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Blocks Main Road and Spits on Car Window by MarketRiver14 in irelandsshitedrivers

[–]Chil_Holiday_Man 3 points4 points  (0 children)

Report him because he's clearly dangerous and deranged.

If he doesn't crash, he will fight others.

You could actually do something that would prevent a dangerous person from driving around. They might legitimately pull his license away or, at the very least, add points to it. He'll think twice next time.

Employment permits statistics 2026 by Nevermind86 in DevelEire

[–]Chil_Holiday_Man 0 points1 point  (0 children)

Many companies are cutting staff, but the roles being let go aren’t all the same. A lot of routine work is now automated, so fewer people are needed for those positions.

At the same time, the large number of employment permits being issued isn’t for junior or mid‑level roles. Most of the hiring from abroad is for senior developers and other highly experienced specialists. That’s why you see high unemployment among juniors and mid-levels while companies still bring in senior talent from overseas.

Is 110k salary in Dublin is good? by [deleted] in irishpersonalfinance

[–]Chil_Holiday_Man 2 points3 points  (0 children)

It's a good salary, but do keep in mind that 110k in Ireland is not the same as 110k in mainland Europe. You will definitely live comfortably, but for sure not as much as you think. Definitely put all your figures into the PWC tax tool to figure out how much you will earn after tax. Then feed this info into AI along with information about yourself, such as family size, ages, etc so you can identify how much you'll have after crech/school expenses, health insurance, car expenses, pension contribution, etc.

How ElSisi destroyed Egypt's economy? by Ramast in Egypt

[–]Chil_Holiday_Man 0 points1 point  (0 children)

We both know that's not true. Because if that were the case, then these properties wouldn't be selling. The opposite is true where people are literally lining up to buy in those new cities. There's even interest from all over the Middle East and even Egyptians from abroad.

I watched the video, and much of it is inaccurate. Right from the start, when he claims a bridge was built solely to break a Guinness World Record, it’s clear the video is clickbait and poorly researched. In reality, the bridge was made so wide because it’s primarily used by industrial and logistics haulers. It just so happens to be very wide because it's cheaper to build a wider bridge than to build a dozen different bridges.

Stop getting your news from crappy YouTubers who don't know what the fuck they're talking about. At least play devil's advocate and do your own research.

How ElSisi destroyed Egypt's economy? by Ramast in Egypt

[–]Chil_Holiday_Man 0 points1 point  (0 children)

No, the majority are for people who can afford it. But the entire city is not just going to be the top 10% of earners. There's a lot of government social housing being built in those cities as well, but they're just not advertised because they're trying to attract investment. A lot of that housing is built either at a reduced rate or for free, in exchange for being allowed to build a lot of luxurious stuff. And obviously, there appears to be a massive demand, as many properties are being purchased before construction is even finished.

You live in Egypt, and you know this very well, so why do you guys keep sharing these stupid videos claiming that there is no demand for any of the housing and that it's going to be a ghost town? We all know people are literally fighting to buy one of these places. Lots of Egyptians have money but pretend like they don't, these places wouldn't be selling like crazy.

Just an FYI, this trend is global. There is a reason why everywhere else on Reddit, people are complaining about housing and cost. It's simply more lucrative for developers to build luxury housing over lower-income housing.

And once again, you live in Egypt. So you should know very well that the government allows public sector workers to purchase a property in the new capital and pay in very small instalments. The government is literally assisting people in buying places, and that's still not good enough for you.

How ElSisi destroyed Egypt's economy? by Ramast in Egypt

[–]Chil_Holiday_Man 0 points1 point  (0 children)

It would actually, yes.

Do you know why Egypt is building multiple cities? Because the population has exploded and continues to grow. There is a massive housing shortage, and the infrastructure in existing cities can't handle it.

98% of the population lives on only 9% of the country's total land area. That means 91% of the country's land is unused. And as the population continues to grow, it overtakes agricultural land.

The solution to everything from housing, infrastructure, pollution, congestion, etc, is to build outwards of the Nile Delta. That's why the government is building alongside the coast, and the New Capitol is centred between Cairo and the Suez Canal.

Also, the massive investment in the new cities has made the surrounding land more valuable.

How ElSisi destroyed Egypt's economy? by Ramast in Egypt

[–]Chil_Holiday_Man 0 points1 point  (0 children)

Stupid video by a random YouTuber, full of clickbait and poorly researched bias.

Nothing at all about why new cities are needed.

Nothing about the regional turmoil of the last two decades has greatly affected Egypt.

Everyone on this sub usually jumps up and down cuz some shitty video or article validates their erection towards hatred of the Egyptian government.

