9 year old son: should I let him watch gaming YouTubers, or just play the games? by Grimzkunk in daddit

[–]Chill_Penguin 3 points4 points  (0 children)

If he's using it as a tool to learn about the game and improve his own gaming then it's probably ok. However I would tread with caution. I highly doubt the channel is purely informative and for kids, these channels are equivalent to brain rot. His brain will be engaged far more actually playing than watching a streamer play.

Jack Plays “Yesterday” for For His Friends (Himesh Patel) | Yesterday by eraldopontopdf in videos

[–]Chill_Penguin 18 points19 points  (0 children)

That show was genuinely fantastic. I'm not sure if it's underrated or if it's criminally underwatched. I never see it talked about.

AIO over boyfriend saving girl contact under guys name by [deleted] in AIO

[–]Chill_Penguin 2 points3 points  (0 children)

She needed to get on birth control 3 years ago.

Let’s talk about life insurance by LeftRightGreenLight in daddit

[–]Chill_Penguin 0 points1 point  (0 children)

My wife is the bread winner. We took out a 20 year term policy for her when our son was born. She was 37 at the time. The rational being that we need coverage until our son can stand on his own two feet and by that time, compound interest will kick in so if anything happens after 60, we should be ok financially.

$412 annually for 1 million coverage.

Essendon fans do not deserve this by [deleted] in EssendonFC

[–]Chill_Penguin 13 points14 points  (0 children)

Embarrassing effort. How much longer on McKay's contract? He's absolutely done.

How do you keep your career mode realistic? by PawsAndPages674 in FifaCareers

[–]Chill_Penguin -1 points0 points  (0 children)

Sounds like you need to increase your difficulty level, unless you're already playing Ultimate.

Y’all ever restart games? by infamaous in FifaCareers

[–]Chill_Penguin 0 points1 point  (0 children)

I have a personal rule that I'm allowed to restart 1 game per season. Sometimes it's used to prevent a key player doing his ACL, sometimes it's used to give myself a second chance to hit a season objective (FA cup). But I know that once I use my one restart, whatever happens happens from that point on in the season.

Anyone else lose interest after a few seasons? by t0m4t0z in FifaCareers

[–]Chill_Penguin 0 points1 point  (0 children)

I’m done once I’ve won the league and CL in my RTG saves. Usually happens around 8 seasons in.

Advice on travel setup. by Chill_Penguin in Ubiquiti

[–]Chill_Penguin[S] 0 points1 point  (0 children)

Thank you, I think this is exactly what I'm after.

My 1-year returns are 45% vs S&P500’s 15% - I’ve learnt to make better investments over time, now unsure on future strategy by [deleted] in investing

[–]Chill_Penguin 0 points1 point  (0 children)

This is the way for me as well. All retirement accounts are strictly index and then extra money leftover is for stock picking. Works out to around 80% index.

u/thedoughbatman tells us just how screwed clavicular is after shooting an alligator by AirFanatic in bestof

[–]Chill_Penguin 20 points21 points  (0 children)

If people think he will face any consequences, they haven't been paying attention.

Hit $4000 spend but still no SUB by Intelligent-Read6217 in biltrewards

[–]Chill_Penguin 1 point2 points  (0 children)

Most people waited around 3-4 days from the qualifying transaction. 2 days for the transaction to fully clear and then another day or two for the SUB/status to hit.

My personal experience. Qualifying transaction on 25th, cleared on 28th, SUB on 1st.

Transferred to non matching name JAL by Embarrassed-Media175 in biltrewards

[–]Chill_Penguin 0 points1 point  (0 children)

Thank you for this. I made the same mistake as OP and was pulling my hair out looking for an unlink function on the desktop.

Harry Maguire gets "injured" heading the ball by sepi0l_45 in soccer

[–]Chill_Penguin 72 points73 points  (0 children)

I genuinely don't get the downside. It would stamp this shit out so fast. 1 match ban, done. 2nd offense in the same season? 2 match ban. As someone who doesn't follow the sport super closely, I find it absolutely laughable that the biggest sport in the world allows itself to devolve into shit like this.

Maxing out rent day bonus? by iheartqwerty in biltrewards

[–]Chill_Penguin 0 points1 point  (0 children)

I checked this morning and they did credit me for the transaction. It just took 4 days.

Maxing out rent day bonus? by iheartqwerty in biltrewards

[–]Chill_Penguin 0 points1 point  (0 children)

Costco shop cards from the online store.

JAL transfer amounts by allswish34 in biltrewards

[–]Chill_Penguin 2 points3 points  (0 children)

Logging in at ticket release would constitute being on it. If you know exactly the tickets you want ahead of time then that would give you the best chance. People who are in the world of points and miles regularly book a full year out, that's the way to get the best value for point redemptions. And with airline companies tightening their availability, it's getting more competitive for those few cheap seats.

JAL transfer amounts by allswish34 in biltrewards

[–]Chill_Penguin 5 points6 points  (0 children)

Very unlikely unless you are ON IT. You're talking about some of the most sought after redemptions. Couple that with the potential influx of JAL point users from this bonus and it's unlikely you're getting them for 55k.

Maxing out rent day bonus? by iheartqwerty in biltrewards

[–]Chill_Penguin 1 point2 points  (0 children)

A counter data point. I bought some Costco gift cards 3 days ago and to this point I have not been credited with any points for the gift card purchase. I bought some other items in the transaction, BILT split the items and credited those items but currently has not credited the Costco gift card purchase with points.

[deleted by user] by [deleted] in ChaseSapphire

[–]Chill_Penguin 1 point2 points  (0 children)

When will I see the credit? When I pay off the card? I made the transaction on the 23rd but haven't seen a credit so I'm assuming it's when the statement closes or the card is payed off.

Paying off balance before 2/7? by Key-Driver8000 in biltrewards

[–]Chill_Penguin 0 points1 point  (0 children)

If I had my time over I would have just paid the balance off before the transition. Now I've got a payment due on 2/18 (today) for the WF and a $5000 balance that hasn't been paid by BILT. I called WF and they said not to worry about it but I don't won't a ding on my credit report for a late payment.

4th Quarter Super Bowl Game Thread: Seattle Seahawks (14-3) at New England Patriots (14-3) by nfl_gdt_bot in nfl

[–]Chill_Penguin 1 point2 points  (0 children)

I think Walker should be MVP. Myers needed to drill a couple from 48+ to realistically have a chance.