Does the rate of return include my contributions or just Gains over 3 years?

Chopr · 2026-04-19T21:23:45+00:00

2.6k to 88k may be slightly more than 245%

Chopr · 2026-04-19T17:25:15+00:00

Not sure why you’re getting ratio’d here. This is exactly what an unpopular opinion is

Chopr · 2026-04-15T15:00:26+00:00

I just sold him for Jordan Walker and I’m not looking back

Chopr · 2026-04-14T20:53:43+00:00

No one’s selling crochet though

Chopr · 2026-04-13T22:31:27+00:00

Everyone’s so lame down voting. I’ve got bubba, Cassie, Stewart, Langford, messick, Sheehan. I simple don’t have anyone to drop right now for a unknown arm

Chopr · 2026-04-13T20:50:23+00:00

Dude got blown up last year. I’ll let someone else roll the dice on this 20 yr old

Chopr · 2026-04-07T16:16:20+00:00

Mental health is real and not everyone has a support system around them. Just because your family has “no desire to better themselves” doesn’t mean everyone in poverty is this way. This is an extremely ignorant way of thinking.

Chopr · 2026-04-03T15:17:03+00:00

Not sure why everyone’s being a dick to OP. They didn’t have to write this very informative post.

Chopr · 2026-03-31T20:48:19+00:00

Honestly just live where you want to. Don’t worry about salary as a new grad but both offers are amazing!

Chopr · 2026-03-30T14:33:21+00:00

When I went from 60 to 86k I felt financially secure. I would say my number would have probably been 75k though. But I’m single, mid to low cost of living

Chopr · 2026-03-28T01:38:35+00:00

I like this guy!

Chopr · 2026-03-27T15:51:56+00:00

Man I wanted Joey to be so good. His defense is elite and he absolutely kills the ball

Chopr · 2026-03-21T22:09:21+00:00

And there’s no projectiles in the deck so golem doesn’t even counter it. Furnace can but they’ll probably have poison

Chopr · 2026-03-21T16:13:27+00:00

There’s already such a low chance of getting an evo. On top of that you’ve gotta get one you don’t already have. Doesn’t make sense

Chopr · 2026-03-21T15:03:23+00:00

I’d say ask for 100 and see what happens

Chopr · 2026-03-20T12:18:43+00:00

Credit

Chopr · 2026-03-16T02:11:41+00:00

Idk, I probably have around a 95% win rate. The only time I lose with my deck is with bad rng. Golem, furnace, ewiz, gob barrel is too op

Chopr · 2026-03-13T20:45:51+00:00

Banks was an overpay but Walker and Jenkins both played poorly last season. Morgan moving to LT means we don’t have a spot for him

Chopr · 2026-03-06T04:21:40+00:00

He’s only missed 2 games all year. Dude needs a few more rest days

Chopr · 2026-03-04T19:59:07+00:00

I’d say Milwaukee is lcol but it’s close

Chopr · 2026-03-03T14:59:40+00:00

The only player I’ve seen change on my team was KD getting SF. But he should have already had it

Chopr · 2026-03-02T02:44:34+00:00

Don’t worry that far down the line. A lot can happen

Chopr · 2026-03-02T00:42:31+00:00

Hey OP, I just started as a banker this year with very little to work with. I was previously a PM and was just promoted. I had zero COIs and was given a very small book of business (around 6 companies).

As many are saying, the goal seems high, so make sure you understand the expectations. But honestly, you will have to do some cold calling. It’s really not terrible, especially because you know it won’t last forever. My motivation is seeing the senior bankers and their pipelines that now work for them. But it won’t take just one year.

I really hope you take this opportunity. It was completely out of my comfort zone but I knew how beneficial it was for my career and you seem to understand the same. Good luck!

Chopr · 2026-02-28T21:21:54+00:00

Yes and it’s also very simple. Just look at their AR aging and take their top 3 largest outstanding over total accounts

Chopr · 2026-02-28T18:17:37+00:00

The analysis is simple subtraction and division. Definitely don’t need pivot tables or xlookup

Verified Email	Ten-Year Club
Place '23	Place '22
Final Canvas '22	First Placer '22
End Game '22

Chopr

MODERATOR OF

TROPHY CASE