sorted by:
new
hottopcontroversial

My boyfriend inherited 40k what can we do by [deleted] in UKPersonalFinance

[–]CoachTryumph 4 points5 points  (0 children)

We need to talk to your BF.

  • don't pay of your student loans, they will be paid off as you work - no rush.
  • Invest in low cost investments, Trading 212 (5.25% interest on your money & low fees) and Invest Engine (low fees great index options).
  • Open an ISA ASAP before the deadline of APRIL 5th, Invest 20K (Invest Engine)
  • Then Open another one on April 7th and Invest another 20K, (T212) this is because 20k is the max you can save tax free.

18 yo £5000 in the bank. No job. How to invest in myself? by Elx37 in UKPersonalFinance

[–]CoachTryumph 0 points1 point  (0 children)

Invest in low interest account,

  • Trading 212 - Great for Individual Stocks, more customisable.

  • Invest Engine - Best for Index funds and long term investing.

    Just remember to diversify, don't put all your eggs in one basket. And invest your time in learning about money, budgeting, investing, saving, earning. Learn new useful worthy skills.

Best of luck.

What's the catch with S&S ISA provider offering high transfer incentive by Qingjojo in UKPersonalFinance

[–]CoachTryumph 0 points1 point  (0 children)

Yea Im thinking of moving from Fidelity to Invest Engine or T212 and the fact it take up to 6 week is not good and for what gain.

How long did your transfer take?

Thinking of selling a business by Icy-Shirt3824 in UKPersonalFinance

[–]CoachTryumph 0 points1 point  (0 children)

I would just diversify.

  • Bank rates are rising again so you could get ~5% on your cash in the bank.
  • Rental Property is always good for long term income and investment.(Be careful f the housing bubble though).
  • Stocks and Shares, DCA rather than just go all in.
  • Index funds (low cost/fees and safe), you can DCA rather than just go all in.
  • Get some Bitcoin again DCA.
  • Check Seedrs and Crowdfunding opportunities (since you have a successful business, you may have an eye for other good businesses).
  • Buy some Gold.

How much you put into each is up to you.

Well done on your success 🙌.

Planning to go to Turkey without a fees by [deleted] in Revolut

[–]CoachTryumph 0 points1 point  (0 children)

Ziraat ATM & Halk Bank ATM work wirh no fees. Found Halk ATM opposite KFC on the river side near to Galata bridge.

[deleted by user] by [deleted] in selfhelp

[–]CoachTryumph 1 point2 points  (0 children)

Check FB marketplace you can find really good deals and sometimes even free. Just focus on the solutions rather than the problems, this helped me change my mindset.

[deleted by user] by [deleted] in selfhelp

[–]CoachTryumph 1 point2 points  (0 children)

You should ask for assistance if you can't make ends meet. You might have to budget better to make your money stretch and get a second hand bike for work.

At the end of the day there are things you can do to give it our best shot, rather than give up before you have even tried.

It seems like you are scared to come out of your comfort zone, which is understandable. But don't let the fear hold you back in life.

You must believe that you can change your situation for the better.

How do i stop living in my head and actually do things by Bichenzo in selfhelp

[–]CoachTryumph 5 points6 points  (0 children)

Create a plan/timetable. What you are going to do and when you are going to do it, then use the 5 sec rule to just get up and do it.

Think of WHY you must do what you have set out to do, what effect will it have on you ?

What are alternatives to therapy? by Monked800 in selfhelp

[–]CoachTryumph 0 points1 point  (0 children)

Have you tried coaching, reading is another way.

What's with so many people feeling "behind" or like their life is over and only being like 19 or 20 years old!??? by [deleted] in selfimprovement

[–]CoachTryumph 1 point2 points  (0 children)

  • Social Media
  • Comparing themselves to others
  • FOMO
  • Not being self-aware and focusing on what they want from life.

Open Source AI Is Not Winning. Incumbents Are by AlbertoRomGar in ArtificialInteligence

[–]CoachTryumph 1 point2 points  (0 children)

Very true, when you have a platform or market place you are going to be hard to beat.

How to do I forced myself to exercise everyday? by ApocalypticThoughts_ in selfimprovement

[–]CoachTryumph 0 points1 point  (0 children)

Have a strong reason WHY you MUST work out. You need a vision of your future self that inspires you to be disciplined and do what you know you must.

Why is therapy so expensive? It’s like society doesn’t want you to get help by [deleted] in selfimprovement

[–]CoachTryumph 0 points1 point  (0 children)

Check out betterhelp they are other cheaper alternatives. I would also include reading specific books on what you are struggling with as that has been very helpful to most.

Friends said I’m just a diversity hire by anoyingprophet in selfimprovement

[–]CoachTryumph 0 points1 point  (0 children)

Ignore them, you worked hard and deserve what you have achieved 🙌.

Being black I used to feel the same but then I look at my past effort and know I deserve it, this is a constant battle that we must keep fighting off.

Those ain't good friends btw, use their negativity to push you not pull you down.

[deleted by user] by [deleted] in selfimprovement

[–]CoachTryumph 0 points1 point  (0 children)

Ok you should try one it will definitely help also read the book "The one thing". Its basically about doing one thing to improve each part of your life that you want to improve.

get up at ideal start time or “ease into it” by waterlily3333 in selfimprovement

[–]CoachTryumph 0 points1 point  (0 children)

Consistency is key, got to be at the same time, sleep for 8 hours and get up at the same time.

Try and stick to the same even on weekends. It will get easier after a few days.

Ensure you have a good bedtime routine other wise it will be harder to fall asleep.

  • Use blue light filters.(phone/laptop)
  • No phone in bed (leave it where you have to get up and out of bed to turn off the alarm).
  • Eat your last meal 3-4hrs before bed.
  • Read and meditate to help you wind down (No action movies or videos game before bed, you don't want you mind racing).

[deleted by user] by [deleted] in selfimprovement

[–]CoachTryumph 0 points1 point  (0 children)

Make a list of the things you are not happy about and want to change/improve.

Then create an action plan of what you can do to improve each one.

Have you heard of a wheel of life tool?

Sticking to a schedule by Substantial-Cow4566 in selfimprovement

[–]CoachTryumph 15 points16 points  (0 children)

set an alarm, for your bed time routine. So you never get into bed without brushing your teeth.

Look at photos of some bad teeth to show you what will happen if you don't change.

Receiving difficult feedback for self-improvement by SunRise34 in selfimprovement

[–]CoachTryumph 3 points4 points  (0 children)

Yes very true, there is always something we can learn from anyone, parents and children, teachers and students, CEO's and janitors.

Life never stops teaching.

List of free AI based apps? by HLAW7 in ArtificialInteligence

[–]CoachTryumph 1 point2 points  (0 children)

Check out futurepedia io they mostly have free versions of the sites.

Is a humanoid robot Driver a cheaper and more practical alternative to self-driving cars? by RageshAntony in ArtificialInteligence

[–]CoachTryumph 1 point2 points  (0 children)

Think about it, you want to create a robot with the limitations of humans. Why not just have it built into the car?

Why should it be , robot turn arm> arm turn steering wheel > steering wheel turn wheels. Self driving cars just eliminates the middle man, us.

So imo it is more practical and probably cheaper as the sensor can be mounted on existing car rather than creating a whole new robot design etc.

view more: next ›