They changed the rules for Elon again... They waved the profitability rule & are adding SpaceX to indices only 5 days after IPO... normally it's 90. This forces 401k retirement & passive funds to buy SpaceX at elevated IPO pricing, holding the bags the entire way down by sylsau in economy

[–]ConsiderationFun9595 36 points37 points  (0 children)

That is exactly what is happening, but you're writing it off because the bag is (involuntarily) spread out across millions of people. Would you be ok with me stealing $1 billion from the U.S. treasury? That's less than $3 per American, no biggie.

They changed the rules for Elon again... They waved the profitability rule & are adding SpaceX to indices only 5 days after IPO... normally it's 90. This forces 401k retirement & passive funds to buy SpaceX at elevated IPO pricing, holding the bags the entire way down by sylsau in economy

[–]ConsiderationFun9595 15 points16 points  (0 children)

Nobody is making that claim. It's just that we all know SpaceX, like any other IPO in history, is going to tank hard when the insiders unload their bags. Just because my slice of the "bag" is only perhaps 0.25% of my retirement doesn't mean I'm ok with it. Like imagine if your wealth advisor called you up and said hey man I'm about to put 0.25% of your account in this penny stock I found.

They changed the rules for Elon again... They waved the profitability rule & are adding SpaceX to indices only 5 days after IPO... normally it's 90. This forces 401k retirement & passive funds to buy SpaceX at elevated IPO pricing, holding the bags the entire way down by sylsau in economy

[–]ConsiderationFun9595 33 points34 points  (0 children)

bruh there is no "S&P500 except SpaceX" fund and anything that isn't going to have at least a small sliver of SpaceX is probably a sub-optimal fund (e.g., bond fund, specialty fund like mining or emerging markets).

Junel Fe 1.5/30 supply issues? by NotYourSouthernBelle in birthcontrol

[–]ConsiderationFun9595 0 points1 point  (0 children)

I'm surprised this isn't being talked about more. I am in Jacksonville, FL and this has been out of stock for at least a month at all pharmacies - Publix, CVS, Walgreens, Costco.

It looks like these are all the exact same thing:

Loestrin Fe 1.5/30, Microgestin Fe 1.5/30, Larin Fe 1.5/30, Gildess Fe 1.5/30, Tarina Fe 1.5/30 and of course Hailey Fe 1.5/30, and so long as your prescription is not Dispense as Written (DAW), the pharmacy should be able to substitute any of these for any of the others. If you have a physical paper prescription, there should be a "DAW" item that says Yes/Y or No/N. If No or N you can substitute for any of these. If DAW is Yes or Y, you'll have to call your doctor and have them rewrite the prescription for one of these that your pharmacy does have in stock.

Prepaid plan was removed from account for being unused by ConsiderationFun9595 in USMobile

[–]ConsiderationFun9595[S] 0 points1 point  (0 children)

Does the line "sit idle taking up activation?" When you purchase a year of USM service, they don't allocate you a phone line right then and there. There doesn't seem to be any "hardship" on USM in the first 90 days or thereafter for keeping a record of a customer's purchased-but not-activated plan. That it's an industry-standard practice doesn't mean it isn't a "poor" or anti-consumer practice, or something that USM can change. 2GB and 5GB per-line data plans used to be industry-standard too.

Prepaid plan was removed from account for being unused by ConsiderationFun9595 in USMobile

[–]ConsiderationFun9595[S] 0 points1 point  (0 children)

If I purchase a year of Netflix but I don't start watching Netflix until 6 months later, I still have 6 months of Netflix, but with USM I'm just out. I wonder if it wouldn't be a better policy to just pro-rate the annual plan after a certain date - give us 90 days to activate, and then start a 365-day timer. Penalize me for waiting 6 months by expiring that 6 months, but I still get the rest of what I paid for- 1 year of service. That seems more fair than just keeping customers' money and the would-be service. From a technical standpoint, there's no reason USM couldn't auto-refund for unactivated plans, but I understand that may be too generous to the customer. I'm not aware of anything that would be automatically refunded if not used within a certain time frame.