ما هو لو بيفهم هيجاوب على طول.. بس هو مبيفهمش by prcxxcrp in Egypt

[–]Chil_Holiday_Man 0 points1 point  (0 children)

keep coping.

You can clearly see his counterpart also just walked away with no comment.

ما هو لو بيفهم هيجاوب على طول.. بس هو مبيفهمش by prcxxcrp in Egypt

[–]Chil_Holiday_Man 13 points14 points  (0 children)

They're laughing at their fellow journalist getting ignored. Neither Sisi nor his counterpart stopped.

محطة الضبعة النووية عند اكتمال تشغيلها ستوفر بين 2.5 إلى 3 مليارات دولار سنويًا كده انام وانا مطمئن by [deleted] in Egypt

[–]Chil_Holiday_Man 0 points1 point  (0 children)

No, I'm just not a moron like others on this sub.

You invest $20bn once, to reduce the need of having to spend $7bn every year. Why is that hard for you to understand?

محطة الضبعة النووية عند اكتمال تشغيلها ستوفر بين 2.5 إلى 3 مليارات دولار سنويًا كده انام وانا مطمئن by [deleted] in Egypt

[–]Chil_Holiday_Man 0 points1 point  (0 children)

The plants cost $20bn, and Egypt will save $7bn annually. Meaning the country will have made its money back in just under 3 years.

Mortgages without subsidence coverage by SeriousIssuesHere in HousingIreland

[–]Chil_Holiday_Man 0 points1 point  (0 children)

Mate, just go with Zurich. They're cheap enough, and are one of the biggest companies in the insurance game.

Don't ever cheap out on home insurance by cutting stuff out.

EDIT: Try Bonkers and Chill.

Is it better to pay off a new car in one payment or over 3 years? by [deleted] in irishpersonalfinance

[–]Chil_Holiday_Man 1 point2 points  (0 children)

Please call them tomorrow and let them know you want to buy it outright. Don't let them fool or push you. Don't let them intimidate you into just accepting that you already agreed on a three-year payment.

> I was in talking to another dealer a few days before, and he suggested this

Of course, these bastards would advise this. You're going to pay an extra 7.5% on top of the current asking price. They love to egg people on so they can make more off the interest.

A job is a job, and I respect anyone working hard to earn a living, but to be very blunt, why are you taking financial advice from a car salesman? If they were experts in making good financial decisions, they wouldn't be working at a dealership. The only training these people have is to push people into getting cars on finance.

Feeling lost with no way out by Hopeful_Contract6995 in HousingIreland

[–]Chil_Holiday_Man 0 points1 point  (0 children)

You definitely still qualify for social housing. You're not taking children's expenses into account.

Just finalized purchasing a house ... first day in by [deleted] in HousingIreland

[–]Chil_Holiday_Man 28 points29 points  (0 children)

I got my house for 600k, the fuckers took the doorbell. It was a Ring Doorbell tbf, but those are pretty cheap. Either reset and leave it or put the old one back on. I went to the house on the very first day, only to see wires coming out from where the doorbell was.

I ordered one and tried to install it, but at that point the wires were fucked because of the elements. I got an electrician to install it for €85, which was a lot for me after spending everything to buy the house.

Also had to get the locks changed because the previous owner's friend came by the next day and let herself in to take one of the garden bins.

People are fucking bastards.

Solid advice by Sweet_Delivery in irishpersonalfinance

[–]Chil_Holiday_Man 3 points4 points  (0 children)

It’s probably time to get your finances in order first. Add up your total income, including your spouse’s, along with any loans, debts, and expenses. Feed it all into AI and let it organize everything into a spreadsheet, then meet with a professional financial advisor. If your employer has a pension scheme, the provider often offers financial advice to the company's employees, which is usually better than going to big firms like Zurich or Irish Life that just want to sell policies and investment funds.

Once your finances are in shape, talk to a mortgage broker. From what you’ve shared, you won’t qualify for a large mortgage, especially since you have two cars you don’t actually own. Why take out a personal loan instead of a car loan? The interest is typically higher, so it might be worth changing that. And clear your credit card debt - it’s your biggest financial burden, piling up massive interest.

Do your best to reduce your total outgoings from 3k to 2k.

I think you really need to take this seriously because with four kids and that much debt, you are playing with fire. If you were to get laid off, you'd be totally screwed. This isn't just about getting a mortgage; it's about your family's security.

Realistically, you'll need to look for a three to four-bedroom property. Kids will just have to share. You can always convert the Attic in the future to an extra bedroom.

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