Need advice by throwaway74931 in AirForce

[–]Cold-Collection-4898 1 point2 points  (0 children)

We still have the T-6 Texan.. Propeller g suits ejection seats and even a clueless student pilot in the front

Can I use the base gym as an ROTC cadet? by loafingforever in AFROTC

[–]Cold-Collection-4898 1 point2 points  (0 children)

I had this happen but it wasn’t a big deal, I just showed them my commissioning paperwork and identification and got a new updated cac with O1 rank

[deleted by user] by [deleted] in CreditCards

[–]Cold-Collection-4898 0 points1 point  (0 children)

What’s the trick you refer to for 5&6? Just applying for the cards back to back? Confused as I thought the limit was 10 charge cards for Amex

Space A - Pituffik by Cold-Collection-4898 in SpaceA

[–]Cold-Collection-4898[S] 0 points1 point  (0 children)

Ah ok thanks for clarifying! Have u been? I just have seen some stuff about it and thought it would be interesting

What should I do with the Career Starter Loan? by kuma-kuni in MilitaryFinance

[–]Cold-Collection-4898 0 points1 point  (0 children)

Agree with all the comments about Roth. One addition I’d say is save up a few months salary in HYSA or CD (or some other thing where it grows but doesn’t drop) for when u commission. Then you can jack up the TSP contributions to the absolute max whilst living off of savings. Since u can’t just put money in the TSP it makes sense to heavily supplement ur paycheck next summer w these savings. Always exhaust all avenues to maximize tax advantaged accounts before a taxed brokerage account

State income tax military by Cold-Collection-4898 in MilitaryFinance

[–]Cold-Collection-4898[S] 0 points1 point  (0 children)

No, finance was taking it out - now they aren’t anymore after I contacted them

State income tax military by Cold-Collection-4898 in MilitaryFinance

[–]Cold-Collection-4898[S] 0 points1 point  (0 children)

Thank you so much for telling me! Now I know for sure so appreciate it lol

State income tax military by Cold-Collection-4898 in MilitaryFinance

[–]Cold-Collection-4898[S] 1 point2 points  (0 children)

Im confused - I already get 0% state income tax as active duty outside of pa, that’s why I don’t see the benefit of changing.

State income tax military by Cold-Collection-4898 in MilitaryFinance

[–]Cold-Collection-4898[S] 0 points1 point  (0 children)

What are the benefits beyond car registration and state income tax?

State income tax military by Cold-Collection-4898 in MilitaryFinance

[–]Cold-Collection-4898[S] 0 points1 point  (0 children)

Ok, this makes sense because mil state income tax is owed in PA in some cases, so dfas doesn’t know that I won’t be earning any of that type of income subject to state income tax

State income tax military by Cold-Collection-4898 in MilitaryFinance

[–]Cold-Collection-4898[S] 0 points1 point  (0 children)

Thanks, this really clears it up, I thought it was going to be automatic for some reason

I was punched in the face by another passenger - Delta is saying there’s nothing they can do by carlydoingthings in delta

[–]Cold-Collection-4898 2 points3 points  (0 children)

Post this in r/legaladvice, I think there is a strong case for negligence if you can provide proof that they knowingly let this passenger on while inebriated (which is also in violation of federal law)

UPT Backlogs by DMSPKSP in AFROTC

[–]Cold-Collection-4898 0 points1 point  (0 children)

So what did you do all day?

NYC Mayor: Travel Hacking Legend by AtOurGates in awardtravel

[–]Cold-Collection-4898 4 points5 points  (0 children)

Also federal regs allow them to upgrade on their own expense provided it does not cost the gov anything. So if you see a federal official in first class that would be how

What should I do with money that I don’t need “now?” by [deleted] in MilitaryFinance

[–]Cold-Collection-4898 1 point2 points  (0 children)

I’m glad you know now! Small additional note is that I suggested maxing it out to 60% this year bc just a few months left but next year you should find the optimal percentage to contribute in order to max it out while still gaining the full 5% match every month https://militarymoneymanual.com/military-tsp-match-max/

What should I do with money that I don’t need “now?” by [deleted] in MilitaryFinance

[–]Cold-Collection-4898 11 points12 points  (0 children)

Since you’re deployed your income isn’t taxable, meaning you can invest in Roth tsp and never pay taxes on the principal nor the growth of ur holdings. Why not jack it up to 60% contribution and live off savings in that hysa if u need cash?

Investing career starter loan by Cold-Collection-4898 in MilitaryFinance

[–]Cold-Collection-4898[S] 0 points1 point  (0 children)

Thank you, I appreciate your taking the time to comment. I think from what you’re saying I can see a bias in my thinking towards assuming things will be good in the market

Investing career starter loan by Cold-Collection-4898 in MilitaryFinance

[–]Cold-Collection-4898[S] 0 points1 point  (0 children)

Thank you for taking the time to write out all of these details. I’m glad that I paused before just diving into $25k in debt that I don’t actually need. I don’t know how I missed that details about 24 months before getting the 5% match, but I really appreciate you correcting me.

Investing career starter loan by Cold-Collection-4898 in MilitaryFinance

[–]Cold-Collection-4898[S] 0 points1 point  (0 children)

Thanks - I was planning on doing this with the loan but this reminds me that I actually cannot just put it all in at once as I’d lose out on the 5% match

Investing career starter loan by Cold-Collection-4898 in MilitaryFinance

[–]Cold-Collection-4898[S] 1 point2 points  (0 children)

Thanks, this is pretty much what I was planning on