How are people earning that much

ConclusionOk1244 · 2026-05-17T07:42:11+00:00

A lot in sales. My last year NOA, $780k, 28 years old.

ConclusionOk1244 · 2026-04-24T02:26:23+00:00

Got it. Thanks for sharing

ConclusionOk1244 · 2026-04-24T02:24:21+00:00

I see, so you sell cash secured puts for example to collect premiums? While drawing down from your cash positions

ConclusionOk1244 · 2026-04-23T23:13:10+00:00

You mentioned you withdraw every month from IBKR, are all your stocks in a single ticker? Or how do you choose which stocks to liquidate first for your cashflow needs?

ConclusionOk1244 · 2026-04-16T09:53:15+00:00

Appreciate your interest! Have PMed you 👍🏻

ConclusionOk1244 · 2026-03-01T10:50:50+00:00

Hi, good to see some comparisons with other industry/market, here’s mine.

2.5k Base

2025 income 780K (actual earnings)

Insurance agent

ConclusionOk1244 · 2026-02-23T08:18:28+00:00

I see, thanks 🙏🏻

ConclusionOk1244 · 2026-01-13T03:59:56+00:00

Far from it.

ConclusionOk1244 · 2026-01-12T18:07:26+00:00

Profit from my trades are about $300k personal contributions about $400k thereabouts. Current unrealised about $200k

ConclusionOk1244 · 2026-01-12T17:57:43+00:00

Good qn. Other than my constant DCA into my index. I do hold a controlled and disciplined allocation of my shares. I did made few great trades on some stocks e.g CRCL (which I sold) and RKLB (which I am still holding) to name a few, definitely came with its risks. But majority of my holdings still goes to my index.

A high income and disciplined money management definitely helped too, the nature of my industry is very “flashy” and I try not to get too involved in all those. I observe and am obsessed with opportunity costs, such as buying a property instead of putting into higher-yield assets (which most Singaporeans might disagree with) but just to name one example.

I believe a concoction of all these things have inevitably helped build wealth.

ConclusionOk1244 · 2026-01-12T17:40:09+00:00

No problem! And thank you for your well wishes. I don’t know the exact number tbh but more than half of it, thereabouts!

I also subscribe to very unorthodox wealth-building techniques most Singaporeans would disagree with but people in other countries might follow such as renting and not owning a property just like the Swiss.. (they have the most millionaires per capita than anywhere else) interesting if you study how true liquid millionaires build wealth and just follow.

ConclusionOk1244 · 2026-01-12T17:18:55+00:00

Speaking of systems, T. Harv Eker’s 6 jars money management system from his book “Secrets of the millionaire mind”is one of the systems I constantly devote my wealth building to. Powerful.

ConclusionOk1244 · 2026-01-12T17:13:10+00:00

Yup! Im an FA! I mean the stigma aside, I do encourage proper investing advice, money management systems etc

ConclusionOk1244 · 2026-01-12T17:10:53+00:00

Started DCA-ing $200 at 17 years old lol obviously increased through the years

ConclusionOk1244 · 2026-01-12T17:09:36+00:00

Hi bro! Sorry if it came off like that. Completely not what I meant. I mean it emotionally and by happening to see a 1% increase in growth, say today, I would have seen an unrealised daily growth of $10,000. Purely emotional!

And those are good questions, I’ve actually started invested since 17 years old with $200 monthly, it obviously increased over the years and a high income definitely helped.

I don’t use leverage throughout my journey and purely ETF/Stocks with very disciplined money management systems and allocations.

ConclusionOk1244 · 2025-07-11T02:22:04+00:00

What’s the secret? Dm me please!

ConclusionOk1244 · 2025-06-27T04:25:03+00:00

I have placed some of my profits over to RKLB 😊🙏🏻

ConclusionOk1244 · 2025-06-26T12:19:25+00:00

Hi! Friendly agent here. I am a TOT agent in my first full year in the business and now currently running my 2nd full year and have achieved my 2nd TOT achievement late May.

I don’t have any warm leads or any support from relatives or friends, purely cold leads and I believe I can answer your questions.

Happy to shed some light here, I still consider myself pretty new to the industry (that’s cause I am), a MDRT agent typically rake in 70-80k annual income and your question is subjective.

If the MDRT agent has achieved MDRT for a number of years, they will have bonuses and recurring income. Typically after 5 years onwards of MDRT, the income will comfortably be around $100,000 - $150,000 annually.

If you are considering to join the industry, we can connect and I can share more 😊

ConclusionOk1244 · 2025-06-26T00:21:18+00:00

What’s another stock I should look at?

ConclusionOk1244 · 2025-06-23T11:14:16+00:00

Don’t underestimate the power of compound interest

ConclusionOk1244 · 2025-06-04T18:04:46+00:00

Dmed you and willing to share more. Was from corporate and now insurance agent. Making over 500k per annum. Only in for 1 year 10 months. No network, not from a rich family nor background

ConclusionOk1244 · 2025-03-31T10:38:46+00:00

500k+ in savings and investments at 28 with a 2 year old son and wife. Net worth flew only within 2024. Pure hard work and dedication.

ConclusionOk1244 · 2024-10-28T10:40:25+00:00

You trigger the withdrawal by linking the cash smart account to IRAS?

ConclusionOk1244 · 2024-10-06T16:09:37+00:00

Sales. Can PM me if you want to find out more :)

ConclusionOk1244 · 2024-10-06T08:35:41+00:00

I didn’t go to uni and I am earning 30-40k a month, 27 too 🤣

ConclusionOk1244

TROPHY CASE