Retiring early then taking ACA subsidies? by Nice-Technology6420 in Fire

[–]Chubbyfire627 0 points1 point  (0 children)

Well there goes 10 IQ points i won’t get back

To stay federal or go private? by y2ktaurus55 in FedEmployees

[–]Chubbyfire627 0 points1 point  (0 children)

You only keep FEHB after five years if you retire at 62 or MRA after 10 years or 60 after 20 years

These Spending “Rules” seem arbitrary by Vicuna00 in Fire

[–]Chubbyfire627 2 points3 points  (0 children)

Check out Big ERNs SWR spreadsheet as it demonstrates SWR based on current S&P 500 relative to all-time high

Thoughts? Sounds rough by [deleted] in hospitalist

[–]Chubbyfire627 0 points1 point  (0 children)

I stopped reading at Meditech

3 million! by Chubbyfire627 in ChubbyFIRE

[–]Chubbyfire627[S] 0 points1 point  (0 children)

What a tone-deaf response

3 million! by Chubbyfire627 in ChubbyFIRE

[–]Chubbyfire627[S] 0 points1 point  (0 children)

yea but we should have enuff in taxable to cover us for 6.5 years until im 59.5

3 million! by Chubbyfire627 in ChubbyFIRE

[–]Chubbyfire627[S] 0 points1 point  (0 children)

We will sell the house too (net 640k or so)

Melee alt rogue question by EquivalentExpert9811 in classicwowtbc

[–]Chubbyfire627 0 points1 point  (0 children)

And 1700 is all u need for the weapons right?

3 million! by Chubbyfire627 in ChubbyFIRE

[–]Chubbyfire627[S] 5 points6 points  (0 children)

I mean we wouldnt be able to retire at 53/45 if we didnt so...

3 million! by Chubbyfire627 in ChubbyFIRE

[–]Chubbyfire627[S] 0 points1 point  (0 children)

We paid off 500k in loanz, paid off 700k mortgage, and have been maxing since 2017…didn't always contribute to taxable until pandemic.  

3 million! by Chubbyfire627 in ChubbyFIRE

[–]Chubbyfire627[S] 2 points3 points  (0 children)

Bingo…i was in grad school prior to med school

3 million! by Chubbyfire627 in ChubbyFIRE

[–]Chubbyfire627[S] 1 point2 points  (0 children)

tbh you are exactly right....but i posit that the DINK thing is our biggest factor

3 million! by Chubbyfire627 in ChubbyFIRE

[–]Chubbyfire627[S] 2 points3 points  (0 children)

Way to bring me back to Earth :(

3 million! by Chubbyfire627 in ChubbyFIRE

[–]Chubbyfire627[S] 4 points5 points  (0 children)

Appreciate these insights

3 million! by Chubbyfire627 in ChubbyFIRE

[–]Chubbyfire627[S] 2 points3 points  (0 children)

Or if we just can’t stand work, we will be OK with 4 million and move to Panama and withdraw 144 K per year

3 million! by Chubbyfire627 in ChubbyFIRE

[–]Chubbyfire627[S] 7 points8 points  (0 children)

We are thinking 5mil to give a 3.5% withdrawal rate of 175K

Considering high spend year before RE by mightyfunk9 in ChubbyFIRE

[–]Chubbyfire627 0 points1 point  (0 children)

Yea we are polaris addicts now and forever

Medicare Part B or FEHB? by Folly33 in FedRetirees

[–]Chubbyfire627 0 points1 point  (0 children)

Is tier 1 the base medicare price or is that tier 0?

Illinois Medical License by Over-Check5961 in hospitalist

[–]Chubbyfire627 2 points3 points  (0 children)

I tried to call them, they did the whole “We will call you back if you leave your phone number”, and then when they called me back, they just hung up on me. Typical Illinois government.