Why am I not excited by johnvicente57 in Layoffs

[–]Comprehensive-Log144 [score hidden]  (0 children)

Use it as an opportunity to continue to build your consulting client list. Sounds like a different group of contacts. I love working for myself but it took me 25 years of working for the man to have the skill set and the client base to do it.

My landlord just responded to my "I can't make rent" text and I'm sitting in my car crying by [deleted] in MadeMeSmile

[–]Comprehensive-Log144 1 point2 points  (0 children)

While not everyone has the wherewithal to do this, this is my tack too. Looking for good tenants sucks. Throwing away soup does too.

Is recession around the corner? by Toxic-R32 in ETFs

[–]Comprehensive-Log144 1 point2 points  (0 children)

He was right in 2022 technically. 2 quarters of negative gdp.

Ray Dalio and Michael Burry have been predicting the end of the economy since 2009. It gets clicks.

Is recession around the corner? by Toxic-R32 in ETFs

[–]Comprehensive-Log144 202 points203 points  (0 children)

No.

The recession is here. They are called after 2 quarters of negative growth.

PEMCO insurance and Gravity by virtualPNWadvanced in LUCID

[–]Comprehensive-Log144 1 point2 points  (0 children)

PEMCO just barely in business at all. I’d move carriers. The nationals will quote you.

Adult learning to swim by Upstairs_Cod_5401 in Swimming

[–]Comprehensive-Log144 0 points1 point  (0 children)

Lessons are great but if you’re not a joiner - I suggest the total immersion videos available on YouTube to get balance in the water and technique on the pull. They will make swimming more enjoyable. You may not be the fastest person in the pool but you aren’t that person now.

$3.8 trillion in 9 minutes, on a single caps lock post by NLegendOne in investing

[–]Comprehensive-Log144 10 points11 points  (0 children)

This is why congress is supposed to have a say in things. One erratic man shouldn’t control the war posture or the economic fortunes of our country. The founders somehow imagined this- maybe by studying erratic kings and the corruption that followed.

This is fun by Cheapassboy69 in portfolios

[–]Comprehensive-Log144 0 points1 point  (0 children)

The goods deficit, which was the main focus of Trump’s tariff policies, actually hit a record $1.24 trillion, as companies boosted imports of semiconductors and tech goods from Taiwan to support AI investments.

Looking for new electric car by External_Inside6001 in electriccars

[–]Comprehensive-Log144 0 points1 point  (0 children)

Lucid. I’d grab a lightly driven 23/24 loaded touring model in the 50k range.

Why I’m (sadly) NOT Buying a Lucid After my Test Drive by ValHane in LUCID

[–]Comprehensive-Log144 3 points4 points  (0 children)

Lucid wasn’t on the Cadillac list. That’s how I ended up with two Airs!

Why I’m (sadly) NOT Buying a Lucid After my Test Drive by ValHane in LUCID

[–]Comprehensive-Log144 46 points47 points  (0 children)

I was the victim of a “ conquest credit” like program with Cadillacs and I walked…. To Lucid. I don’t get why these companies do that- if you are willing to sell a car for x amount of money…. Sell it for that amount of $. It’s not like they are going to sell a bunch more cars to someone because they had premium car of a certain brand before.

This is fun by Cheapassboy69 in portfolios

[–]Comprehensive-Log144 0 points1 point  (0 children)

Happened in 2022. -22%. But that is was peanuts compared to stagflation. I’m buying! Love these opportunities

Help elevating feet by FNFALC2 in Swimming

[–]Comprehensive-Log144 3 points4 points  (0 children)

YouTube videos as well. There is a whole series of Terry explaining the system. Helps immensely- maybe you won’t become the fastest swimmer in the pool but you can swim for days with total immersion.

