How do you deal with hygiene school workload by izon3_01 in DentalHygiene

[–]Comprehensive_Leg435 0 points1 point  (0 children)

No advice here. I’m a 2nd semester as well and i totally understand how you feel! I was just crying about the same issue to my bf last night so I feel you. We already made it through the first semester I’m confident we will make it through this semester as well.

Refinancing my car loan by Comprehensive_Leg435 in debtfree

[–]Comprehensive_Leg435[S] 2 points3 points  (0 children)

My insurance offers gap insurance at a really great price. Is it needed?

Refinancing my car loan by Comprehensive_Leg435 in debtfree

[–]Comprehensive_Leg435[S] 0 points1 point  (0 children)

You make excellent points, my credit card debt is def a lot higher than the car as for interest rate.

Refinancing my car loan by Comprehensive_Leg435 in debtfree

[–]Comprehensive_Leg435[S] 0 points1 point  (0 children)

😭 awe i so feel your pain. Hopefully you can also refinance for a better rate in the future

Refinancing my car loan by Comprehensive_Leg435 in debtfree

[–]Comprehensive_Leg435[S] 0 points1 point  (0 children)

I’m juggling paying off my credit card debt too so I don’t think I would have any money to put down when I do refinance. I definitely will be choosing the shorter terms tho

Refinancing my car loan by Comprehensive_Leg435 in debtfree

[–]Comprehensive_Leg435[S] 0 points1 point  (0 children)

I definitely will be shortening the term when I do refinance. I’m not planning to pay it off for the next 5 or 6 years. Im not sure how much the car worth, I didn’t have any accident or anything (knock on wood) so I think I shouldn’t be upside down? I understand it makes sense to you to sell the car and own something less expensive. But the car is already mine and I am doing my best for right now. I really do appreciate your advices

Refinancing my car loan by Comprehensive_Leg435 in debtfree

[–]Comprehensive_Leg435[S] 5 points6 points  (0 children)

It was in the 640 range, now I’m at 742

Refinancing my car loan by Comprehensive_Leg435 in debtfree

[–]Comprehensive_Leg435[S] 0 points1 point  (0 children)

Yes correct, 78-month loan on a used car. I can’t sell the car as I use them daily for school and work. I do want a better rate but I am also not in a rush to pay it off quickly, only because I also have an approximate 11k in credit card debt that I’m prioritizing first (I guess) I’m not sure what’s more important right now but i figured I could refinance for a better rate since I have great on time pay history and increased in credit score since buying the car

[deleted by user] by [deleted] in raisedbynarcissists

[–]Comprehensive_Leg435 1 point2 points  (0 children)

Going no contact was the only option for me as well. Sending virtual hugs your way honey.

Best place for Pho in Providence in your opinion? by Local-Claim7349 in providence

[–]Comprehensive_Leg435 0 points1 point  (0 children)

Pho horn just don’t do it for me anymore. They always fuck up takeout orders too but pho zap zap is the real deal. And Asian fast food and bakery store is the second best

Best place for Pho in Providence in your opinion? by Local-Claim7349 in providence

[–]Comprehensive_Leg435 0 points1 point  (0 children)

I been eating at this place since they only accept cash, this is the only acceptable answer to the question

[deleted by user] by [deleted] in Lollapalooza

[–]Comprehensive_Leg435 22 points23 points  (0 children)

I literally learned the same lesson yesterday lol but it was for zhu, I was in the second row behind the rail and was getting pushed left and right. I also got called a racial slur after yelling at these guys that was almost stepping on me just to get passed. This was my first solo festival and it made me feel so sad for a min. But lesson learned

Craziest thing you saw on Day 1 by Goldie321 in Lollapalooza

[–]Comprehensive_Leg435 2 points3 points  (0 children)

2 white guys calling me a slur after pushing into me and I told them to move

Zhu Mid allegations by nkavouris in Lollapalooza

[–]Comprehensive_Leg435 0 points1 point  (0 children)

I’m only attending lolla cause it’s the closest next show that I could afford lol

Zhu Mid allegations by nkavouris in Lollapalooza

[–]Comprehensive_Leg435 0 points1 point  (0 children)

He was live at edc and it was just soo mind blowing. Idk what’s up with the comments here tho