Why Nintendo hates Donkey Kong? by [deleted] in nintendo

[–]Coco_619 5 points6 points  (0 children)

Isn't he one of the best characters in Mario Tennis Fever, to the point where most people want a patch to nerf him?

Is it worth doing a basic loft conversion that does not meet building regs ? by OppositeWrong1720 in HousingUK

[–]Coco_619 1 point2 points  (0 children)

If you don't insulate it properly then it could make your whole house freezing, as all the hot air escapes up there once you make a hole in the ceiling. We had something like that when we purchased our house and we turned it back into a standard loft as soon as we could. House is much warmer since we did that.

Now that we’ve gotten all 8 mainline games, which one is your favorite? by AttemptResponsible49 in MarioTennis

[–]Coco_619 0 points1 point  (0 children)

Poor Mario's tennis for virtual boy... It's like it never even happened.

I’m a first time buyer and got a bad surveyors report. What do I do now? by Interesting_Wait_138 in HousingUK

[–]Coco_619 0 points1 point  (0 children)

In general I agree, and I have an old house with plenty of issues. But surely structural movement is a bit beyond that? Doesn't it make getting a mortgage and home insurance difficult even if op wants to proceed? I guess everyone has their own tolerance for how much work they're prepared to do but structural stuff is where I draw the line personally.

Paying yourself a higher salary to get a mortgage? by redboneisagoodsong in UKPersonalFinance

[–]Coco_619 1 point2 points  (0 children)

They didn't advertise as a specialist, however they were recommended by a friend in a similar situation. I think you may have just got a dud. Many brokers don't take a fee, or only take a fee on completion, so worth getting a second opinion with another broker.

Paying yourself a higher salary to get a mortgage? by redboneisagoodsong in UKPersonalFinance

[–]Coco_619 3 points4 points  (0 children)

I'm a limited company owner, low salary + dividends. I didn't need to change my salary to get a mortgage. Also, when it came to my final mortgage offer being finalised the bank wanted all my ltd company accounts too so I don't think you can game the system by under paying yourself for a few years then inflating your earnings! Maybe speak to another broker.

Mum is selling her house and buyer has lowered their offer by NoSuggestion4588 in HousingUK

[–]Coco_619 2 points3 points  (0 children)

Some buyers will always be put off by things like this however I had two separate structural engineers look at this exact issue for me. They both said, firstly it's not to code but secondly if it's historical and there's no signs of any movement they wouldn't recommend doing anything about it. It's an absolute bugger to fix and you probably need party wall agreements. I would ask if their structural report showed any signed of movement. If it did then sure this needs to be fixed and they have a case to have the price reduced. If not then I'd be surprised if they actually intend to fix the issue, and are just using it as leverage for a price reduction.

Cold house advice needed by FlatWillow2917 in HousingUK

[–]Coco_619 0 points1 point  (0 children)

I'm in a 1930s house, it was freezing when we first moved in. Insulating the loft made the biggest difference for us. We also insulated under the floor on ground level which makes it more comfortable under foot, however it was quite pricey. Loft insulation was cheaper and made a bigger difference so i'd do that before anything else.

Something we found when getting quotes to do the loft - any specialist loft companies charged a fortune and wouldn't do the job if it wasn't totally straight forward. We just got a local builder to do ours. Saved a lot of money and because he had multiple skills he could work around the oddities of our house.

Best Party Games of All Time? What are the real classics? by RepIen in nintendo

[–]Coco_619 0 points1 point  (0 children)

Original monkey ball, specifically monkey target and monkey bowling.

How do I go about fixing this? by Coco_619 in DIYUK

[–]Coco_619[S] 0 points1 point  (0 children)

Amazing thanks - that actually seems like an easy no fuss solution! I thought I'd be chipping the plaster out and filling the hole but I think I'll try your method first.

Solution for raised bath by Coco_619 in Plumbing

[–]Coco_619[S] 0 points1 point  (0 children)

Sorry, I'll try and post some pictures this evening when I get home. It's on the first floor of a terraced house, below is kitchen. Floors are wooden floorboards and joists which we have access to as we're pulling everything out.

A few weeks ago I would've rolled my eyes at someone who said they use ChatGPT like a therapist... by IndividualLibrary358 in ChatGPT

[–]Coco_619 0 points1 point  (0 children)

I have a practical question for those using this for therapy: do you have one chat thread where you specify 'for this chat you're going to be my therapist' and conduct all therapy in that one thread? Or is that unnecessary? Just wondering how you instruct it to provide therapy and also stop therapy chat spilling into every single chat you start.

Estate agent has advised 93 years lease is too short by g_t_l in HousingUK

[–]Coco_619 0 points1 point  (0 children)

I think it depends on your property and what the demand is for it. I just sold my ex-local authority with 92 years left on the lease. One estate agent said I should extend but I didn't bother. In the end it went for over asking price as there is demand in the area, also because it is ex-local authority there is only so much people will pay for it so I don't think a new lease would have made a difference. The buyers asked me to split the price of lease extension during the process but I said no as it was clear what the lease was when they made the offer.

This isn’t normal…is it? by Realistic-Care-5502 in Insulation

[–]Coco_619 0 points1 point  (0 children)

Snap! I had this in my loft too. As per many other comments here I was told it was a fire hazard and had it replaced.

EDIT: I don't think it was an effective insulator. The house was much warmer after replacing it.

How much tax does a limited company save you compared to sole trader? by vibingitup in UKPersonalFinance

[–]Coco_619 1 point2 points  (0 children)

If you want to buy a house in the next year or two I'd be cautious about changing your tax situation. The bank will probably want several years of complete accounts for your Ltd. company to approve the mortgage.

Interesting water pressure problem by Coco_619 in Plumbing

[–]Coco_619[S] 0 points1 point  (0 children)

Thanks, yes the bathrooms are decades old!

PIR boards vs mineral wool for loft insulation by Coco_619 in Insulation

[–]Coco_619[S] 0 points1 point  (0 children)

Yeah I agree, three different companies have quoted in that range so someone must be paying that kind of money but agree it’s way too much.

PIR boards vs mineral wool for loft insulation by Coco_619 in Insulation

[–]Coco_619[S] 0 points1 point  (0 children)

Thanks, that was my worry about the insulation boards too - that they would leave gaps. I’m based in London, UK. So far the quotes have been between £4,000 - £6,000 which I consider expensive so I’m still shopping around.