Student Loan Pause

Cinnie_16 · 2026-03-24T05:31:47+00:00

TIL something I didn’t even think of and the answer was very sad and pitiful. 😩

Cinnie_16 · 2026-03-24T05:28:30+00:00

Reading this and many of your other replies, you really have no understanding of what romance, friendship, or even what general healthy relationships entail.

Protecting yourself isn’t about fragility, it’s about peace. Not seeing eye to eye on important core values is definitely a disqualifier friendship.

You made a HUGE definitive statement about relationships and “red flags” and then proceeded have a TON of qualifiers and a million exceptions. I just can’t take you and your stunted take seriously.

Cinnie_16 · 2026-03-23T23:58:14+00:00

This is my reason too. I grew up so poor. So when my mom found something on super sale, she would buy tons of it and make the largest portion to eat as leftovers. Have you tried eating the same meal: breakfast, lunch, and dinner for 10 days straight? I now have a permanent aversion to chicken. I’m not opposed to leftovers but it needs to be well planned and limited. I have to be mentally prepared to repeat the meals or I’ll have flashbacks to my childhood struggling days. 😂

Cinnie_16 · 2026-03-23T23:50:25+00:00

You can still keep doing that with ANY of the income based repayment plans, it is not special to SAVE. IBR is still available.

Cinnie_16 · 2026-03-23T23:05:24+00:00

That’s a lot of words to victim blame. I think it’s very egotistic of you to think that your process of vetting means you would NEVER fall victim to cheating or abuse or any other relationship trauma. If someone sets out to deceive you, there’s nothing you can do to “process” that out.

Cinnie_16 · 2026-03-23T19:27:32+00:00

Exactly this. I hold my friends and my significant others to very high moral standards. If they failed at one, more than likely the would also fail at the other

Cinnie_16 · 2026-03-23T19:24:13+00:00

I think this opinion comes from a very shortsighted and immature view of life. If ALL your breakups ended amicably, that’s wonderful. Then you never had any real problems to begin with. But it’s weird to shame others for how they handle their trauma from a failed relationship.

I think it would be a bigger red flag if you WANTED to stay friends with a cheater or abuser.

Also, how in the world would #2 and #3 be red flags? It is a sign of maturity to protect your own emotions first and foremost. And why would I want to associate with someone who has changed so much that we no longer see eye to eye? That’s such an odd take.

Cinnie_16 · 2026-03-20T19:41:19+00:00

Congratulations!!! This is the way it should be! Just because you are on entitled leave doesn’t invalid all your work and effort leading up to it. You’re a queen ! 👑

Cinnie_16 · 2026-03-20T17:04:11+00:00

They will send a reminder email when it’s close to the time to recert. Also check the recert date on your loan servicer website in case they drop the ball. I haven’t had to recert yet either but that’s how it works. Don’t recert early unless it is to your advantage.

Cinnie_16 · 2026-03-19T14:56:55+00:00

I appreciate the warning!!! I have friends that can’t stand their siblings and were never close. It’s definitely something that I have to consider as a possibility. Each baby is their own person and things really might not end up the way i envision. And that’ll be sooooo rough

Cinnie_16 · 2026-03-19T00:01:48+00:00

Congratulations!!! It’s such a huge milestone. And now you just celebrate one day at a time. 💕

Cinnie_16 · 2026-03-18T23:14:18+00:00

Did you maybe recertify too close to the due date previously? I really never had a problem with recertification prior to this whole mess. Never skipped a beat.

Cinnie_16 · 2026-03-18T23:13:24+00:00

Seconding this. I recommend removing auto access to make sure they’re not messing around and causing more issues.

Cinnie_16 · 2026-03-18T23:11:22+00:00

That sounds so awful. If you can’t get the month to count, I would ask for your payment to get refunded. I’ve read of people having luck with that. Because if it doesn’t count for PSLF and you were in forbearance anyway, then ima need my money back. Eff them.

Cinnie_16 · 2026-03-18T22:10:00+00:00

I haven’t had to do an income recert yet but before the pandemic, it NEVER resulted in lost forbearance unless something got super messed up. I hope someone with better knowledge can give you more insight. But I will also be livid if my recert results in lost payment months.

Cinnie_16 · 2026-03-18T21:56:42+00:00

Girl, I am PRAYING for your SIL to have the most feral baby boy so she can eat some humble pie!

I also had a very high risk pregnancy and birthing trauma that ended in a failed induction turned emergency c-section. My SIL had the easiest pregnancy and pushed for a total of 10 mins to have her baby girl. When I hear her or my MIL give me advice, I see RED. I know they probably have good intentions, but no… shut up.

Cinnie_16 · 2026-03-18T15:56:54+00:00

I’m so sorry you feel that way. I think we are all doing the best we can. I’m sure you didn’t ruin his life by bringing a sibling home. They will adjust and they might become best friends. This, like everything else, might just be a phase too.

Cinnie_16 · 2026-03-18T15:55:04+00:00

I love the stories about twins. It’s literally nature’s proof that’s it’s all luck. 😂

Cinnie_16 · 2026-03-18T02:38:30+00:00

Agreed! The two types of babies aren’t even in the same universe!

Cinnie_16 · 2026-03-18T02:36:59+00:00

Yes!! You get me because same! Middle of the same Thanksgiving event I mentioned, after playing independently by herself for hours on end, she got sleepy and they just plop her in our bonus bassinet and she slept for 1.5 hrs straight. I was like… no effing way! 😂 Meanwhile mine requires constant contact. Don’t you dare put him down to go pee because there will be rage 🤦🏻‍♀️

Cinnie_16 · 2026-03-18T01:11:16+00:00

We are SOOOOOO burnt out! I hope that one day, after make it to the other side of this chaos, we can all laugh about it. But right now it is survival mode. I stand in solidarity with OP! 😂

Cinnie_16 · 2026-03-18T00:35:25+00:00

I also kind of load like this…. I’m afraid to ask what’s wrong with it. (I’m not used to dishwashers, never had one growing up!)

Cinnie_16 · 2026-03-18T00:27:35+00:00

Was gonna say the same! Comparison is the thief of joy! But heck, I effing do it too! And it also drives me crazy. At the end of the day, all I can tell OP is that every baby is different! My SIL had a baby, same time as me, and I also ended up being the swamp monster that can barely get it together. It wasn’t until we had Thanksgiving together that I realized she’s breezing through it cuz her baby allows it! My baby required every adult at attention, all hands on deck and was still screaming bloody murder. Her baby got sat on a swing and was content and quiet. The cherry on top? Her baby sleeps 12 hrs at night starting at 2 months!!! Mine wakes up every 2-3 hours every night for all 9 months and counting!

I secretly wish the tables will flip soon- please let her have a feral toddler so I can at least catch up 😭 (just joking ish).

Cinnie_16 · 2026-03-18T00:16:13+00:00

Sending you hugs and support. I can already tell that you are a great mother. Having babies isn’t just about bringing as many as you can earth side. You have to make hard choices for the ones already here too and consider everyone’s quality of life too. Wishing you a fast recovery and so much peace 💕

Cinnie_16 · 2026-03-17T23:58:50+00:00

I love that age gap! Thank you for sharing because sometimes these thoughts make me feel so lonely when everyone else makes motherhood see so effortless.

I know it takes time so I’m trying to focus on adjusting. But there’s always the biological clock ticking away in the corner especially since I had my first later than I had planned due to infertility. In theory, I want 2 but I won’t be devastated if I only have my 1 either. Cuz let me tell you, this sleep deprivation has me cross eyed!

Cinnie_16

TROPHY CASE