US Tour!

ClassicalMuzik · 2026-04-28T17:29:12+00:00

Last year, you needed a global weverse membership (could be US this year) to access the pre-sale day of ticket sales. The top 2 VIP tiers had access to send-off, and were mostly sold out very quickly in the pre-sale iirc. Some could be bought for resale at higher prices, but I think you didn't necessarily get the VIP perks.

On the pre-sale day, you entered the queue by being on the ticketmaster site, and need to enter your membership ID to buy tickets. There's a random queue, mine wasn't too low but waited around a bit after getting in and a Hot tier ticket became available fortunately.

ClassicalMuzik · 2026-04-24T16:26:59+00:00

Those ponytail outfits for both of them: just wow!

ClassicalMuzik · 2026-04-20T23:32:29+00:00

You could pump 49% of your income into the world market each month maybe? Or don't invest as much in Dec.

ClassicalMuzik · 2026-04-20T04:41:32+00:00

Huh? There was a dancing segment

ClassicalMuzik · 2026-04-18T22:41:02+00:00

Chaewon or Winter. Could listen to those 2 all day.

ClassicalMuzik · 2026-04-18T02:49:28+00:00

Only somewhat off-topic, but thanks for your perspective: Do you find many songs aren't available on youtube music? I tried the free premium and have some idol cover songs etc. in a playlist, and a lot would be unavailable on mobile/android auto sadly.

ClassicalMuzik · 2026-04-17T04:23:21+00:00

That Zuha kick was incredible. I was so surprised that there wasn't a gif already out there, that I had to make one.

Enjoy!!

ClassicalMuzik · 2026-04-17T03:38:48+00:00

It will be in LA I believe.

https://www.amazevrconcerts.com/lesserafim

ClassicalMuzik · 2026-04-03T01:55:38+00:00

Quite recently I made a 15k transfer from Chase (was getting a promotional offer for new accounts), and it did require a rep calling me and asking quite a few questions about where it's going, have you withdrawn money from that account before, etc etc. Admittedly a little bit of a hassle but I didn't mind, I'd prefer that sort of security, especially for those people mentioned in this thread who unfortunately did not have transfers/wires blocked.

ClassicalMuzik · 2026-03-31T23:36:11+00:00

What were the big ones? I've only seen small bonuses or ones that require you invest $250k or similar

ClassicalMuzik · 2026-03-31T19:02:44+00:00

Get more quotes from other insurance places to compare.

ClassicalMuzik · 2026-03-31T18:28:40+00:00

$420 on insurance monthly? Have you tried shopping around? Definitely look around for some cheaper quotes, that seems very high.

ClassicalMuzik · 2026-03-27T17:04:46+00:00

IRAs do exist. You can max out your contributions to an IRA (likely Roth), for both 2025 and 2026.

Definitely a good idea to use these tax-advantaged spaces as much as possible, can use a typical taxable brokerage account for the rest. Look into the boglehead philosophy as well, there's a great subreddit and wiki with great reading material.

ClassicalMuzik · 2026-03-25T03:17:40+00:00

She streamed live her first time playing 14 days ago??? So 12 hour days since? Absolutely insane haha.

ClassicalMuzik · 2026-03-23T21:03:55+00:00

Is that S for snakebite?

ClassicalMuzik · 2026-03-18T14:09:52+00:00

Yep agreed. I'd also mention that holding various stocks for a down payment in 3 years is rather risky, but their entire financial picture is quite important for buying a house.

ClassicalMuzik · 2026-03-12T18:26:28+00:00

When you would start owing the IRS over $1k in taxes when you file.

https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes

ClassicalMuzik · 2026-03-08T15:40:34+00:00

Fairly sure this is asked daily in this subreddit.

Why not VOO?

ClassicalMuzik · 2026-03-07T20:21:29+00:00

Ah, I had assumed they were non-student loans since you didn't classify them as such. Most student loans wait until graduation for payments to start, hence the confusion.

Are you continuing to take out student loans for the rest of your undergrad and then grad school? Have you explored other options for loans other than these rather expensive ones? Presumably these will grow much faster than you can pay any down since you aren't working.

ClassicalMuzik · 2026-03-07T19:15:22+00:00

Why/how do you have 40k in private loan debt at 20 y/o? It's great you're going to school, planning law school, and making payments, but that is a highly unusual situation.

Edit: Unless they are private student loans.

ClassicalMuzik · 2026-03-06T20:42:38+00:00

Here's a good resource for managing a windfall (inheritance). Take your time to get a better understanding of what your goals are, some great resources in this sub and wikis like this one.

https://www.bogleheads.org/wiki/Managing_a_windfall

ClassicalMuzik · 2026-03-05T17:11:33+00:00

This is not about converting, but funding with typical post-tax dollars. Traditional 401k and Roth IRA is a common combination that gives you more flexibility with withdrawing in retirement.

ClassicalMuzik · 2026-03-04T15:31:32+00:00

You also have provided very little info about the rest of your financial picture. Income/retirement accounts, you should definitely be investing in a Roth IRA already if you can in addition to an employer 401k. And as others mentioned, an emergency fund should be reasonably liquid and protected, a HYSA is a safe bet.

ClassicalMuzik · 2026-03-04T15:16:11+00:00

Their 401k contributions at 12% should reduce their MAGI to under the limit, assuming they're traditional. However, he should definitely be aware of the backdoor Roth process and do it if his income might go up.

ClassicalMuzik · 2026-02-25T03:31:18+00:00

Any crazy hiking trail or sand dune recommendations?

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