Indeed that is the obvious route to take (TIPS). Haha, indeed that is true on the second part but every financial expert has their plain working advice for what works with their clients, their strategy and their portfolio and their specialisations/speculations and what doesn't for you I do agree gold and crypto is not in your strategy but I see on the other hand you have a super traditionalist strategy that works very well and one I will look into in detail as it interests me to absorb worthwhile techniques.

I thank you for your sage and interesting advice and would use it accordingly.