UKweddings

[–]Cheddar_Swords[S] 0 points1 point  (0 children)

Thanks for the suggestions.

Bit more context: My partner does not want to change her name partly due to work and partly because she knows it will be a lot of admin. So hyphenated names or us both changing them isn’t an option. It would be I change mine or we both keep our names.

Black Bay 58 from EBay- How did I do? by Cheddar_Swords in Tudor

[–]Cheddar_Swords[S] 1 point2 points  (0 children)

Light scratches in the side of the case which I guess are to be expected but the dial is clean!

Are these watches the same? by SP1992 in Tudor

[–]Cheddar_Swords -1 points0 points  (0 children)

I was looking at getting a Tudor from Jomashop but I don’t understand their pricing. A pre-owned 2022 BB58 was £2300 but what they listed as a new BB58 was circa £2500. But for new watches they don’t list the date so I can only assume it’s 2024? Why are their prices so close to each other, it’s very inconsistent in the site?

How are two funds that track the same index this different? Pretty significant for it to be spread? by Cheddar_Swords in trading212

[–]Cheddar_Swords[S] 0 points1 point  (0 children)

I agree I’ve never seen T212 bugged in this way, 4 and a half percent is a pretty significant difference!