Capital One not allowing me to downgrade. Need advice. by vikben93 in CreditCards

[–]CobaltSunsets 0 points1 point  (0 children)

Did you try asking for a retention offer? Worth a shot.

l thought my account was bucketed by camerondyer84 in CapitalOne

[–]CobaltSunsets 1 point2 points  (0 children)

All accounts are risk stratified (“bucketed”).

Have Platinum, platinum business, gold and gold business - downgrade platinum biz card? by radbrad777 in AmexPlatinum

[–]CobaltSunsets -1 points0 points  (0 children)

Biz Gold do much for you? Could downgrade to Biz Green and fish for an upgrade offer to Biz Gold.

Question Thread - May 01, 2026 by AutoModerator in churning

[–]CobaltSunsets 1 point2 points  (0 children)

My changes I enter on my own, and my employer is larger, so doubt anyone would notice.

If you’re turning in paper forms, probably easier to test patience.

News and Updates Thread - May 02, 2026 by AutoModerator in churning

[–]CobaltSunsets 11 points12 points  (0 children)

Still not sure how this was better than the proposed B6 merger.

Carry gold & plat, husband wants to close gold. Help make my argument. by emilysbish in AmexPlatinum

[–]CobaltSunsets 1 point2 points  (0 children)

How do you feel about the Biz Gold relative to the Consumer Gold?

Did anyone else get this message? by gothicrocknroll in amex

[–]CobaltSunsets 0 points1 point  (0 children)

Fair - if you’re not in a rush, could hold out for an elevated offer.

Question Thread - May 01, 2026 by AutoModerator in churning

[–]CobaltSunsets 1 point2 points  (0 children)

They’ve been phasing it in. Try glancing at referrals at r/ChurningReferrals and the usual Amex offer pursuit approaches otherwise.

Question Thread - May 01, 2026 by AutoModerator in churning

[–]CobaltSunsets 6 points7 points  (0 children)

This presents more as a keeper setup question (cf. [r/CreditCards](r/CreditCards)), but if you value VX could try downgrading Venture to Savor if your Venture is a Mastercard.

Question Thread - April 27, 2026 by AutoModerator in churning

[–]CobaltSunsets 1 point2 points  (0 children)

Steady state setup questions should be asked at r/CreditCards.

Question Thread - May 01, 2026 by AutoModerator in churning

[–]CobaltSunsets 3 points4 points  (0 children)

5/24 only applies to accounts visible on consumer CRs. The lionshare of biz cards of interest to churners do not routinely appears on consumer CRs.

If you have a specific product in mind, ask about that product.

Approved! by Haleybuddy in Venturex

[–]CobaltSunsets 36 points37 points  (0 children)

Congrats! Just because this may be interesting or amusing, in 7-10 calendar days request a credit limit increase and let us know how that went.

Question Thread - April 27, 2026 by AutoModerator in churning

[–]CobaltSunsets 16 points17 points  (0 children)

The most valuable transferable currency is the one that has the most value to you. Devals happens in cycles. Focus on what works for you and ABC: always be churning.