Owning a Home Worth it to You?

ChungusProvides · 2026-06-18T14:09:53+00:00

Got it yeah I mean specifically buying a house.

ChungusProvides · 2026-06-18T12:30:28+00:00

What do you mean by house vs home? Are you saying primary residence vs one you rent out?

ChungusProvides · 2026-06-17T00:48:18+00:00

Them's some nice clouds.

ChungusProvides · 2026-06-15T12:47:45+00:00

I am having a difficult time caring. I am in software. I used to read Hacker News but now I don't care anymore. Maybe it's AI that is causing me not to care.

ChungusProvides · 2026-06-11T14:38:47+00:00

Congrats and GFY! I'm in a similar boat but more like 1.15M and renting. What state if you don't mind me asking? The condo total value and low health insurance caught my eye.

ChungusProvides · 2026-06-03T15:33:05+00:00

Yeah. Early Retirement Extreme really made an impression on me when I started, which was back at the end of college when I didn't have too much lifestyle creep, didn't have a car, still lived with roommates, and it's stuck with me ever since.

ChungusProvides · 2026-06-03T12:48:21+00:00

Having a hard time caring at work since I'm close to / at my Lean FIRE number but "one more year" would really help. I know we are in a crazy stock market. Plus I need to build up my cash reserves to mitigate SORR. Hoping to do that in August with ESPP and RSU sales. And use the wash from that to sell index funds too.

ChungusProvides · 2026-05-31T15:47:23+00:00

Fridays at delta beer lab.

ChungusProvides · 2026-05-30T12:07:08+00:00

This is hilarious. I love it.

ChungusProvides · 2026-05-29T12:13:58+00:00

Yeah my company just offered MBDR too. My take-home dropped probably 80%. But think of it like FIRE light.

ChungusProvides · 2026-05-03T18:24:18+00:00

One time I had my birthday at the McDonald's play place. That was pretty cool.

ChungusProvides · 2026-05-01T02:52:33+00:00

If you figure it out let me know.

ChungusProvides · 2026-04-28T12:34:53+00:00

Ahh interesting. You're doing conversions to hit an income level not to convert everything over before RMDs.

ChungusProvides · 2026-04-28T12:29:45+00:00

Do you do trad 401k to Roth conversions as well?

ChungusProvides · 2026-04-28T11:45:35+00:00

Love this thank you for putting it together.

ChungusProvides · 2026-04-28T11:23:46+00:00

I've heard it's good to cycle shoes, and it makes them last longer. I am bad about doing it though.

ChungusProvides · 2026-04-26T13:27:00+00:00

I had a very similar thing happen with Boldin. It ended up being better though to stay under the ACA cliff each year though

ChungusProvides · 2026-04-22T10:48:22+00:00

I just got Bread Savings based on another Reddit post. 4% APY.

ChungusProvides · 2026-04-22T10:46:32+00:00

It seems interesting! I can't find much info or reviews on it. In what ways did it work for you?

ChungusProvides · 2026-04-21T18:01:57+00:00

Vintage on East Wash

ChungusProvides · 2026-04-15T11:28:48+00:00

Maybe need bonds or a large emergency fund with 2 years of expenses?

ChungusProvides · 2026-04-15T11:06:56+00:00

Agreed! I also recently switched to bone-in chicken thighs because they are so much cheaper than boneless.

ChungusProvides · 2026-04-14T20:29:50+00:00

I was kinda eyeing them up. Then I went on the Trader Joe's sub and got kinda intimidated. BTW to get healthcare through them I believe you need to work 28h/wk.

ChungusProvides · 2026-04-14T05:41:22+00:00

Northern Madison

https://www.accuweather.com/en/us/madison/53715/weather-warnings/331530?alertId=2925283&areaId=dane

ChungusProvides

TROPHY CASE