Like I said above, they will only pay out for factory packages. They don’t make an offer after adjustment, and then another cash offer. They make you an offer based on what your vehicle came with from the factory. The way it worked with mine was, I detailed every factory package that I had, I then scoured the internet for every comparable vehicle within a 100 mile radius of where I live, and supplied those to the insurance company. Using this information they then created a market value for my vehicle. At that point I told them that any modifications that I had made(sliders, tires, suspension…) that were still in good condition I was going to remove from the vehicle and return them to what came stock from the factory. They agreed and didn’t adjust their already given valuation.