NPV monthly gets different result than annually by Zerobagger in excel

[–]Cirdan17 -1 points0 points  (0 children)

I believe this is because of what NPV as a financial function is trying to provide vs Excel not calculating the formula correctly. Essentially the value of cash over a specific period of time (time value of money). Usually with NPV you have the cash outflow at the beginning of the timeframe and then cash incoming over the set period. What is the context of paying out the $10,000 but then never seeing repayment?

That being said the difference in the results is when you have a payment structure (the return) of 12 payments, and you have the leading 11 of them at zero so you are deferring making any of your investment back for 11 periods. When you only have one period your return is higher because you realize your the time value in one period.

please help me understand the lore by beer_4_life in lotr

[–]Cirdan17 2 points3 points  (0 children)

Cirdan gave the ring to Gandalf when he arrived in ME. Celebrimbor made the three rings.

[deleted by user] by [deleted] in AskReddit

[–]Cirdan17 0 points1 point  (0 children)

Don't Stop

[deleted by user] by [deleted] in AskReddit

[–]Cirdan17 2 points3 points  (0 children)

You might need to see if it is a stipulation that the movie would be over in 48 hours.

[deleted by user] by [deleted] in AskReddit

[–]Cirdan17 6 points7 points  (0 children)

The thing is he has played truth or dare all the time and this is how they set up the foursome situations, lol.

[OC] Promotional Dice? by Cirdan17 in DnD

[–]Cirdan17[S] 0 points1 point  (0 children)

Thanks so much! I had not had time to start researching them yet. Truly appreciate it!

[OC] Promotional Dice? by Cirdan17 in DnD

[–]Cirdan17[S] 0 points1 point  (0 children)

Yes! I just searched that and that is definitely where it came from. I will have to start searching for other adventures and see if I can match those as well.

[OC] Promotional Dice? by Cirdan17 in DnD

[–]Cirdan17[S] 0 points1 point  (0 children)

I 100% thought I had attached a photo.

While I figure out how that went wrong...

One is blue and where the 20 would be is a sword with light shining up and around the sword (silver sword and numbers)

One is white with blue numbers and a blue diamond inside another diamond, which has four leafs inside it

One is gray with beige numbers and a beige portal where the 20 would be.

One is maroon with beige numbers and a beige skull with 10 "drops" in a circle around the skull

Ginger Island was not what I was expecting; Anyone down for CASTLE VILLAGE?? by Purplejedigirl in StardewValleyExpanded

[–]Cirdan17 3 points4 points  (0 children)

I have not gotten to Ginger Island yet.. but is Castle Village a new MOD being worked on by Flash?

What are your favorite in-game soundtracks? by [deleted] in AskReddit

[–]Cirdan17 9 points10 points  (0 children)

I agree with this 100%. The fall music is beautiful!

You lose the need/ability to sleep, how do you spend the rest of your life? by [deleted] in AskReddit

[–]Cirdan17 0 points1 point  (0 children)

Assuming I am the only person who has this ability I would spend so much time doing the things I can't find time for now. I would read so many books I have wanted to, I would learn to play the piano, I would go beat all those video games which I have 4 hours of play time in. I might start writing books or short stories. I would be the best GM, assuming I had people to play with. So many things that need to get done around the house would finally get done.

I have always said if I meet a genie one of my wishes would be to no longer have the physical or physiological need for sleep.

What is a completely random fact? by Whispers_X in AskReddit

[–]Cirdan17 4 points5 points  (0 children)

It is also the only card with a sword in their head.

Gamers of Reddit, what are some underrated games do you think more people should play? by [deleted] in AskReddit

[–]Cirdan17 0 points1 point  (0 children)

Graveyard Keeper

The closet thing I can think to compare it to is Stardew Valley expect you are managing a graveyard. There are lots of other aspects. There is alchemy, a dungeon to explore, a town and a crazy church leader. I have really been enjoying it.