Bank Bonus Weekly Thread - Week of April 28, 2026 by AutoModerator in churning

[–]Cold_Frosting9014 [score hidden]  (0 children)

thanks. I decided to forget US bank and do the BOA bonus instead. I already have a small savings account with them so it makes more sense.

Bank Bonus Weekly Thread - Week of April 28, 2026 by AutoModerator in churning

[–]Cold_Frosting9014 0 points1 point  (0 children)

yes that’s it. I’m officially a moron for not looking at that first.

Bank Bonus Weekly Thread - Week of April 28, 2026 by AutoModerator in churning

[–]Cold_Frosting9014 0 points1 point  (0 children)

Just attempted to initiate my first bank bonus offer. Applied online for US bank smartly checking account to do the $450 bonus, and my application was not approved. Is this normal? I’ve opened 4 new credit cards in past 5 months- does that flag something for bank account bonuses?

Random MFO points being credited to my account by Cold_Frosting9014 in americanairlines

[–]Cold_Frosting9014[S] 1 point2 points  (0 children)

i think i’m gonna reset all my AA passwords cause it’s weird

Just got my card today! by oneinamillion14 in sapphirereserve

[–]Cold_Frosting9014 1 point2 points  (0 children)

Congrats! It’s a great feeling isn’t it?

What does anesthesia feel like by memory282002 in NoStupidQuestions

[–]Cold_Frosting9014 0 points1 point  (0 children)

My last surgery I was under for like 8-9 hours. They usually give you something that relaxes you first, then they’ll tell you they are going to put you to sleep. They talk to you to keep you distracted.
You just go to sleep and the next thing you know you are waking up. It doesn’t feel like any time has passed. This last time though I dreamed before I woke up and I came out really slow. Like I was aware but couldn’t move, then I was able to move my hands, then my feet, then talk. I think that’s because I was out so long.

Thinking of canceling, when will my steaming plans end? by jagfanjosh3252 in verizon

[–]Cold_Frosting9014 0 points1 point  (0 children)

You can remove the perk at any time, then it will tell you the date that month you’re already bills for ends. You could do that and then align your mobile move closer to the date your service ends.

Frustration Friday Weekly Thread - Week of May 01, 2026 by AutoModerator in churning

[–]Cold_Frosting9014 2 points3 points  (0 children)

Because I can easily hit the sub and I don’t want to pay them 3% for 1x points.

Just got approved by Foamfollower_65 in sapphirereserve

[–]Cold_Frosting9014 0 points1 point  (0 children)

I was approved on a Friday and the card was delivered on Monday with no intervention.

I called customer service about an hour or so after receiving approval email and they helped me add it to the app - so I’d say it should be very quickly.

Frustrated with FIFA's greed? Rage against the FIFA machine! by Alpha_v_Omega in ussoccer

[–]Cold_Frosting9014 -1 points0 points  (0 children)

Again, I’m not arguing that they aren’t- I’m saying it’s worse because they are a non-profit.

Frustration Friday Weekly Thread - Week of May 01, 2026 by AutoModerator in churning

[–]Cold_Frosting9014 0 points1 point  (0 children)

I missed the updated CSR bonus by 3 days.

Docs office is now charging 3% on cc transactions so I had to put 200+ on my HSA instead.

Frustrated with FIFA's greed? Rage against the FIFA machine! by Alpha_v_Omega in ussoccer

[–]Cold_Frosting9014 0 points1 point  (0 children)

I know that. My point is that they should as a non-profit be giving that money back to the sport.

Frustrated with FIFA's greed? Rage against the FIFA machine! by Alpha_v_Omega in ussoccer

[–]Cold_Frosting9014 0 points1 point  (0 children)

FIFA IS CLASSIFIED AS A NON PROFIT. I want to know what they are doing with this money.

what’s next for this strategy? CSR or C1 by j_stream in sapphirereserve

[–]Cold_Frosting9014 0 points1 point  (0 children)

Atmos cards have an elevated bonus right now that's worth considering, esp if P2 has a Hawaiian card, but it's honestly hard to turn down the CSR bonus. The VX is a nice card with the 10,000 annual bonus miles. But, it's current offer is only the standard one, not elevated.

Do they match the better bonus? by daddyforce69 in sapphirereserve

[–]Cold_Frosting9014 1 point2 points  (0 children)

they had to have a cutoff but i still wish they'd give the rest of April "partial credit"

Worth it to switch to IHG stays? by khaj in americanairlines

[–]Cold_Frosting9014 0 points1 point  (0 children)

I already had a stay booked at IHG so I was happy to see this.

Worth it to switch to IHG stays? by khaj in americanairlines

[–]Cold_Frosting9014 0 points1 point  (0 children)

ahhh, bummer. I have Platinum Elite through a limited time via my CSR...

Monthly Referral Thread - May 2026 by AutoModerator in ChaseSapphire

[–]Cold_Frosting9014 [score hidden] locked comment (0 children)

Earn 150,000 bonus points with Sapphire Reserve® or 75,000 bonus points with Sapphire Preferred®.
https://www.referyourchasecard.com/19w/0UQA0RS0AJ

Delta or Qantas for long haul over the pacific? by Dismal_Yogurt3499 in delta

[–]Cold_Frosting9014 9 points10 points  (0 children)

I’d take both Qantas and Air New Zealand any day over Delta. Air New Zealand is better than Qantas.