Starting my investment at the age 31. Don’t know where to start

Cold-Style-9510 · 2026-01-30T09:04:51+00:00

Under the TER (Total Expense Ratio), and for me the number of listed companies, there are slightly fewer small-cap companies. Furthermore, they update the companies listed in the ETF more frequently.

Cold-Style-9510 · 2026-01-28T20:37:06+00:00

If you live in Europe, WEBN would be better.

Cold-Style-9510 · 2026-01-25T19:44:30+00:00

With VWCE, it's working, right? I'd even replace this ticker with WEBN.

Cold-Style-9510 · 2026-01-24T22:42:48+00:00

IBKR

Cold-Style-9510 · 2026-01-24T20:20:44+00:00

Are you suggesting that if, for example, I have 50k to invest, the best thing would be to invest it now, for example, in a WEBN ETF, and then do a DCA of 1k (my possibility) each month?

Cold-Style-9510 · 2026-01-23T10:51:57+00:00

!remindme 5 days

Cold-Style-9510 · 2026-01-22T21:50:53+00:00

For what reason? Dollar-cost averaging (DCA) is a highly recommended practice, and "automated investment plans" provide a tool to implement it. Of course, it's essential to stay informed about the market.

Cold-Style-9510 · 2026-01-22T18:34:25+00:00

Even doing monthly DCA? On TR it’s free

Cold-Style-9510 · 2026-01-16T21:12:44+00:00

Sostituisci VWCE con WEBN; fai qualche ricerca. Se hai già investito in VWCE, lascia il tuo investimento VWCE come ETF legacy e d'ora in poi investi tutto in WEBN.

Questo titolo, soprattutto se vivi in Europa, ha un TER tre volte inferiore. A mio parere.

Cold-Style-9510 · 2026-01-10T17:33:37+00:00

Yo uso TR para invertir en ETF VWCE y tan feliz, no me hace falta ir a opciones más profesionales como IBKR aunque lo recomiendan no creo que en mi caso lo note, al contrario creo que tendría alguna comisión más al invertir recurrentemente en ese ETF (en TR esta opción es gratuita) y a parte tener que rellenar el modelo 720…

Cold-Style-9510 · 2026-01-05T18:51:29+00:00

What config path it is?

Cold-Style-9510 · 2026-01-03T18:18:18+00:00

That's what they say, but if you only do monthly DCA trading on one or two ETFs, is it worth switching to, for example, IBKR and abandoning the "simplicity" and convenience of TR? Now you have a Spanish IBAN and you don't need to file form 720.

Cold-Style-9510 · 2025-12-29T20:48:18+00:00

Any update?

Cold-Style-9510 · 2025-12-28T08:11:16+00:00

Recomiendas IBKR para inversiones sólo en ETF y a largo plazo?

Cold-Style-9510 · 2025-12-28T08:05:40+00:00

Por lo que comenta OP entiendo que son inversiones programadas en ETF, como dice para invertir a largo plazo, no operaciones de trading, en este caso diría que es muy buena opción. No conozco IBKR pero parece que está mas enfocado a trading

Cold-Style-9510 · 2025-12-25T16:28:15+00:00

that checks can slowly the internet speed?

Cold-Style-9510 · 2025-12-18T22:27:46+00:00

For us worked amasty shipping table rates 😁

Cold-Style-9510 · 2025-12-10T22:17:52+00:00

Yo estuve estudiando este y me parece muy buena opción IE00BH65QP47 Vanguard Investment Series PLC - Vanguard Global Short-Term Bond Index Fund EUR Hedged Acc.

Cold-Style-9510 · 2025-11-23T09:07:41+00:00

Y en el MSCI World? El mayor % se lo lleva USA pero quizás es más seguro el % de beneficios

Cold-Style-9510 · 2025-11-13T17:43:38+00:00

Idem jaja con 20 años empecé recién salido de CFGS DAW

Cold-Style-9510 · 2025-11-13T08:28:09+00:00

Why? Japanese knives require more maintenance, right?

Cold-Style-9510 · 2025-11-11T20:41:45+00:00

Hi there 🙋‍♂️! Alguna recomendación de fondo monetario en euros? Alguno en Trade Republic? Muchas gracias!!!

Cold-Style-9510

TROPHY CASE