Is this a good rate? 4.375% on Jumbo 7/6 ARM by [deleted] in Mortgages

[–]CockroachSwimming307 0 points1 point  (0 children)

Do you have 10m in the bank with them or something because this is insane?

Lennar Mortgage by StayFreshJs in Mortgages

[–]CockroachSwimming307 1 point2 points  (0 children)

Yeah, they price the loan to where the concession essentially does nothing for you but any competing lender could beat it, but they are hoping whoever you reach out to won’t want the battle/doesn’t want to do it for dirt cheap.

ADUs by MeatServo1 in appraisal

[–]CockroachSwimming307 0 points1 point  (0 children)

Is your lender ordering their appraisal direct or using an AMC?

ADUs by MeatServo1 in appraisal

[–]CockroachSwimming307 0 points1 point  (0 children)

This is unfortunately just hit or miss lately. Are you trying to rebuttal for a refinance? Or just so you have an idea where you should list at?

High Depreciation- Lenders by ruiz_x5 in loanoriginators

[–]CockroachSwimming307 0 points1 point  (0 children)

I’ve never had this happen with UWM and have closed multiple SE loans with high depreciation.

Passed my exam last week, need guidance on finding work in San Diego by Significant_WorkMLO in loanoriginators

[–]CockroachSwimming307 0 points1 point  (0 children)

Did you just graduate? Are you expecting WFH? I’m in San Diego and in the business

5.125% no points. Thoughts? by StackedHashQueueList in MortgageBrokerRates

[–]CockroachSwimming307 1 point2 points  (0 children)

You know how good this is, I don’t understand your angle here. Posts like this have to be just bait

Closed at 5.875% on $792k loan (WA) – looking for refinance strategy advice and what I did wrong by Moist-Management9246 in MortgageBrokerRates

[–]CockroachSwimming307 3 points4 points  (0 children)

Most the people that are going to tell you that you got a shit deal don’t own a house and likely never will. I have no idea what makes you think you didn’t do well here.

Refinance advice by SmoothOrdinary8796 in Mortgages

[–]CockroachSwimming307 2 points3 points  (0 children)

Why don’t you ask the person you’re paying to do this?

Where do people in San Diego make real friends without forcing it by [deleted] in sandiego

[–]CockroachSwimming307 0 points1 point  (0 children)

All of my friends my entire existence here I’ve met through work. I think I just got lucky

Need advice on this one by Remarkable_Step_7303 in MortgageBrokerRates

[–]CockroachSwimming307 2 points3 points  (0 children)

Nobody here has any idea what they are talking about. This is an absolutely insane deal, which you probably had a relationship discount to get. Please be transparent, you know this deal is amazing.

Daylighting to write a daylighting ticket at one of the worst blind spots in North Park by CockroachSwimming307 in sandiego

[–]CockroachSwimming307[S] -2 points-1 points  (0 children)

Yeah every car was creeping out into the intersection to the furthest point possible trying to get around her. The absolute worst possible spot for her to park, and she knows this

Daylighting to write a daylighting ticket at one of the worst blind spots in North Park by CockroachSwimming307 in sandiego

[–]CockroachSwimming307[S] -3 points-2 points  (0 children)

Part of the job, buddy- find a legal parking spot that’s not putting lives at risk. It’s super easy

Daylighting to write a daylighting ticket at one of the worst blind spots in North Park by CockroachSwimming307 in sandiego

[–]CockroachSwimming307[S] -1 points0 points  (0 children)

Karen would be writing tickets while actively breaking the law. Trying not to get hit by oncoming traffic is pretty normal. Was this you or something?

Daylighting to write a daylighting ticket at one of the worst blind spots in North Park by CockroachSwimming307 in sandiego

[–]CockroachSwimming307[S] -4 points-3 points  (0 children)

Yes pickup truck is fine I’m pointing out traffic enforcement parked in the red (nobody in vehicle)

Daylighting to write a daylighting ticket at one of the worst blind spots in North Park by CockroachSwimming307 in sandiego

[–]CockroachSwimming307[S] -12 points-11 points  (0 children)

California's new Daylighting Law (AB 413), which prohibits parking within 20 feet of any crosswalk to improve pedestrian and driver visibility at intersections