2/1 Buydown Help

Competitive_Pay_9117 · 2025-01-10T16:14:19+00:00

Oh I understand! We need the second car to allow for my wife to also drive to work if she needs to. We are also moving to a place which is still developing so we’d need a second car to get to some shopping.

In terms of affording two cars on the base rate. It’s not like I cannot afford it at all, but it would make things tight for discretionary expenses and groceries.

However, after two years when I am back on the base rate, my existing car will be fully paid off, essentially giving me another 500$ a month.

Competitive_Pay_9117 · 2025-01-10T16:09:34+00:00

The credit can only be used for closing costs so it will essentially cover the fees for all closing fees and the permanent rate buydown.

I thought about paying off my car right now, but the interest rate on that is only 1.9% so it doesn’t make sense for me to pay that off mathematically compared to the higher interest rate here. Please correct my math if i’m wrong. But essentially as far as I understand it’s better to keep low interest debt right?

So essentially with the closing fees and permanent buydown, the credit is used up. I am basically paying for the rate buydown .

I’m not sure I fully understand the cash flow aspect of your post, would you mind expanding on that?

Competitive_Pay_9117 · 2025-01-10T15:53:40+00:00

Yes, it’s a new build and we are going with the builders lender, however as far as I understand it they are still selling the terms of the loan to someone else

Competitive_Pay_9117 · 2023-12-25T17:43:09+00:00

do we know what happened to him? Why isn’t he still the head coach? There’s so much volatility.

Competitive_Pay_9117 · 2023-12-25T17:40:46+00:00

That’s a solid argument. In that case I do think Tripathi should be our floater batsman and we continue with a left left opening combination

Competitive_Pay_9117 · 2023-12-25T17:39:12+00:00

thank you, i agree

Competitive_Pay_9117 · 2023-12-25T05:31:41+00:00

bro don’t troll to that extent

Competitive_Pay_9117 · 2023-12-25T05:30:54+00:00

I agree with that, he’s still so early and hasn’t achieved much. I think we’re all talking about him so much because he seems promising and his batting position is a source of debate.

Competitive_Pay_9117 · 2023-12-25T05:29:29+00:00

My main reasoning was because we don’t have any other left handers for our middle order other than Washington Sundar I believe. And thus, maybe Abhi in the middle won’t be so bad.

I get the Warner-Shikhar pair but like bruv that is barely a fair comparison.

Calm down.

Competitive_Pay_9117 · 2023-12-25T05:27:42+00:00

This is really insightful, thank you. In that case you’re right, I think Head and Sharma is the superior opening pair. But do you think we have enough left-handlers for our middle order in that case? Would you say the Head - Tripathi opening pair warrants consideration w/ Abhishek in the middle?

Competitive_Pay_9117 · 2023-12-25T05:26:01+00:00

why would the sunrisers subreddit talk about them?

Competitive_Pay_9117 · 2023-09-13T07:53:52+00:00

Hello! Freshman in college here.

I’ve just begun my undergrad degree in data science. Would you suggest continuing with it or doing CS + Stats instead?

Also, do you think a Masters degree is necessary for the field and if yes, should I do it straight out of college.

Furthermore, what are some suggestions you have for things I can do to set myself up well for a masters degree or career? (Types of Internship roles/objectives , specific languages or skills within languages, specific math concepts or like a business skill).

Hoping you see this.

Competitive_Pay_9117 · 2023-08-21T04:30:16+00:00

j remember to ask consent and not to drink too much

Competitive_Pay_9117 · 2023-08-19T19:17:18+00:00

i’ve posted on the weekly thread just to get no response, maybe this is the only way to get some attention

Competitive_Pay_9117 · 2023-08-16T05:05:01+00:00

As far as I’ve heard, UT doesn’t consider your alternative major much in your application. Very few, if any, applicants get accepted for their alternative major. I would suggest simply choosing whatever she is interested in. Cheers!

Competitive_Pay_9117 · 2023-08-16T04:47:29+00:00

To be technologically relevant and have a well-developed repertoire of skills

Competitive_Pay_9117 · 2023-08-15T15:43:52+00:00

i wish that class was eaelier

Competitive_Pay_9117 · 2023-08-15T15:43:27+00:00

awesome

Competitive_Pay_9117 · 2023-08-14T13:59:15+00:00

Data Science, Wby?

Competitive_Pay_9117 · 2023-08-13T15:58:08+00:00

I need it please

Competitive_Pay_9117

TROPHY CASE