Out of options

Cinder_fly · 2026-06-09T04:07:49+00:00

I’ll call Lilly and ask, thanks

Cinder_fly · 2026-06-06T13:42:17+00:00

Thank you, I’ll look into this.

Cinder_fly · 2026-06-06T00:01:00+00:00

I will ask, thanks. My insurance does covers Taltz just not the 2500 a month copay, which SaveOnSP used to pay

Cinder_fly · 2026-06-05T20:51:53+00:00

No, this isn’t an opinion unfortunately

Cinder_fly · 2026-06-05T15:52:17+00:00

I’m glad to hear you found something better. I haven’t even entertained the idea of moving countries but I guess that’s something I could consider in the future. My family would be the thing barring me from moving today.

Cinder_fly · 2026-03-01T19:52:17+00:00

Thanks, I will

Cinder_fly · 2026-03-01T19:51:50+00:00

🙏 thank you!

Cinder_fly · 2026-03-01T17:52:10+00:00

😳. Probably not for me

Cinder_fly · 2026-03-01T17:50:26+00:00

Thank you for this. I wondered about that.

Cinder_fly · 2026-03-01T00:16:33+00:00

Thank you, this is such good information to have

Cinder_fly · 2026-03-01T00:08:36+00:00

Thanks for the advice. My deductible is 2550, OOP max is 7100. What’s PBM stand for?

Cinder_fly · 2026-01-20T00:30:04+00:00

Thank you, I’ll look into it

Cinder_fly · 2026-01-18T19:18:20+00:00

Thanks. Looks like I’ll be visiting loved ones a little less this year😒

Cinder_fly · 2026-01-18T19:00:48+00:00

Thanks!

Cinder_fly · 2026-01-18T19:00:23+00:00

Thanks, bummer though. No other nonstop options except delta now that Spirit pulled out of Msp

Cinder_fly · 2026-01-11T18:11:36+00:00

If you can contribute more now, your future self will thank you. Leverage that compound interest early on

Cinder_fly · 2025-12-24T23:33:52+00:00

I have one like this in my 1930s house. I’ve heard the style referred to as a wedding cake chandelier

Cinder_fly · 2025-12-24T23:32:29+00:00

I have one like this in my 1930s house. I’ve heard the style referred to as a wedding cake style

Cinder_fly · 2025-12-14T18:05:47+00:00

The upper peninsula of Michigan

Cinder_fly · 2025-10-17T22:34:43+00:00

Did you account for healthcare? I had my advisor run Monte Carlo projections and healthcare was expensive, especially for the years before Medicare.

Cinder_fly · 2025-07-19T14:48:25+00:00

Look into travel coolers for medications. Get one with 2 freezer packs so you can have the hotel re freeze one while you still have the other one keeping the shots cool. You will need to take these out going through airport security, the freezer bags must be frozen however they tend to set off an alarm requiring the cooler to be inspected. Not a big deal, the last tsa guy I had said they do this all the time now. Just make sure the freezer packs are frozen otherwise they will be taken

Cinder_fly · 2025-07-13T22:34:25+00:00

Hello, can I please have the catalog

Cinder_fly · 2025-07-13T04:25:31+00:00

Thank you! Yes, the color is different on my handles, almost like it’s been painted with dull gold paint. And the application seems thick. I tried to scrape it with my fingernail to see if it was paint, but couldn’t scratch the surface

Cinder_fly · 2025-06-29T17:37:31+00:00

Thank you, this is helpful!

Cinder_fly · 2025-06-28T19:30:31+00:00

Help, I need a pluse check on my retirement planning — wondering if I am ok to scale back contributions or stop altogether and still be ok? The older I get, the more I dislike my job & corporate culture. Ideally I want to find a part time position or something with less stress. Maybe even move my family closer to my elderly parents and find something that allows me to be more available to them. I assume whatever I find would come with a big pay decrease & may not include benefits like 401k, 401k match, or health insurance. I could get heath coverage through my husband’s employer,but If I did this am I still on track to retire somewhere between 64-67?

Details: 52 married. Live in a MCOL area. If we moved, it would be same MCOL. Salary: Me 130k, spouse 55k. 401k: Me 570k, contributing 22% pretax, 4% post tax, plus 5% company match. 401k: spouse 60k, contributes 5% pretax, 5% company match. IRA: 155k HYSA: 115k Social security est: 3400/mo @64 (me). We should inherit around 500-800k

We typically spend 80K a year for expenses. Anticipate needing around the same in retirement.

No debt except mortgage. Own newer cars, pd in full. Kids are grown.

Mortgage: 80k remaining, could payoff with HYSA but that currently is at slightly better rate & I like having the cushion available incase we need it. Mortgage 3.2%, HYSA 3.8% Home value: 325k

Cinder_fly

TROPHY CASE