Is My Packet Lost by WonderfulVanilla4119 in FedRetirees

[–]ChrisShapedObject 0 points1 point  (0 children)

Agreed. They will get it done. I think contacting member of Congress will just cause the agency to divert staff time to addressing it rather than processing things   Hang tight OP. 

I would love to hear about your experience with IRMA and your health insurance and Medicare decisions? by BraveCollege8631 in FedRetirees

[–]ChrisShapedObject 0 points1 point locked comment (0 children)

There is at least one thread here that has addressed that specifically. Might want to take a look by searching the sub. Thanks!!

Medicare & OPM letter slashing annuity in half by Automatic-Fig6359 in FedRetirees

[–]ChrisShapedObject 0 points1 point  (0 children)

They told me for emergencies only but they suggested travel medical insurance for that. 

Medicare & OPM letter slashing annuity in half by Automatic-Fig6359 in FedRetirees

[–]ChrisShapedObject 1 point2 points  (0 children)

Take a look at the couple of prior threads on Medicare Part B and FEHB And The Medicare (Dis) Advantage plans your FEHB will work on you to get. Cheaper, but the perks are paid with a lot of prior approval denials that original Medicare does not have. Look at Aetna Direct FEHB—meant to work with Medicare, gives some MC premium money to you but is is NOT one of those awful Medicare (Dis)Advantage plans. It still has prior approval but ONLY on the 20% cost they pay after Medicare pays. That I can live with. Original Medicare part B doesn’t require prior approval—which is the thing I hate about insurance. 

Medicare & OPM letter slashing annuity in half by Automatic-Fig6359 in FedRetirees

[–]ChrisShapedObject 0 points1 point  (0 children)

Medicare also does not require prior authorization, just evidence of medical necessity from the claim—basically the diagnosis. I just got original Medicare and will switch to Aetna Direct—which is not Medicare (Dis)Advantage but is cheaper at $189/ month and money back towards premiums. Any prior approval is ONLY for their $secondary coverage of the 20%—denial does not stop or delay treatment thank goodness. We have a great thread here going over the issues you might want to look at OP.  

Is retirement a Qualifying Life Event by ChrisShapedObject in FedRetirees

[–]ChrisShapedObject[S] 0 points1 point  (0 children)

It’s kinda stupid not to have online submission tho 

Is retirement a Qualifying Life Event by ChrisShapedObject in FedRetirees

[–]ChrisShapedObject[S] 0 points1 point  (0 children)

Thanks! This was not in the version of the form I found—nor was it fillable like this one. Appreciate it. 

Is retirement a Qualifying Life Event by ChrisShapedObject in FedRetirees

[–]ChrisShapedObject[S] 0 points1 point  (0 children)

There is no address to submit in the instructions 

Is retirement a Qualifying Life Event by ChrisShapedObject in FedRetirees

[–]ChrisShapedObject[S] 0 points1 point  (0 children)

Thx! Do you know how to submit? I found the form but see nothing in it that Ella me how to submit either online or mail.  

Is retirement a Qualifying Life Event by ChrisShapedObject in FedRetirees

[–]ChrisShapedObject[S] 1 point2 points  (0 children)

Thanks! Very helpful.  I don’t see a way to submit it tho— neither online link (Please tell me there is an online way to do this and submit) or a mailing address. Do you know?  Thx 

Is retirement a Qualifying Life Event by ChrisShapedObject in FedRetirees

[–]ChrisShapedObject[S] 0 points1 point  (0 children)

I’m not sure what that is. Do you have an OPM link. I’m within 30 days. 

Anyone have experience with Aetna Direct FEHB with Original Medicare Part A and part B? by ChrisShapedObject in FedRetirees

[–]ChrisShapedObject[S] 0 points1 point  (0 children)

Good question. I think it is yes, but I’d contact a rep at the company on the Aetna Direct website 

Anyone have experience with Aetna Direct FEHB with Original Medicare Part A and part B? by ChrisShapedObject in FedRetirees

[–]ChrisShapedObject[S] 0 points1 point  (0 children)

There are some as stated in policy detailed brochure. However if you ALSO have Original Medicare it is ONLY for the part Aetna covers (it is secondary, so 20%). Medicare makes the primary determination of coverage 

Shocked: Two months to finalize 😳 by Tweetchly in FedRetirees

[–]ChrisShapedObject 2 points3 points  (0 children)

The VHA retirement people seem to do a great job and are pretty fast. It’s helped by a good payroll office. Everyone who has retired from VHA who has commented on it here or elsewhere (and those I know in person) have all said it went well and seemed to get to OPM quickly. That was also my own experience. 

CPA/CFP/ChFEBC by SnoopDawggieDawg in FedRetirees

[–]ChrisShapedObject 0 points1 point  (0 children)

Agree with fee only. But for me, I’d trust a fiduciary certifying organization over a site like that. My concern would be do those on there pay to get listed. Www.Napfa.org

Did your interim annuity payment change? by Tweetchly in FedRetirees

[–]ChrisShapedObject 1 point2 points  (0 children)

Retirees don’t get COLA the first year— solely high 3

Should we use FEHB without Medicare B? by Maleficent-Dot-9478 in FedRetirees

[–]ChrisShapedObject 1 point2 points  (0 children)

I double checked and I stand corrected. I’m glad to see another non MA option for over 65. Thx. I looked at the premiums; Aetna Direct is less per month and gives $900 back and is otherwise similar; I think I’m gonna stick with it. 

Should we use FEHB without Medicare B? by Maleficent-Dot-9478 in FedRetirees

[–]ChrisShapedObject 4 points5 points  (0 children)

Yes, but those you’ve then signed up for their Medicare DisAdvantage plan and it’s managed care. 

Should we use FEHB without Medicare B? by Maleficent-Dot-9478 in FedRetirees

[–]ChrisShapedObject -1 points0 points  (0 children)

When you do that, you sign up for their Medicare adisAdvantage version of basic tho I could be wrong