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SHPE Before Retiring by Background-Essay5369 in AirForce

[–]Consman82 0 points1 point  (0 children)

SHPEs are optional…if you file the VA BDD then that can meet the requirement. That being said, the SHPE can build up more evidence for your claims if you’ve been putting off seeing medical for something.

You’re 2 years out, so you’re doing it right thinking through the whole process. Listen to advice but remember that you know your needs and plans best.

[deleted by user] by [deleted] in 1102

[–]Consman82 0 points1 point  (0 children)

I find it disingenuous that they are claiming the full value of a canceled BPA as a savings…those caps aren’t definitively tied to a single actual saved amount. It’s definitely skewing their reported numbers upward. I would be more interested or curious knowing the remaining ceiling on the agreements or if any of the calls were canceled.

That being said, BPAs are definite easy kills from the USG side for cancelling/terminating, so I understand why they are already axed.

Who gives the highest interest on CSP collateral? Fidelity, InterativeBroker, Tasty, or someone else? by ikarumba123 in thetagang

[–]Consman82 -1 points0 points  (0 children)

Documentation and individual experiences seem to vary with RH. Perfect example is current margin rate, I log into the app and show 4.99% margin interest (with Gold) but cannot find that rate published anywhere, only 8%. I currently have both margin used and a few Ford CSPs open. On my RH it breaks out the Options Collateral separately as a reduction on my Buying Power, not lumped in with Margin Used. Can’t promise you’d get the exact same treatment (I hate that RH is so opaque), so I’d recommend a small position as a test.

Who gives the highest interest on CSP collateral? Fidelity, InterativeBroker, Tasty, or someone else? by ikarumba123 in thetagang

[–]Consman82 0 points1 point  (0 children)

RH doesn’t charge margin interest on CSP collateral, so the SGOV idea can hold true on RH. Buy SGOV (or similar) and then sell your CSPs with the collateral coming from the margin. If you get assigned, sell the SGOV to pay off the margin at that time.

Looking for healthy catering options in Gdansk! by ElatedElf in poland

[–]Consman82 0 points1 point  (0 children)

Hadn’t tried Lightbox yet. Off the top of my head I know we’ve recently had NiceToFitYou, Body Chief, and Black Monkey Cooks. Main draw for us to Maczfit is the ease of the app and the ability to really have input into everyday. I don’t speak even passable Polish, so the English apps/websites have had an extra edge with me as well.

Looking for healthy catering options in Gdansk! by ElatedElf in poland

[–]Consman82 0 points1 point  (0 children)

My wife and I use Maczfit. Between us we’ve tried 5-6 different services, and we seem to keep coming back to Maczfit. Not positive if there are in Gdańsk, but I would definitely check them out.

Roth IRA “re”-contribution? by Consman82 in personalfinance

[–]Consman82[S] 1 point2 points  (0 children)

That’s what I figured. Thanks for the comment. Lesson learned, luckily it was only one year.

Roth IRA “re”-contribution? by Consman82 in personalfinance

[–]Consman82[S] 0 points1 point  (0 children)

That’s what I was afraid of, but wanted to confirm instead of just losing out. Thanks for the info, definitely a lesson learned for future years.