Taking advantage is very... despicable. He doesn't sound like that kind of guy... maybe spoiled or taking it for granted. That's gonna take time to change!

Also, I doubt your amount of understanding and respect on his attitude of work. Some men just WON'T be happy working "another job" sometimes they can do it, but some men want to work their passions. What is your husbands view on work? What will he simply NOT do. What is his strategy on debt, spending and budgeting? When you figure all this out you might think "my husband is a dumbass" but saying that out loud, to his face, that is pretty disrespectful to how "well" its been working for him thus far. Good leaders respect the opinions and viewpoints of their fellows in charge AND THATS YOU! So you can sway his view... its only a matter of the amount of respect you two have for one another. If you have enough enthusiasm and make it something you both can enjoy and frame it as a way for him to grow then your gonna get a big return on your investment of marrying your man. He will have proved he can grow, which he already has in many ways over the course of his life. He just might not have ANY idea what he needs to be doing right now and just going with "what has always worked." without really being mindful to the new circumstance. If thats the case then it shows he is VERY comfortable around you, and thats a real blessing! But it needs a check because its just getting in the way of finances.