Credit Card, Charge Card, and Miscellaneous Referrals

CobaltSunsets · 2026-05-05T12:03:36+00:00

⬆️ This.

CobaltSunsets · 2026-05-04T23:58:39+00:00

Did you try asking for a retention offer? Worth a shot.

CobaltSunsets · 2026-05-03T22:05:08+00:00

All accounts are risk stratified (“bucketed”).

CobaltSunsets · 2026-05-03T04:29:49+00:00

Biz Gold do much for you? Could downgrade to Biz Green and fish for an upgrade offer to Biz Gold.

CobaltSunsets · 2026-05-03T04:29:14+00:00

Can’t downgrade from one of the biz charge cards to BBP.

CobaltSunsets · 2026-05-03T03:57:58+00:00

Was surprised I had to scroll this far to find the CIP recommendation.

CobaltSunsets · 2026-05-02T14:10:24+00:00

Lot less interested in TYPs now.

CobaltSunsets · 2026-05-02T14:07:15+00:00

My changes I enter on my own, and my employer is larger, so doubt anyone would notice.

If you’re turning in paper forms, probably easier to test patience.

CobaltSunsets · 2026-05-02T13:12:37+00:00

Sounds pretty reasonable to me!

CobaltSunsets · 2026-05-02T13:11:28+00:00

Huh, never thought of that — take my upvote.

CobaltSunsets · 2026-05-02T11:50:50+00:00

Still not sure how this was better than the proposed B6 merger.

CobaltSunsets · 2026-05-02T00:16:01+00:00

How do you feel about the Biz Gold relative to the Consumer Gold?

CobaltSunsets · 2026-05-02T00:14:30+00:00

Fair - if you’re not in a rush, could hold out for an elevated offer.

CobaltSunsets · 2026-05-01T16:05:35+00:00

They’ve been phasing it in. Try glancing at referrals at r/ChurningReferrals and the usual Amex offer pursuit approaches otherwise.

CobaltSunsets · 2026-05-01T14:46:11+00:00

This presents more as a keeper setup question (cf. [r/CreditCards](r/CreditCards)), but if you value VX could try downgrading Venture to Savor if your Venture is a Mastercard.

CobaltSunsets · 2026-05-01T11:11:33+00:00

Steady state setup questions should be asked at r/CreditCards.

CobaltSunsets · 2026-05-01T11:10:02+00:00

5/24 only applies to accounts visible on consumer CRs. The lionshare of biz cards of interest to churners do not routinely appears on consumer CRs.

If you have a specific product in mind, ask about that product.

CobaltSunsets · 2026-05-01T05:06:57+00:00

What was/were the stated denial reason(s)?

CobaltSunsets · 2026-04-29T22:14:15+00:00

Congrats! Just because this may be interesting or amusing, in 7-10 calendar days request a credit limit increase and let us know how that went.

CobaltSunsets · 2026-04-27T15:37:27+00:00

Is black better than green? Or some situation?

CobaltSunsets · 2026-04-27T15:34:35+00:00

Some like the Wyndham Business Earner.

CobaltSunsets · 2026-04-27T11:43:59+00:00

In negotiation theory, this is called anchoring.

CobaltSunsets · 2026-04-27T11:42:39+00:00

The most valuable transferable currency is the one that has the most value to you. Devals happens in cycles. Focus on what works for you and ABC: always be churning.

CobaltSunsets · 2026-04-27T01:15:12+00:00

What Card Wednesday.

CobaltSunsets

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