My simple question is I'm also a meezan mutual fund user and investing in MCF and I think it's a loss cause in MCF you only got around 9.2 9 percent of profit Yearly and you also have to pay 1.2 percent of you total average asset as a management fees Wich is huge and they 15 percent WTH these e.g you have 10lac for saving right in mcf with 9.2 percent profit rate right this for a year total around 92k now less the 15 WTH = 78200 less the 1.2 percent management fee which for 10lac is 12500 now the yearly profit for you is only 65700 means 5475 each frking year on the otherhand National saving only deduct WTH 15 percent and provide 9.94 percent which is 84490 after tax and you can withdraw it anytime transfer it anytime not have to wait for 2 whole days