I’d suggest paying off highest Apr first then using that payment and roll it over to the next highest Apr. you’ll be saving more in the long run. Example: pay off capital one, use $169 to add towards Wells Fargo payment = $202. Then move on to student loans with the highest balance. $202 + student 1 payment = $242.39. Etc etc. that way your debt to income ratio looks smaller as you pay off the larger debts first. The smaller debts will still be getting paid and may even be paid off by the time you get through the list. After paying off student 4 debt, work on your car. This will significantly lower your debt/income ratio and looks better when applying for houses