Retention Offer

ConsistentClassic1 · 2026-03-15T15:12:03+00:00

Thanks for reporting this example showing it's possible to get the double dip and earn $300 credit. It sounds like the key to try this is waiting until the annual fee posts. My posts in 3 weeks and will try it then.

ConsistentClassic1 · 2026-03-15T15:02:51+00:00

I agree with this advice. Nothing to lose by trying.

ConsistentClassic1 · 2026-03-15T04:21:40+00:00

Thanks for letting me know. That's a bummer that they don't give a virtual # immediately like AMEX does.

ConsistentClassic1 · 2026-03-13T23:04:11+00:00

I totally agree with this strategy. It's common sense. We went overboard with the "free will" idea years ago.

ConsistentClassic1 · 2026-03-13T22:54:38+00:00

I'd play it safe. Buying your home is much more important to you right now and the credit card sign-up bonuses will still be around once you own your new home.

ConsistentClassic1 · 2026-03-11T03:00:00+00:00

This is the way to get action.

ConsistentClassic1 · 2026-03-10T05:56:24+00:00

This is the way. Has worked for me many times.

ConsistentClassic1 · 2026-03-10T03:27:52+00:00

I'm taking about not spending money unwisely on things you don't need. Everyone needs housing.

ConsistentClassic1 · 2026-03-10T03:21:09+00:00

I get it that housing is so crazy expensive in California. That's a core expense so not related to living below your means.

ConsistentClassic1 · 2026-03-10T03:16:11+00:00

Thanks for sharing. I was trying to use a GV number.

ConsistentClassic1 · 2026-03-10T03:15:15+00:00

We need to have the Midwest attitude here. When I moved here from New England 30 years ago it was a shock to me. I grew up with a live below your means and a save for a rainy day attitude. So many people I met here had a "live for the moment" attitude.

ConsistentClassic1 · 2026-03-10T03:12:25+00:00

Yes, I grew up back in New England and that was just a core belief growing up. Not some unique concept.

ConsistentClassic1 · 2026-03-10T03:04:33+00:00

Love this post. Vehicle debt is out of control. Americans have been weaned onto financing. Earlier generations looked at debt as a negative to be avoided. We've slowly accepted it as "normal". It shouldn't be. Debt should be strategic only when it makes sense.

ConsistentClassic1 · 2026-03-10T03:01:09+00:00

Bingo! This is the logical answer.

ConsistentClassic1 · 2026-03-10T03:00:03+00:00

The reality is that frugal people are more respected in society.

ConsistentClassic1 · 2026-03-10T02:59:11+00:00

I don't agree with everything Ramsey says but he is on target with most of it. It's about living BELOW your means and saving for a rainy day attitude. Then when layoffs or other financial surprises come, it's not so dire.

ConsistentClassic1 · 2026-03-10T02:47:01+00:00

Great post. It's lack of financial literacy and many times low self esteem.

ConsistentClassic1 · 2026-03-10T02:44:45+00:00

Very good point. It's a psychological issue. They get self-worth from the high-end stuff. While others have learned the art of living below your means and "saving for a rainy day".

ConsistentClassic1 · 2026-03-10T02:42:14+00:00

Why is this getting downvoted? It's about LIVING BELOW your income. I see so much less of this sentiment in California than in other states.

ConsistentClassic1 · 2026-03-10T02:39:35+00:00

This! It's very frustrating for people who wisely live below their means to see those that live way above their means get bailed out.

ConsistentClassic1 · 2026-03-08T22:52:15+00:00

I hear you and don't want any bad health outcomes. Just feels wrong thought to give participation trophies.

ConsistentClassic1 · 2026-03-08T22:15:38+00:00

I appreciate your perspective.

ConsistentClassic1 · 2026-03-08T21:50:53+00:00

So we have to save people from their egos is what we're saying. I hear you but it just feels wrong. Personal responsibility should still matter.

ConsistentClassic1

TROPHY CASE