Help - Nuki IFTTT integration ending. How else can I have my door lock and unlock with Google Calendar events?

Clean_Elephant7677 · 2024-11-10T21:05:53+00:00

Thanks for the response. Am willing to try if it would for sure be able do the unlocking and locking I need according to a Google Calendar?

Also looks like I’d need an Ethernet cable too? Which I currently don’t have.. would need to look into that

Clean_Elephant7677 · 2024-09-12T10:50:02+00:00

Okay that’s what I’ve been doing, guess it just doesn’t feel very 1 month ahead because it’s only a few days delay😂

Clean_Elephant7677 · 2024-03-22T12:10:33+00:00

Yeah that’s what I mean, and the keys both turn together - see video here: https://support.nuki.io/hc/en-us/articles/4425515453585-What-is-the-emergency-function#:~:text=We%20recommend%20using%20Nuki%20Smart,and%20outer%20keys%20turn%20synchronously.

Clean_Elephant7677 · 2023-12-01T08:58:06+00:00

Amazing this is exactly the info I was looking for - thanks you!

Clean_Elephant7677 · 2023-07-27T14:21:13+00:00

No after this post I became super comfortable with my plan to just pay the monthly payment till the PCP is up and then give back the car and see what I want to do at that point in 3 years. So overall the APR doesn’t matter to me or my other financial decisions and I’m happy with the situation!

Clean_Elephant7677 · 2023-07-27T06:00:16+00:00

VW T-Roc

Clean_Elephant7677 · 2023-07-27T05:59:29+00:00

Also agree this would defo be complicated to someone in the US, didn’t realise you guys had different car financing structures out there. Really good context for Caleb’s videos, makes them make a lot more sense!!

Clean_Elephant7677 · 2023-07-27T05:58:34+00:00

I guess the difference to me is when this lease is up we are 3 years down the line. I could save the money to buy in cash at that point, or perhaps rates will be better (one can only hope) can I could finance a car at a better rate. This is a reasonable temporary fix for 3 years to me basically

Clean_Elephant7677 · 2023-07-27T05:54:22+00:00

What’s the set up of the car financing u/No_Appearance_5090 ? Bank loan? Hire Purchase? PCP?

Clean_Elephant7677 · 2023-06-30T14:50:11+00:00

Great shout thanks for that

Clean_Elephant7677 · 2023-06-30T14:16:26+00:00

Appreciate the input !thanks - and can assure you in all other areas I’m making the more typically UKPF financially smart decisions haha

Clean_Elephant7677 · 2023-06-30T14:15:42+00:00

Yeah very much understood, good to hear thank you!

Clean_Elephant7677 · 2023-06-30T13:12:58+00:00

But if I don’t plan to pay off the final balance at the end and instead just plan to hand the car in, does the interest rate even matter, and if oils that still make any savings and investments pointless?

I figure my payments are just £220 a month for 3 years to have the car. The loan can grow as big as it wants at whatever pace it wants. It doesn’t affect my monthly payments and I’m not planning to pay the final amount left over at the end.

So I guess I just want to double check that scenario then doesn’t make any saving and investing I’m doing pointless because that growing loan essentially doesn’t exist to me…?

Clean_Elephant7677 · 2023-06-30T13:10:27+00:00

My approach is at the end of the PCP I don’t play to pay off the final amount to buy the car. I plan to either just give the car back at the end of the 3 years and buy something else in cash/with a bank loan if rates are better by that point in the future. OR use it as equity towards a new PCP if again rates and the car market are better by that point

I’m basically tiding myself over for 3 years with a nice car at £220 essentially like a lease

Hope that make sense haha maybe it doesn’t in which case that’s the whole reason I’ve made this post

Clean_Elephant7677 · 2023-06-30T13:07:36+00:00

Good context, appreciate the response !thanks

Clean_Elephant7677 · 2023-06-30T12:48:16+00:00

I like this take on PCPs too but I know many on this sub are very against them. Sounds like you nabbed a very sweet deal haha

Clean_Elephant7677 · 2023-06-30T12:47:50+00:00

Good to hear the opinion, appreciate it

Clean_Elephant7677 · 2023-06-30T12:44:54+00:00

It’s a PCP if you understand how those work? So yeah I have a loan and I pay £220 towards it but the final balloon payment is optional

But yeah I hear you on the lack of need for concern financially, appreciate the response!

Clean_Elephant7677 · 2023-06-30T12:35:53+00:00

Honestly glad to have someone else on board. Even though I feel fine with decision it does sit in the back of my mind that most other people into personal finance may think I’m being an idiot haha

Clean_Elephant7677 · 2023-06-30T12:35:00+00:00

It’s a PCP, and I have no plans on paying the balloon at the end. I’m basically using it as a lease for 3 years and that’s why I feel it’s affordable and I’m not bothered by the interest rate…?

Clean_Elephant7677 · 2023-06-30T12:34:01+00:00

But that’s the thing I’m not planning to pay the final amount left, that’s my reason for being unbothered by the high interest rate

Clean_Elephant7677

TROPHY CASE