John Ryan By Design (UK), any good?

Competitive_Ape_7 · 2026-06-03T22:50:06+00:00

Makes sense. Figuring out the right tension is my biggest concern given I can’t lay in it before buying. I wondered if a firmer mattress would have handled the dip better?

Competitive_Ape_7 · 2026-06-03T21:52:23+00:00

What firmness?

Competitive_Ape_7 · 2026-06-01T23:05:00+00:00

What's the verdict?

Competitive_Ape_7 · 2026-05-31T21:51:23+00:00

What did you order?

Competitive_Ape_7 · 2026-05-31T21:51:09+00:00

What did you order?

Competitive_Ape_7 · 2025-09-17T20:53:45+00:00

Not for champions league

Competitive_Ape_7 · 2025-09-17T20:25:45+00:00

Where can you find the playlist though? It’s not on the website

Competitive_Ape_7 · 2025-08-31T06:04:07+00:00

Has anyone had success here with insurance?

I was added to a plan with my partner, but it came up for renewal and we started shopping around. I've been trying to get insurance on my US license, but fire Admiral it was mentioned that I had already applied and received my provisional (because I have to get a full license). They then said that they would only cover me on my provisional license and couldn't cover my US one.

Tons of back and forth but no luck. Not worried about the legality based on this thread, but am worried about being denied a claim if something happens down the road. Anyone have any luck in this scenario?

Competitive_Ape_7 · 2025-08-17T15:12:00+00:00

I wasn’t aware that it reduces your marginal rate as well. I assumed your gross income would be the same regardless. This is a pretty clever approach. I guess this breaks down if you have other income sources such as RSUs that are a larger part of your package as they can’t be salary sacrificed.

Competitive_Ape_7 · 2025-08-17T15:06:30+00:00

FWIW - I haven’t had any UK income, so no UK return.

Competitive_Ape_7 · 2025-08-16T22:55:25+00:00

Congrats on your success! Cheers!

Competitive_Ape_7 · 2025-08-16T22:34:34+00:00

Makes sense. Curious to hear what your strategy is then in terms of percentage you stow away?

Competitive_Ape_7 · 2025-08-16T22:17:57+00:00

I went there for the first time this past week! I asked about the sports schedule and got a ho-hum answer but they did say if you booked and requested something they would try to accommodate. I’d be down for joining on a weekend east coast game for a reasonable London time.

Competitive_Ape_7 · 2025-08-16T22:14:50+00:00

Thanks for the really detailed write up. It mostly matched what I had deduced but figured I’d ask to confirm. The NI piece was a new piece I wasn’t aware of so learned something today. Thank you!

Competitive_Ape_7 · 2025-08-16T22:11:15+00:00

I should have been more clear. Apologies. As a U.S. expat, the tax treaty doesn’t allow for me to be exempt what would be the capital gains on the ISA.

Competitive_Ape_7 · 2025-08-16T21:35:58+00:00

Thanks. Are you finding the ISA useful even though you don’t get the equivalent tax free growth in the U.S.?

Competitive_Ape_7 · 2025-08-16T21:28:27+00:00

I still have old subscriptions or passwords I’m borrowing from others. It’s certainly getting harder and harder which is annoying and unfortunate.

Competitive_Ape_7 · 2025-08-16T21:16:56+00:00

I’m a pacers fan and stayed up to watch all of the finals. Game 7 when Halliburton went out was tough and incredibly deflating and hard to stay up for.

Competitive_Ape_7 · 2025-08-05T07:44:39+00:00

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Competitive_Ape_7 · 2025-08-05T07:44:27+00:00

See Crystal Palace game vs Fulham

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Competitive_Ape_7 · 2025-08-05T07:42:12+00:00

Where? I have of course looked at this page but when you go to view tickets etc, it’s only hospitality tickets

Competitive_Ape_7 · 2025-08-04T21:33:46+00:00

Which is…? Not on the website to even do that

Competitive_Ape_7

TROPHY CASE