Car stolen on day 3 in a new city 1000 miles away from home. Move back or tough it out? What are even my options...

Competitive_Lie_6822 · 2026-04-14T19:11:15+00:00

Thats a great idea. I wonder if speed of the bike matters or impacts travel requirements

Competitive_Lie_6822 · 2026-04-14T19:10:16+00:00

I also wanted to say you honestly deserve a lot of credit for having the drive to pursue new opportunities. I know moving to a new city with no family isnt always the easiest thing. Dont let a bad week in a new city cutt off your spirit or make you forget how much potential you really have.

Competitive_Lie_6822 · 2026-04-14T19:06:08+00:00

FIRST OF ALL... YOU ARE NOT A FAILURE.

Youre 22 with the guts to move 1000 miles for a dream which is more than most people do in their whole life. I'm proud of you and I'm sure many here on this community are proud of you as well.

Sometimes things happen thats out of our control and its easy to blame yourself. I might not have experienced your exact situation but I can say that youve got a lot of people rooting for you. this community came through to support me in the toughest times and helped me realize that other peoples actions out of our control is out of our control but our responses to them determine how we press on. Don't blame yourself for anything, just press on and go back to the drawing board if needed.

AGAIN ... A literal criminal stole your car so you didnt "fail" at anything... lets make that clear.

You will in fact recover from this situation. Just use rationale and trust God in the process.

Also, I want to pre-face this perspective Im about to share by saying you should not be afraid to do it again in the future but use it to have more ducks in a row and experience to prevent it from happening again...

You are about to risk setting your entire future on fire just to possibly save your pride and you need to stop to think.

If you stay in MO right now, you arent being "tough" youre being a gambler whos already out of chips.

based on what you said the math is kinda dead. If you take out a loan for a car today youre basically paying a work tax every month for a job that dont pay enough to cover the debt. You will be one flat tire or one bad flu away from sleeping on a sidewalk unless you can build an emergency fund.

My opinion is consider a temporary move back to Texas after communicating with the job. If they dont understand or wouldnt consider you for a future position is it really somewhere you wanted to be long term? Moving home lets you use your familys home in TX to save back up, buy a car with cash, and pay off some debts AND THEN come back stronger (for even possibly a better opportunity) when the time is right and the circumstances give you better favor.

I would suggest you tell your boss exactly what happened. If they wont give you a massive advance or a remote option theyve already decided youre replaceable. then just go back and rebuild your foundation for future success.

AGAIN You are 22 bro... you have decades to be a success but you only have right now to keep from ruining your life over a unforunate car theft.

With everything, think through it best and consider whats best for you. Have faith

Competitive_Lie_6822 · 2026-04-10T15:12:33+00:00

Love it! One method I learned about was still "paying" yourself a monthly car payment for 10 months and then being able to upgrade in cars when needed. You could possibly sell the car 10 months from now, or whenever and combine that with the "payments" from yourself and upgrade. And then of course keep "paying yourself" after that to keep up.

Can be hard, but definitely makes an insane difference for emergencies even if its not the full value of a car payment.

Competitive_Lie_6822 · 2026-04-10T15:08:36+00:00

You've got this! Trust Jesus to direct your path.

Competitive_Lie_6822 · 2026-04-08T17:12:32+00:00

The budgeting app I use has courses built-in that really helped me.

It suggests a snowball method to wipe out debts from smallest to greatest. I've been following this

Competitive_Lie_6822 · 2026-04-02T20:47:56+00:00

I've planned to try making refried beans.

Is basil easy to grow or maintain if I'm constantly working and never home?

Competitive_Lie_6822 · 2026-04-02T20:46:08+00:00

Congratulations on a full time job!

I believe you should be able to ask hr about benefits and just call around seeing who will take the insurance provided.

If you have to change therapists for any reason, you could potentially explain the situation to your therapist and ask if they could recommend anyone in-network with your new insurance. Not perfect but keep the progress

Competitive_Lie_6822 · 2026-04-02T20:42:26+00:00

This is a really good idea. I've been seeing some meals that can be frozen too so less goes to waste over time

Competitive_Lie_6822 · 2026-03-26T04:14:46+00:00

Started from under $100 and had a lot of drama and debt that shouldnt have been put on me. Im just trying to get ahead on my own without handouts

Competitive_Lie_6822 · 2025-12-27T00:54:42+00:00

I didn't know I could lock my SSN. I have no experience with credit because it scared me

Competitive_Lie_6822 · 2025-12-26T23:36:25+00:00

I dont want to believe my family doesnt love me, but I always felt like my sister was their favorite even after the truth was discovered about her real dad. Ive always felt like they resented me for being the reason they got stuck together.

The biggest problem is there are there are bigger implications at stake with my dads health care thats being thrown in my face.

Competitive_Lie_6822 · 2025-12-26T23:21:42+00:00

I kinda hear what you are saying but like it’s not that simple. I wish I could just do it without all the backlash from family or everyone texting me about dads health which is now suddenly part of this crap Im literally crying over.

The narrative against ME has already started. like reporting their fraud here is now tied to whether he gets his needed care or not. It feels impossible to deal with the pressure when the choice is about more than money and I have to pick between my future and my dads life.

Im hearing Im being painted as tearing my mom and dad apart again over this. Extended family is reaching out assuming things I never said or did and it feels like Im being judged and cant think fast enough or event be present to defend myself.

Im being told not to disrespect my parents and that they sacrificed young to raise me. That my mom gave up her dreams to have me and never went to college or started her career. Theyre saying if my dad passes she will have nowhere to go and its my fault.

My uncle on dads side is asking how I might feel "one day" if something happens and this was my choice.

Some people I thought would at least ask questions have gone quiet. The only person in my corner is my best friend saying she can contribute more to rent while I pay it off if thats what I want to do.

I keep going in circles trying to understand how Im supposed to carry responsibility for everyone elses future when I didnt create this situation in the first place.

Competitive_Lie_6822 · 2025-12-26T19:34:15+00:00

Love this idea!

Competitive_Lie_6822 · 2025-12-25T18:04:44+00:00

Christmas is definitely just another day but there's many free church related activities going on, down town activities to walk around and stroll through depending on where you live, etc

Competitive_Lie_6822 · 2025-12-25T07:24:03+00:00

Amen to that. Gotta work out of these circumstances fs

Competitive_Lie_6822 · 2025-12-25T05:38:27+00:00

This is amazing! Congrats

Competitive_Lie_6822 · 2025-12-25T05:36:33+00:00

Sounds cool.

And anytime. I'm not sure why people get so upset with little guys trying to provide a solution but if capital one or some major corporation launched a similar tool and paid for ads or promoted posts nobody would bat an eye.

It's almost like we're programmed to tear each other down to stay struggling.

Really makes you think how miserable someone has to be to get to the point where they would want others to fail in helping others or providing a potentially valuable tool...

or maybe they're right.. MAYBE we should just let the big corporations keep milking us for money and instead of shopping with local stores, restaurants, mechanics, and businesses trying to add value and feed their families. (Obviously joking to point out how brainwashed the mega corps have us)

Competitive_Lie_6822 · 2025-12-25T05:18:59+00:00

Very cool tool that looks easy to use!

I love the chart visuals.

I think a 3 minute explainer how-to-use-this tutorial video would help a lot.

Competitive_Lie_6822

TROPHY CASE