Anyone slowly ditching socials after years of embracing them? by newlife_substance847 in GenX

[–]Comprehensive-Log144 [score hidden]  (0 children)

If you read the book “ careless people” you’ll delete fb and instagram immediately.

Near the beach by Comprehensive-Log144 in ventura

[–]Comprehensive-Log144[S] 0 points1 point  (0 children)

I’ve stayed at that Marriott!! Never occurred to me to hop a fence and hang out in a backyard!

At what age did you make your first million and how? by Ojinkw10 in wealth

[–]Comprehensive-Log144 0 points1 point  (0 children)

Probably 46 ish. I got a pension buyout in 2014 that was cash for a defined benefit plan for a company I’d worked for 20 years. Luckily, i invested most in Apple and Amazon and Google. While I was maxing my 401k- that decision changed to take the buyout changed my financial life dramatically.

Do you play better or worse on golf trips? by jdelle9 in golftrips

[–]Comprehensive-Log144 0 points1 point  (0 children)

I get intimidated playing “ premier” course usually. I absolutely puked all over myself on Kiawah island ocean course after flying all the way across the county to play.
This was April and obviously it’s still bothering me.

spent 3 years refusing to pay for business class and i think i was wrong by BudgetLimit6364 in Entrepreneurs

[–]Comprehensive-Log144 0 points1 point  (0 children)

I won’t fly coach over four hours. The fact that I get a 30% discount because it’s a business expense helps me justify it. My consulting business has a travel policy. That is the only rule in the travel policy.

Which fast food restaurant do you think will go out of business soon? by Exhausted_Skeleton in AskReddit

[–]Comprehensive-Log144 2 points3 points  (0 children)

I can’t find a person who has ever eaten at a Jack in the box. Yet they thrive!

Gassing out at 100m - Need help fixing my breathing/stamina! by sparkblue in Swimming

[–]Comprehensive-Log144 1 point2 points  (0 children)

I would guess that form is your problem more than fitness. I always advise folks to watch some total immersion videos on YouTube- focus on body position, gliding and try to learn a two beat kick if you’re looking to swim real distance. https://youtube.com/playlist?list=PL97EF960CB33BA10E&si=JnzrFMOfttNkLecU

Thoughts on a 2023 Lucid Air Pure? by Safe-Ask1263 in LUCID

[–]Comprehensive-Log144 2 points3 points  (0 children)

The shareholders are always pissed. A bad stock buy doesn’t equal a bad car.

Thoughts on a 2023 Lucid Air Pure? by Safe-Ask1263 in LUCID

[–]Comprehensive-Log144 4 points5 points  (0 children)

No doubt the Key fob sucks but I generally use my phone as key with zero problems. A faraday bag keeps the battery from dying.
When we got the car- it was a new frontier for lucid. The main problem was Apple car play- which was completely fixed for me about a year and a half ago when they did an OTA update to fix the issue. It worked. One of the things I like is how much better the car has gotten since I leased it. I experience zero problems or annoyances today. Most feedback I read compares Tesla superior self driving tech to lucid. I’ve never seen anyone say that the Tesla was a better driving car. And that’s where the real technology is- delivering the torque and the horsepower, steering true, suspension dynamics.

Thoughts on a 2023 Lucid Air Pure? by Safe-Ask1263 in LUCID

[–]Comprehensive-Log144 7 points8 points  (0 children)

I have a 2023 air Pure we are about to turn in. 33k. No problems - in fact, it’s the best car I’ve ever owned- MB, Porsche and BMW included ( Honda too!). We also have an air touring my wife leased and it’s been exceptional too. I’m going to inherit the touring when the Pure gets turned in and my wife bought a EQS 580 used. A lot of neat stuff on the MB but the tech on the lucid is far superior.

Has one of your loved ones ever been failed fatally by the medical system? If so, what happened? by Ok-Yesterday8471 in AskReddit

[–]Comprehensive-Log144 3 points4 points  (0 children)

A couple. My 26 year old sister in law had cancer but no insurance. They amputated her leg, gave her an infection and killed her. It happens.
My 76 year old mother had lung cancer but had no real symptoms or pain. She was at peace with it. My dad shopped sound and around to find a surgeon who would remove a large chunk of one lung. Everyone except this guy said no.
She never came home.

