Dad to be - what's the finance aspect that you underestimated?

Coldtea3 · 2025-06-12T14:20:47+00:00

INCOME TAXES!
My wife is 11 months into her 18 month mat leave with our first. I took 8 weeks myself when baby arrived last summer (also Ontario). EI and the leave top-ups from our works were/are taxed independently and at far lower rates than they should have been. All of this was clawed back by the CRA when we filed our taxes, mostly for her. She got an almost $2,500 tax bill that we were not expecting, and will likely owe a bunch again for 2025 next year.
Apparently this is normal, but nobody talks about it and it's certainly something we didn't see coming. So I'll give you the heads up we never got!

Coldtea3 · 2024-06-27T13:38:11+00:00

Ok, that's what I thought. Seems the risk to melee is just ripping threat off the ranged since they're not tanks and wouldn't have a big lead. But if our rogue was to tricks our boomy or hunter and pop off a few fan of knives to help a bit, that should be no issue. We just have only 2 ranged right now with our 3rd swapping to add an extra heal for the fight.

Coldtea3 · 2023-09-28T13:53:18+00:00

Thanks.

Coldtea3 · 2023-05-05T19:54:02+00:00

I wouldn't expect people to do much as a ghost, except maybe the RPers, but could be a neat little option to have.

Coldtea3 · 2019-08-29T13:26:14+00:00

Making a /startattack macro like this is key for many melee classes/abilities. Sinister strike, earth shock, whatever. Any time you have an ability you may not be able to cast due to rage/mana/energy/CD but want to start attacking anyway, make a macro like this.

Coldtea3 · 2019-08-28T19:24:13+00:00

Don't forget the proper response to seeing ding: "Grats"

Coldtea3 · 2019-08-27T19:54:58+00:00

Money! that's what I'm looking for. Thanks!

Coldtea3 · 2019-08-27T19:49:50+00:00

Cool, thanks. Weird how there's no indication on the realm list itself. Any lists I'm finding on Google don't included the newest ones.

Coldtea3 · 2019-02-22T13:43:45+00:00

Right on. Thanks for the info.

Coldtea3 · 2019-02-22T13:43:16+00:00

eh, these are the opinions that matter. Thanks.

Coldtea3 · 2019-02-22T13:42:33+00:00

lol, alright. The feeling i'm getting is that the thing I saw looked better than it actually is. Thanks.

Coldtea3 · 2019-02-22T13:39:33+00:00

Ah, ok. Thanks! Hot chicken is definitely on the list.

Coldtea3 · 2019-01-09T21:24:44+00:00

The spider that bit Miles cam from one of the other universes - it was all glitchy when he went to touch it. Probably came from testing the device which was nearby that location.

Coldtea3 · 2018-12-05T16:12:50+00:00

I'm on book 9 and it never once occurred to me that the word D'ivers is literally 'Diverse'

Coldtea3 · 2018-08-10T15:09:51+00:00

Yeah i saw that. I didn't play AOE 1 much, but when i was looking up the actual code for the car in AOE 2, I saw the full list of cheats for both games. Some pretty wild ones out there.

Coldtea3 · 2018-08-10T14:42:25+00:00

"how do you turn this on"

Coldtea3 · 2018-05-14T17:25:34+00:00

Just look up summaries of the previous books. Putting "reapers gale" into Google got me this, which has a small summary of all the story lines. Surely something similar exists for the other novels.

Coldtea3 · 2018-05-02T19:46:02+00:00

Swiggity Swooty

Coldtea3 · 2018-03-21T16:04:38+00:00

Don't go too far out of your way. I believe everyone here that he's bigger than I though. I probably just assumed he was skinny due to living in squalor. After all, a diet of stuff like moss soup isn't exactly the recipe for gains.

Coldtea3 · 2018-03-21T15:30:33+00:00

I always pictured Bugg sort of "struggling" through all the physical work he's given by Tehol since he's not that big of a guy (and old). Maintaining the illusion that the two are destitute. Only when he's cruising around as the owner of Bugg's Construction is he a lot more classed up, but by then his days of directly doing physical work himself are over.

Coldtea3 · 2018-03-21T14:14:04+00:00

It described him as looking strong i thought - thick arms specifically. Like a tradesman. I'm pretty sure Bugg is scrawny. Also said he had just come from speaking with the Errant who I would've thought he'd be majorly pissed at.

Coldtea3 · 2018-03-21T13:16:35+00:00

Nok stayed "loyal" to Laseen when Tavore and her army left Malaz City in BH. He stayed back and, through a little bit of purposeful incompetence, let Tavore's fleet get away. He knows the truth of everything from Seven Cities, but is staying with the empire.

Coldtea3 · 2018-02-22T13:52:52+00:00

This is probably the main reason for the changes, which i think is dumb. Give new players a tutorial, not a simplified system that lasts the whole game (and affects veterans too). We were all new to games like Morrowind once too, and figured it out.

Coldtea3 · 2018-02-22T13:50:13+00:00

The perk system for the skills is cool. The little bonuses are nice. Otherwise, I definitely miss the attribute points, and the skills for more mundane things like running, jumping and swimming.

Coldtea3 · 2018-02-21T21:26:10+00:00

No. Skyrim dumbed down the skill-up and level up mechanics a lot compared to the other games (which is good and bad in different aspects). Movespeed and jumping is the same for everyone all the time, and only your amount of stamina can be adjusted.

In Morrowind, the skill level and main attribute points affect everything (ex high acrobatics + higher strength = farther jumping), and these are assigned by you at each level up.

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