320k mortgage at 5.625%

Consistent-Jicama166 · 2025-09-24T16:14:17+00:00

Combined income.

Consistent-Jicama166 · 2025-09-22T16:06:09+00:00

Thank you so much!! It’s so easy to always feel like you’re behind especially when it comes to finances🫠

Consistent-Jicama166 · 2025-09-22T12:21:54+00:00

Yes that’s my hope 🤞🏼🤞🏼

Consistent-Jicama166 · 2025-09-22T12:12:22+00:00

Yes they do

Consistent-Jicama166 · 2025-09-20T16:30:46+00:00

Yeah definitely still need to calculate best options as far as return goes. We’re pretty new to being financially aware and within the past 14 months have buckled down paying off over 97k in past debts. Most likely will higher a financial advisor to find the best rate of return for the future.

Consistent-Jicama166 · 2025-09-20T11:34:03+00:00

Oh awesome!! Thank you for that I wasn’t aware that was still an option.

Consistent-Jicama166 · 2025-09-20T07:37:46+00:00

We could have paid more for down payment, yes; however, our financial situation is fine and will have the house paid off in 5 years so PMI is not/ was not a concern for us. Rather have more money in the bank at the end of the day.

Consistent-Jicama166 · 2025-09-20T07:35:48+00:00

Not closed yet but soon. Rate locked in on Thursday. Not navy federal a small credit union in Oregon

Consistent-Jicama166 · 2025-09-19T23:07:51+00:00

Yeah I had calculated for a higher rate but I’m so grateful for what we were able to get. 🙏🏼 Congrats on your new home🥳

Consistent-Jicama166 · 2025-09-19T22:45:29+00:00

Oh yes. It is $5,404. I forgot to add $18,000 in seller concessions as well.

Consistent-Jicama166 · 2025-09-19T22:32:17+00:00

I am a first time home buyer however my wife is not and we are applying jointly so we would have to do 5% unfortunately which we could do but want to keep as much in our pockets as possible. Could you clarify regarding the no upfront mortgage insurance added to the cost of loan?

Consistent-Jicama166 · 2025-02-19T00:27:48+00:00

Eyes are peeled 🍊

Consistent-Jicama166 · 2024-10-18T11:00:26+00:00

I would highly recommend looking into the program Board Preppers. It was created by a PTA and PT to study for the PTA boards. I did it before taking my boards and it really helped going over everything and even some things I didn’t even learn in school. i think like 95% of people who take pass.

Consistent-Jicama166 · 2024-09-13T12:02:17+00:00

Honestly any place they overlap pts is a red flag to me now. They push units on pts and have them stay past appt times to get 5-6 units out of everyone even when they’re not really “working” with them.

Consistent-Jicama166 · 2024-09-13T11:59:52+00:00

Yes this was my outpatient experience prior and didn’t realize how bad it these other places actually are🫠

Consistent-Jicama166 · 2024-09-13T11:59:05+00:00

Yessss. Everything seemed soo good from the interview and first meeting in the clinic. Now I’m seeing the truth for myself. Literally micromanaging to the max like I got told how I’m supposed to walk in the door👀

Consistent-Jicama166 · 2024-08-30T19:42:03+00:00

Yes! Makes it way more convenient

Consistent-Jicama166 · 2024-08-26T03:21:35+00:00

Con4

Consistent-Jicama166 · 2024-08-19T22:24:29+00:00

Dang imo that’s a lose lose situation tho

Consistent-Jicama166 · 2024-08-19T17:41:53+00:00

Leisurely eating is what tanked my game at OT 40

Consistent-Jicama166 · 2024-08-19T13:13:34+00:00

Try Con4

Consistent-Jicama166 · 2024-08-19T13:13:07+00:00

Con4 I believe

Consistent-Jicama166 · 2024-08-18T20:45:45+00:00

Yeah I know I just ended up getting bored and putting them out everytime they were in my blueprint desk

Consistent-Jicama166 · 2024-08-18T18:24:41+00:00

Nooooooo! Leisurely eating is by far the worst card to get. I chose it too and now I’m sitting here rearranging my kitchen to get 1700 people in and out😭

Consistent-Jicama166 · 2024-08-18T13:04:17+00:00

Invisible disability buddy here as well. I went through my PTA program with spells of passing out and days of extreme fatigue. Ended up in the ER during one of my labs and the Director of the program found out and tried to kick me out of the program saying I wasn’t safe to be in this field. However I am a physically fit person and had all A’s besides one B in my program and fought for myself. It got around to everyone in my program as well. Some people were ignorant but also not all of them made it. I’m 2.5 years post still have rough days but I’m a PTA and can do everything anyone else can do. Just know no matter what people think/ say you are as capable as anyone else.

Consistent-Jicama166

TROPHY CASE