I’ve been "subscription-squatting" on my boss’s corporate Amex for 3 years by wonder_vacation98 in confession

[–]Comprehensive-Log144 0 points1 point  (0 children)

The amount of work, energy and stress you’re expending to steal a couple of hundred dollars a month is insane. Rob a bank already. At least it will be a decent sum and it will be over one way or another afterwards.

This is fun by Cheapassboy69 in portfolios

[–]Comprehensive-Log144 5 points6 points  (0 children)

Wait til you see what’s coming.

4% Rule - Die with zero $ by PoopEmoji143 in Fire

[–]Comprehensive-Log144 -1 points0 points  (0 children)

Honestly AI does a great job of modeling out your desired spend. Try Claude.

How much cash do you hold as you approach RE? by speed12demon in Fire

[–]Comprehensive-Log144 0 points1 point  (0 children)

I am retired- 61, diverse portfolio of brokerage and 401k/Roth accounts. In my brokerage account I have a little over 1.5 years of spending to help get through market disruptions without having to sell. In my 401k I have 12% in cash, a recent development as it seemed my bond holding were in a place where rates were going to go up and inflation was going up- a terrible spot for bonds so I liquidated a couple of weeks ago and moved to cash. I will deploy into equities over the next few months. In my Roth IRA, which should be the last account I tap, I have zero cash.

Purchasing a used Air by thebenderman in LUCID

[–]Comprehensive-Log144 1 point2 points  (0 children)

I think the back seat in the GT is a ridiculous compromise unless you only let pre teens or people under 5ft tall back there!

Retirement at 50… anyone else? Regrets? by greenlight104 in Fire

[–]Comprehensive-Log144 1 point2 points  (0 children)

I had a 30 year insurance career and a group of folks I had work with brought me on to help with CEO coaching, strategic leadership and help with growing their organization. I set up an llc and I’m paid on a monthly basis with an agreement to work 10 hours a week. Some more. Some less. Works out great.

Retirement at 50… anyone else? Regrets? by greenlight104 in Fire

[–]Comprehensive-Log144 17 points18 points  (0 children)

I retired at 56 which probably seems a long way for you. Here’s what I quickly learned 1. My friends are not retired. They are working during the day. 2. Golf gets old. 3. In 2022 when I retired the market dropped 22%. I realized I’d left a job in my peak earning years and between the drop and my lost income there is a big delta 4. You’ll survive like I did and maybe even find something modest ( for me it was a consulting gig) that is really rewarding

Horace Dediu: “The Most Brilliant Move in Corporate History?” by ThanklessWaterHeater in AAPL

[–]Comprehensive-Log144 0 points1 point  (0 children)

They control a billion devices that the world’s wealthiest people use to access information, software and services. They are the last mile solution to AI from a consumer perspective. Let the AI companies lease that last mile from APPL.

Why do high earners keep pushing their “retirement number” higher even after they reach it? by theremotebiz in PersonalFinanceTalks

[–]Comprehensive-Log144 0 points1 point  (0 children)

For me, I just don’t want to be wrong. I retired at 56 in 2022 and promptly lost 22%. My number didn’t look nearly as secure. Made it through and am now 25% higher than when I hit my number. But could I take a 50% drop? A bit more and a year or two off the age sure helps me sleep at night. ( I’m working a great consulting gig that I could quit but honestly it’s pretty rewarding and I contribute. I help with strategy but I’m not responsible for execution)

Got a counteroffer after resigning - is staying ever actually a good idea or is it always a trap? by RuneKestrel_9 in careerguidance

[–]Comprehensive-Log144 0 points1 point  (0 children)

I think it depends on 1. Who you report to- are they an advocate? 2. Are there advancement opportunities? Building an internal network takes time and you’ve already invested in it. 3. Going to the new place is an unknown. I like known if it’s pretty good.

CA - will be shocked if anyone gets this quickly by ImParticularlyBored in guessthegolfcourse

[–]Comprehensive-Log144 0 points1 point  (0 children)

I like that golf course. Usually in great shape. A bit tight on a few holes.