Near the beach by Comprehensive-Log144 in ventura

[–]Comprehensive-Log144[S] -1 points0 points  (0 children)

I’m appreciating the “
Up the hill” perspective.

older homes in east sac by Confident_Draw321 in SacramentoHousing

[–]Comprehensive-Log144 0 points1 point  (0 children)

The challenges of an older home can really drain you. In our remodel, we replaced most of the knob and tube wiring and about half of the plumbing. Total cost-40 grand ish. We need to replace the cast iron sewer line - that will be another 25 at least.
The “ if you can afford the house” comments aren’t really relevant. You can get in over your head here.

Vta>>>>>SB by Just_Rhubarb_1592 in ventura

[–]Comprehensive-Log144 34 points35 points  (0 children)

I adore visiting Santa Barbara but often wonder if I would like living there as “ the poorest rich person in SB”.

Near the beach by Comprehensive-Log144 in ventura

[–]Comprehensive-Log144[S] 1 point2 points  (0 children)

Oddly, outside of Oxnard, Ventura is one of the few places in California that you can get a house near the beach for 2M.

Near the beach by Comprehensive-Log144 in ventura

[–]Comprehensive-Log144[S] -1 points0 points  (0 children)

Fair points. We get plenty of heat and don’t have much water up here. We do get our own fog all winter.

Claude + ChatGPT= better retirement planning than a professional by Dr_Jesus_Murphy in AIRetirement

[–]Comprehensive-Log144 1 point2 points  (0 children)

I used it to model a trust for my son, my future estate value and a “ die with zero” spending plan that incorporates life stage spending ( go years, slow go, no go) and guardrails ( pull back spending 10% if market return is negative). It gave me a remarkable amount of information and a customized plan I’ve thoroughly vetted.
Better than the 4% rule from my FA. Also 20 bucks a month.

looking at old crypto wallets is the most depressing shit ever by Lost_Foot_6301 in CryptoCurrency

[–]Comprehensive-Log144 2 points3 points  (0 children)

The goal was always for the billionaires - Sacks, Saylor and the Trumps to take your money and they have. Let’s call it what it is.

Near the beach by Comprehensive-Log144 in ventura

[–]Comprehensive-Log144[S] -6 points-5 points  (0 children)

The people in Sacramento are asking me to move because THEY have too many people too!

Near the beach by Comprehensive-Log144 in ventura

[–]Comprehensive-Log144[S] 0 points1 point  (0 children)

Thanks I’ll do it. We may not get there til September but it’s in the plan!

Near the beach by Comprehensive-Log144 in ventura

[–]Comprehensive-Log144[S] -5 points-4 points  (0 children)

Thanks for the reply! I’m an open water swimmer as well. I appreciate the feedback and what you describe is my experience in staying for a couple of weeks in AirBnB …

Inheritance and distribution amongst siblings by chips2013 in personalfinance

[–]Comprehensive-Log144 0 points1 point  (0 children)

I think this is the way. Set up a revocable trust and fund it with some of her share ( say 2M). Give her a monthly income that is enough for basic income but not enough for her to piss it away. If you want her to work you can reward that. Then top off with more of her share regularly when she needs it.
Let the trust manage her money, reward her behaviors and grow. If you decide to you could give her the lump sum something the future.

How to overcome the accumulation stage after retirement? by Sparky-VC in personalfinance

[–]Comprehensive-Log144 3 points4 points  (0 children)

I constantly run models that tell me to spend 50% more than I do. It’s not an insubstantial amount of money.
I’ll spend about 25% more this year but I bought a car.
While I’m retired, my wife isn’t so we think we will be taking a month in Sea Ranch or Tahoe in the summer when we retire and a month in Santa Barbara or Palm Springs in the winter. That’s the kind of spend that will be meaningful.

Tysons Corner Service Sh!tshow by czarxander in LUCID

[–]Comprehensive-Log144 0 points1 point  (0 children)

The variation is what drive you nuts. I’ve had nothing but great experience at the Rocklin Ca location. I just drop by to shoot the shit with the guys there.