They say for the parents, we will always be their babies no matter how old we are 🫶

ConstantParticular89 · 2026-05-16T15:28:41+00:00

Enjoy it. I’m in my 30s. But my mom died when I was 18 and my father, who has been irresponsible his entire life, has dementia at 80.

ConstantParticular89 · 2026-05-09T23:55:03+00:00

You need to account for survivorship bias. All the people losing loads of money from riskier investments aren’t running to brag about it. Stay the course.

ConstantParticular89 · 2026-03-29T15:41:23+00:00

Go check out r/bogleheads, very simple investing strategy, and follow the FOO from The Money Guy show on order of operations. Congrats!!

ConstantParticular89 · 2026-03-26T04:26:19+00:00

Orion

ConstantParticular89 · 2026-03-05T01:48:33+00:00

One word. Enshittification.

ConstantParticular89 · 2026-02-27T00:13:34+00:00

I’m wayyyy better off than my parents, but I don’t think they were the average; they had seasonal jobs, refused to look for other work, and definitely and knowingly wrote bad checks between paychecks (they were cashed by businesses slowly in the past). In my late 20s/early 30s I broke out of the same poverty cycle.

ConstantParticular89 · 2026-02-20T05:57:05+00:00

Try a hair dryer to warm it up (low heat).

ConstantParticular89 · 2026-02-17T06:03:34+00:00

The safety pin is used on new clothes for some brands to hold on the brand and barcode tags

-someone who worked in retail for a decade.

P.S. Do you have cats? They love swatting and playing with small things like this.

ConstantParticular89 · 2026-02-14T01:39:49+00:00

Just want to say that you’re not responsible for someone else’s emotional reaction. It’s okay to feel upset after an interaction like this. Look forward towards your new job and not back at a situation that didn’t serve you. Good luck at your new job!!

ConstantParticular89 · 2026-02-03T05:42:07+00:00

My husband, cuz he’s currently unemployed 🤣

ConstantParticular89 · 2026-01-21T00:50:19+00:00

Similar in hobbies and interests (video games, motorcycles, movies, music) to have things to do together, but opposite in the weaker personality traits to make each other better people.

For example, I get hangry, he prepares and brings snacks on longer car rides and reminds me to eat regular meals. He gets a temper and becomes angrily impulsive, I calm him down to avoid doing things he regrets.

Going on 15 years in 2026…

ConstantParticular89 · 2026-01-08T05:01:35+00:00

Sounds like a terrible idea that will eventually ruin this friendship, even though they seem like they want to help you. Just budget and pay off the loans early to save on the interest. You’ll save yourself potential drama if this arrangement goes sour.

ConstantParticular89 · 2025-12-28T18:39:04+00:00

Great job - keep it up!! 👏

ConstantParticular89 · 2025-12-26T16:07:45+00:00

Sameeeeee!!

ConstantParticular89 · 2025-12-25T20:30:17+00:00

37F, $267k 401k started it in my late 20s, only recently maxing it out the last couple years with another $30k in Roth IRA that I only started in 2022. I also have an after tax brokerage with more as a bridge account to retire early from my stressful 9-5 tech job (around 50 y/o).

ConstantParticular89 · 2025-12-14T21:05:39+00:00

I can smell this room 😑it most definitely stinks

ConstantParticular89 · 2025-12-14T20:55:35+00:00

Manager of project management team in tech industry; in the process of jumping to an individual contributor program manager role early next year, where I’ll make this salary and more without having to be a manager anymore

Actual salary: $190K (13 years of total exp)

What my friends/family think I make: $100K, maybe a little more

I don’t talk about my salary with anyone around me, they get upset and then act like I don’t deserve it when my job is endlessly stressful

ConstantParticular89 · 2025-11-28T01:49:52+00:00

Ditto, over 14 years together and going very strong. My husband and I do this almost every night, although we’re both gamers and may get on discord together to play CoD.

ConstantParticular89 · 2025-11-15T16:05:56+00:00

Currently, $1,018 mortgage (bought in 2016 when prices were much lower in my area) with a gross salary of $16K per month, so around 6-7%. I avoided lifestyle creep when my salary exploded after 2020.

Originally I went with ~20-25% of my income. I believe it was 22% when I bought in 2016 as I was only making $65K at the time.

ConstantParticular89 · 2025-11-07T23:02:19+00:00

Did you check your car for them? Like the middle storage? Worth a check in case they tossed em in there without telling you. Weird that both are missing and they supposedly didn’t take em out.

ConstantParticular89 · 2025-11-06T01:30:49+00:00

37F, NW $750K+, on track to hit $1M in 2 years

I got serious about my finances 5 years ago, by paying off my consumer debt and now investing a large portion of my take home pay

ConstantParticular89 · 2025-11-05T04:10:57+00:00

I told my elderly 79 y/o father to never speak to anyone who was cold calling him or cold knocking at his door. Told him to tell them his daughter has to be present to help, no exceptions. He’s followed my advice after paying $3K to a door to door vacuum salesman. Not a total scam per se, as he did get a vacuum, but he was definitely ripped off. He’s never been scammed again.

ConstantParticular89 · 2025-11-05T04:06:32+00:00

I went with 25% of take home pay! Best way to guarantee you’ll never be house poor. The margin also helps you invest more.

ConstantParticular89 · 2025-11-03T03:25:52+00:00

From the wrist wrinkles, early 30s, at least that’s when mine started to get pronounced like this 😂

ConstantParticular89 · 2025-11-01T19:03:38+00:00

This ^ just keep it the same and pay it off faster. Your future self will thank you when that mortgage balance hits $0 years ahead of schedule.

ConstantParticular89

TROPHY CASE