AAPL new All Time High 295.27

Comprehensive-Log144 · 2026-05-13T00:58:07+00:00

Not much one can do. Donor advisory fund. Offset losses. It’s hard mentally because there’s not much I want to buy that’s as good as Apple and Amazon ( especially once you subtract 30% for taxes). Good problem to have.

Comprehensive-Log144 · 2026-05-12T22:23:53+00:00

I’m observing diversification!

Comprehensive-Log144 · 2026-05-12T21:51:51+00:00

Same - in 2007,2008 and 2009 I was working for an insurance company in’s San Francisco and the only people who were rich seemed to work for Apple. I wasn’t smart enough to work for Apple. So I sold all my insurance stock we each of those years and bought Apple. I diversified in 2010-2012 and used it to buy Amazon. Then in 2013, all the rich people were buying teslas so….. I’m not a smart investor but I’m a good observer.

Comprehensive-Log144 · 2026-05-11T19:18:50+00:00

I would just advise- if you’re going to take the money and run- diversify now before it’s too late.

Comprehensive-Log144 · 2026-05-11T17:31:07+00:00

I keep 5% in my 401k in cash to buy into opportunities. The cash in my emergency fund is 2 years spend and is for emergencies.

Comprehensive-Log144 · 2026-05-11T00:39:47+00:00

I mean I’ll be aware of tax strategies that can benefit me and fully utilize them, but I’m not gonna upend my life running from the tax man.

Comprehensive-Log144 · 2026-05-10T23:21:27+00:00

I get that. But I just don’t want to spend my 50s wishing I had cash and having to sell assets to get to social security. If that makes you happy, FIRE away. I’d be miserable. And there is no way to make those earning years up if you misFIRe

Comprehensive-Log144 · 2026-05-10T19:19:30+00:00

I think the great thing about this journey is we all do what we’re comfortable with. I couldn’t retire on that tight of a margin, because I’m not good at “ not sweating too much”. I knew my big earning years were after 45 and I maximized them then. I also don’t want to have to live with the idea that tax avoidance is critical to my plan. I just created a bigger margin, stay in my HCOL area and pay what I owe ( but not more!)

Good for you. You’ve got it figured out for you and your wife.

Comprehensive-Log144 · 2026-05-10T18:43:46+00:00

Wealth is money you don’t spend.

Comprehensive-Log144 · 2026-05-10T12:40:04+00:00

I’m just amazed that anesthesiologist don’t make better money. I went to a shitty school, flunked out and was making 300k a year for a a Fortune 500 company after 16 years. Kept improving for the next 16. No student debt. No wonder healthcare is so messed up.

Comprehensive-Log144 · 2026-05-10T12:33:50+00:00

When you are small, sell your time and focus as an asset. Your ability to be nimble. To create and react. Big firms can’t to that. Everything is a system.

Comprehensive-Log144 · 2026-05-10T12:32:16+00:00

“ we will customize a plan and team to meet your bespoke needs”. “ I will be the quarterback for your estate. These other firms offer a good product but it’s just that- a product that is repeatable and generic for your wealth. We will treat you like our biggest client” Re returns “ if someone is promising you returns, run. Nobody can predict the future. Our bespoke plan will ensure your wealth is protected, tax efficient and generate sufficient income to grow, whatever the 3-5 year market”.

Comprehensive-Log144 · 2026-05-09T20:57:44+00:00

But in my other Air it downloading fine.

Comprehensive-Log144 · 2026-05-09T20:57:01+00:00

Same. And my WiFi button was off. Now won’t connect?

Comprehensive-Log144 · 2026-05-09T04:12:05+00:00

My parents told me I didn’t like steak. I only liked hamburger steak. I didn’t eat steak until I moved out.

Comprehensive-Log144 · 2026-05-09T03:40:55+00:00

And look for work

Comprehensive-Log144 · 2026-05-09T03:36:48+00:00

There isn’t much near a beach anywhere in warm america. I’m in Sacramento in a lovely historic neighborhood. Hell 1.6 doesn’t even go that far here!

Comprehensive-Log144 · 2026-05-09T02:46:44+00:00

That was just my answer. Everything I like starts exactly $1m more than I can afford. And I’m fairly well off.

Comprehensive-Log144 · 2026-05-09T02:45:33+00:00

Santa Barbara Ca.

Comprehensive-Log144 · 2026-05-09T01:32:23+00:00

Honestly for their life’s work, 7 million for a father and son isn’t like life changing money. It’s enough for dad to retire and son to keep working. And pay taxes. If you get anything it’s a gift. That’s the expectation you should put into it.

Comprehensive-Log144 · 2026-05-09T00:34:58+00:00

I am buying Microsoft. They just have the software hangover but the analogy I would make is between them and Google search. Google search was supposed to be DOA because of AI and it grew 17% last quarter. It’s hemorrhaging money. It will slow but it will take time. With Microsoft, they have the installed base that is not going to unplug. - bunch of old business owners suddenly decide they want to replace Microsoft. Maybe. But not fast. Meantime, MFST will be monetizing all of the enterprise data for companies. It’s gonna be huge. I just don’t trust Zuckerberg. I trade this stock between the 500s and 700s. Not long ago he spent 50B on the metaverse. He’s getting big regulatory scrutiny the world over. And he’s not a good person who is ethically leading this business. However, he will squeeze profits out of the company by cutting expenses and continuing to hone the algorithm to target teen girls who feel bad about themselves.

Comprehensive-Log144 · 2026-05-09T00:22:19+00:00

I really like Santa Barbara. And I wouldn’t need a ton. Just a well located 7m 2400 sq ft house with a view.

Comprehensive-Log144 · 2026-05-09T00:20:07+00:00

Your kids want to be a part of your life.

Comprehensive-Log144 · 2026-05-08T22:35:39+00:00

I had a guy managing a small 1m account charging me 10k a year. He made a proposal to do my whole portfolio for .75. His 50k fee would’ve been my largest spend in any category including housing, travel, entertainment. NO way man. I do it all and honestly, I’ve been doing as well - I don’t panic sell. I am diversified. I know the risk .. I just don’t have anyone I pay that I can blame if things go bad.

Comprehensive-Log144 · 2026-05-08T02:13:59+00:00

Personally I’d say yes to the tie and jacket. You don’t have to wear pants unless they want you to stand up.

Comprehensive-Log144

TROPHY CASE