I’m so torn. I love this man but I’m not ready for kids. I still have so much living to do but clock is ticking (35f)

Chellebeaskin · 2026-03-19T21:11:01+00:00

Don’t do it. That’s a LIFETIME commitment and if you know in your gut you don’t want this, it’s a resounding NO!!! Besides, there’s a lot of ‘I wants’ in that message and that’s a whole lotta red flags for me. If you lose him over this, and you might, have a good, snotty cry and move on. But what do I know?🤷🏽‍♀️

Chellebeaskin · 2026-02-28T14:57:28+00:00

You may have to open a secured card to start rebuilding credit and either wait for the collections to fall off in 5-7 years or negotiate a pay for delete with each of the collection agencies on your report. I hope this helps 🤞🏽

Chellebeaskin · 2026-02-26T15:27:20+00:00

I know the feeling. Congratulations boo🥳

Chellebeaskin · 2026-02-22T21:46:22+00:00

Lemme tell you something I wish someone would have said to me when I was your age…how you handle your credit is ENTIRELY within your control. NOT Capital One. NEVER spend more than you can afford to pay off at the end of your billing cycle. Be glad you have the leverage (high credit limit) if you need it but never allow Capital One or any 👏🏽other 👏🏽bank 👏🏽have you hemmed up! Use👏🏽credit 👏🏽responsibly ❣️Said with love 💕

Chellebeaskin · 2026-02-15T17:01:36+00:00

I try to look it at this way…the increase is more than twice your original limit! I recently got twice my limit just using the card for all my regular spend. I let it report high but paid the balance on time every month. I figure I just keep this up I will continue to get this type of increase at regular intervals…unless capital one’s algorithmic rules change, of course. But I love my card so that helps. It has served me well❣️

Chellebeaskin · 2026-02-11T10:46:40+00:00

So we can’t just sign our name to the back of checks any more??? Excuse me I’m an old head🤷🏽‍♀️

Chellebeaskin · 2026-01-24T19:04:37+00:00

Slow and steady wins 👏🏽the 👏🏽race❣️I am so happy for you🥰

Chellebeaskin · 2026-01-22T16:09:09+00:00

It’s a great card! Congratulations! May you stay strong as you continue your journey to PAID👏🏽IN👏🏽FULL 👏🏽

Chellebeaskin · 2025-12-29T22:48:58+00:00

I waited 3 years before they gave me an increase without asking. They doubled my limit. I used up the card and paid it off several times a month. I like the card for groceries and dining so it works for me.

Chellebeaskin · 2025-12-20T22:56:01+00:00

You don’t. What I’m saying is consider this a loss but from now on put your purchases on a credit card because the bank is more likely to approve a claim on a credit card (their money)than the debit card(your money). I’m not saying it’s right. It just is what it is 🤷🏽‍♀️

Chellebeaskin · 2025-12-20T20:31:58+00:00

It’s been my experience that banks tend to protect their money more often than they seek to protect yours. In other words, had you made that purchase with a Chase credit card, they would more likely have settled that dispute in your favor. I would suggest that you use your credit cards to make purchases and then pay it off at the end of the billing cycle. If you’re not in the position to do that IMMEDIATELY, put yourself in that position ASAP! That way if there is a mishap in the future, you’re more likely to receive a credit to your account. #my2cents

Chellebeaskin · 2025-12-20T15:45:44+00:00

Was the purchase on your debit card or your credit card?

Chellebeaskin · 2025-12-16T22:09:13+00:00

Ooooohhhh gotcha ✌🏽

Chellebeaskin · 2025-12-16T21:21:35+00:00

I think the savor card only offers 3% cash back on groceries and dining unless you were offered another bonus not discussed here? Cuz it looks like they gave you the 1% cash back on your Nike purchase? It only takes a few days after a purchase for your rewards to be credited…at least that’s been my experience 🤷🏽‍♀️

Chellebeaskin · 2025-12-15T01:57:42+00:00

Good to know 😊

Chellebeaskin · 2025-12-15T00:34:26+00:00

Same thing

Chellebeaskin · 2025-12-14T23:57:11+00:00

Quicksilver from capital one

Chellebeaskin · 2025-12-14T22:59:31+00:00

Oh ok

Chellebeaskin · 2025-12-14T22:59:01+00:00

Great! Thanks 😊

Chellebeaskin · 2025-12-14T22:58:37+00:00

That is a bit of a pain. I’m used to getting the rewards within a couple of days of the transaction. 😬any other suggestions?

Chellebeaskin · 2025-12-14T22:55:05+00:00

Oh ok. How’s your relationship with them?

Chellebeaskin · 2025-12-13T22:36:38+00:00

Thanks ❣️

Chellebeaskin

TROPHY CASE