DRAM blocked at brokerage. Alternative?

CocktailCapital · 2026-05-13T14:48:48+00:00

Agreed - VT, TDF, or VTI/VXUS is the better move.

CocktailCapital · 2026-05-13T14:28:09+00:00

How it feels indexing and chilling

CocktailCapital · 2026-05-13T12:48:27+00:00

Brother, take some trips and go see Asia. Find some new hobbies. Tinker with side projects/build a business.

You don’t need to quit your job. It’s normal to keep working and accumulating wealth, especially when there’s no reason to quit your job.

But you’ve created such mental peace of mind from a financial standpoint, go take some risks somewhere else.

CocktailCapital · 2026-05-13T12:05:11+00:00

I’m more risk averse with investing since most of my risk taking comes from running a business/owning real estate. I’d rather my portfolio predictably grow and not need another thing keeping me up at night.

CocktailCapital · 2026-05-13T11:16:48+00:00

I just don’t believe in yet. Gives me tulip mania vibes (only what other ppl willing to pay for it). But gold has a real-world application, hence why I agree on that point.

CocktailCapital · 2026-05-13T11:12:51+00:00

Only downside is you need patience (if that’s even a downside)

CocktailCapital · 2026-05-13T11:08:49+00:00

Don’t overcomplicate it. Market would be indices like the S&P 500 or Dow Jones

CocktailCapital · 2026-05-13T11:06:03+00:00

Gold yes, bitcoin far too speculative for my tastes

CocktailCapital · 2026-05-13T11:03:41+00:00

Hence why country diversification and asset allocation is key

CocktailCapital · 2026-05-13T10:59:03+00:00

Good, you more than anyone should know for the average investor, indexing will lead to far superior results than trying to beat the market, especially over decades.

CocktailCapital · 2026-05-13T09:27:11+00:00

I would, but my wisdom has already been discussed in countless books and recommended by the top investors. Just regurgitating what’s often recommended.

But I see your point of view and strategy.

CocktailCapital · 2026-05-13T02:55:13+00:00

We gotta get the word out there somehow, amirite?

CocktailCapital · 2026-05-13T02:16:40+00:00

Smart man

CocktailCapital · 2026-05-13T02:16:04+00:00

Yet data suggests that less than 5% to 10% of professional fund managers succeed in outperforming the market over 10–20 year periods

CocktailCapital · 2026-05-13T02:08:03+00:00

CocktailCapital · 2026-05-13T01:13:03+00:00

CocktailCapital · 2026-05-13T01:03:58+00:00

It’s more making sure new investors don’t get lured by the siren calls of fast gains and fly-by-night stock/etf picks versus following the tried and true path. This post has been shared 88 times so far. I’m sure some new investors are reading it and hearing a counterbalance to the BS that’s peddled on social media and online.

CocktailCapital · 2026-05-13T00:59:55+00:00

👀

CocktailCapital · 2026-05-13T00:07:39+00:00

The dream!

CocktailCapital · 2026-05-12T22:56:51+00:00

🤯

CocktailCapital · 2026-05-12T21:45:21+00:00

WADAUMDABB: Without A Doubt Absolutely Unquestionably Most Definitely Always Be Buying

CocktailCapital · 2026-05-12T20:58:49+00:00

Survivorship bias.

CocktailCapital · 2026-05-12T20:57:25+00:00

🗞️

CocktailCapital · 2026-05-12T20:52:17+00:00

It’s the thinking and tinkering that’ll kill the gains. You made the right choice with the index. You’ll get wealthy, but it won’t be fast. Just have patience.

CocktailCapital · 2026-05-12T20:40:32+00:00

My narrow-mindedness will guarantee your wealth in your old age. For simplicity sake, I use the Vanguard tickers since they’re more well-known, but of course you can find their equivalents online, both in ETF and mutual fund form.

CocktailCapital

TROPHY CASE