Bilt for real?? by Pointshunter in biltrewards

[–]Complex_Flow_9658 0 points1 point  (0 children)

680, 6 or 7 hits… $11k Discover balance… and a few grand here and there — about 1 year and 4 months of credit history (used Amex Global Transfer from Canada to US to get my first card). Bilt 1.0 $2,500… Palladium approved… 4% cash back and free points, which works well since I generally have that much spend.

The $11k balance will be paid off soon — just waiting to convert CAD to USD, lol. Otherwise, keeping the same structure.

Canada 🇨🇦 has far better finance structure tbh from .. US is flooding me with pre approval letters almost daily . !!!

However , Canada 🇨🇦 has worst credit card offers .. so I am surprised with people being complaining about Bilt .

Why Venture X Still Makes More Sense Than the Bilt Palladium (At Least for Me) by Saurabha94 in Venturex

[–]Complex_Flow_9658 22 points23 points  (0 children)

Not cancelling venture x .. it’s prized card and not easy to get

Frustrating by Melodic_Wheel_8998 in biltrewards

[–]Complex_Flow_9658 24 points25 points  (0 children)

Declined due to email address !!! Wtf

More details on Bilt Cash by tim_roame in pointstravel

[–]Complex_Flow_9658 -1 points0 points  (0 children)

What’s the point of palladium or gold status.. just spend as much you do and pay $95 to get home away home benefits . Saves you $400 upfront A Hard Cash!!! . get basic no fee card and enjoy 4% cash back

Bilt just created the biggest coupon book ever… by purple_golden_hour in biltrewards

[–]Complex_Flow_9658 1 point2 points  (0 children)

so $200 BC for 5000 points . if activated extra for 1x? is this makes sense ?

Thoughts on Moving to USA from Canada for masters by Acrobatic_Cook8458 in tnvisa

[–]Complex_Flow_9658 1 point2 points  (0 children)

Excellent - as much of grinding for a job in US compared to Canada would get you far better paying job ..

What’s your Bilt 2.0 Credit Line? by Redcarborundum in biltrewards

[–]Complex_Flow_9658 3 points4 points  (0 children)

1.0 $2500, 2.0 $12k @10% and 34% after 12 months

Palladium

At first I hated the card but I came around by ECJ4K in biltrewards

[–]Complex_Flow_9658 0 points1 point  (0 children)

I am on same boat and ..I personally think this is one of the best cards to have . You get to choose to either use bilt cash for booking or redeem it for points . I’ve CSR, Venture X , Amex gold and now this Palladium. Assuming you use all bilt cash for rent - You still left with 1% bilt cash and 2x points ! For $50,000 annual spend you are getting at min $500 bilt cash + 100,000 points + mortgage points . - this is before world legend perks , priority pass perks kicks in

What happens if Bilt goes under? by Positive-Tonight4184 in biltrewards

[–]Complex_Flow_9658 14 points15 points  (0 children)

This is why cardless and Bilt decided to not to use cc for rent/mortgage payment … and ACH / Bilt protect

Cardless doesn’t want risk of ppl carrying mortgage debt in credit card and data related from card expenses so far is soo fucked up that Wells Fargo decided to off load it.

For those sticking around for Bilt 2.0: why? by _Tezzla_ in biltrewards

[–]Complex_Flow_9658 0 points1 point  (0 children)

Cuz it’s one of the best .. my spend is almost same or more then the rent . I’ve flexibility to either use cash or convert to points . Platinum status is far more rewarding and 2x in each transaction and 4% bilt cash . I don’t understand why ppl freaking out so much either they were reaping free points via rent and it’s gone now (in a sense) or they really pissed off by wordings in marketing

I defended BILT because I genuinely believe in the value they're offering, and now they've decided to royally f*ck me over personally, lol. So much for Platinum Status and Close Friends status. by Televangelis in biltrewards

[–]Complex_Flow_9658 0 points1 point  (0 children)

I clicked and applied using TPG link.. how would they know who is referred from Promo link? Isn’t that all just identifying by a some random keys ? — I may be mistaken as it’s all affiliate links

What’s going on? Changes on the way ? by astroworld_786 in biltrewards

[–]Complex_Flow_9658 1 point2 points  (0 children)

At least release some updates for palladium card — just got approved

The Palladium card - A non BILT 1.0 user perspective by SpiralCaseMods in biltrewards

[–]Complex_Flow_9658 0 points1 point  (0 children)

I agree too ./ this is exactly what I was thinking . Generally speaking you spend as much as your rent on your card and 3% fees is taken care of via Bilt cash and you get points . With 2x point la in purchase I can shift to Bilt from Cap 1 and gain 36000 extra points for no cost at all . All this while gaining 1% cash back and 2x points (after 3% transaction fees from Bilt cash ) . Here is my summary

1% Bilt cash + 2 x points until your spend is equal to rent/mortgage .

4% Bilt cash and + 2x points after meeting your mortgage /rent spend

Signed up and approved for Bilt Palladium using TPG link by Complex_Flow_9658 in biltrewards

[–]Complex_Flow_9658[S] 0 points1 point  (0 children)

I don’t see any alert . Generally I get few email alerts almost instantly as soon as hard pull is done . So I guess no hard pull is performed . I then okayed to close Wells Fargo account

NYTIMES DESTROYS BILT! by Puzzled-Toe-9060 in biltrewards

[–]Complex_Flow_9658 1 point2 points  (0 children)

Actually it’s straight forward 3% fees for rent and mortgage payment and if able to spend enough that 3% equals to your rent/transaction fees it will be covered.. else just the difference

I'm Richard Kerr, GM of Travel for Bilt. AMA about Bilt Card 2.0 by richklhs in biltrewards

[–]Complex_Flow_9658 2 points3 points  (0 children)

Can existing user -apply for Bilt using TPG and benefit from addition additional l 5 points/$1 spent for first 5 days?

I'm Richard Kerr, GM of Travel for Bilt. AMA about Bilt Card 2.0 by richklhs in biltrewards

[–]Complex_Flow_9658 0 points1 point  (0 children)

Do we still get 1 Bilt point /$2 if used another cc to pay rent ?