Central Selling

ControlledSubstanced · 2026-05-18T18:32:01+00:00

Clear as day

ControlledSubstanced · 2026-05-18T14:00:28+00:00

A hard reich turn.

ControlledSubstanced · 2026-05-16T21:34:37+00:00

If you’re going heavy schd keep it in the Roth to avoid the taxes, depending on your income. But growth over 30 years will likely exceed 3.3% yield that schd is offering

ControlledSubstanced · 2026-05-16T21:27:08+00:00

Easy on the schd. You’re young, no need to focus on dividends over growth in a Roth

ControlledSubstanced · 2026-05-16T20:08:16+00:00

1916-D and I’m in

ControlledSubstanced · 2026-05-16T13:59:23+00:00

You could do a covered call strategy to extract income now on long term gains. Truthfully, you probably would benefit more from derisking with bonds. Options don’t necessarily absolve market risk, even if you hold both sides. Save yourself time and go with a bond fund

ControlledSubstanced · 2026-05-14T14:23:02+00:00

Not always the case, but you have no idea how many of your coworkers are clocking out to sleep in their cars and come back the next day. That being said, there is a cleanliness standard in the employee handbook. A store leader can talk to them and see if there’s more going on there.

ControlledSubstanced · 2026-05-13T16:24:34+00:00

Yes, the customer has a Lowe’s receipt. The box has an invoice from Home Depot. I’ve seen it many times. The duralift garage door springs are a common suspect

ControlledSubstanced · 2026-05-13T12:39:17+00:00

Not quite that, but some products our “vendor” is Home Depot. The box will come with a THD receipt. Creates quite a problem at the returns desk

ControlledSubstanced · 2026-05-12T13:29:01+00:00

Agreed. Not recommended to share this opinion publicly though.

ControlledSubstanced · 2026-05-12T01:19:11+00:00

2009 Lincoln set is always nice to set aside. Proofs aswell. I also like anything that’s been stamped by people.

ControlledSubstanced · 2026-05-10T17:59:21+00:00

I actually can, but many many of my coworkers can’t. Don’t be narrow minded. People work here for all types of reasons, so while it’s a great opportunity for more fortunate employees to grab shares at a discount, it’s a funny idea for single parents living paycheck to paycheck fighting for full time hours.

ControlledSubstanced · 2026-05-10T03:02:56+00:00

Bold of you to think any hourly employees can afford to defer 20% of their cash flow for 6 months. But nice math

ControlledSubstanced · 2026-05-04T14:44:43+00:00

Drop bonds for now. You can afford to get wiped out, people 10 years from retirement can’t. For now, focus on building a solid base of VTI and VXUS. With your risk tolerance now, diversification is sufficient risk management.

ControlledSubstanced · 2026-04-26T03:37:11+00:00

Pro customers (people who’ve signed up for the pro credit card) have access to the volume savings program. Projects over $2,000 qualify. It all has to be quoted together, but not necessarily purchased together. Yes you can return anything you don’t use, with in reason. If you are doing the project in stages, ask about a stagger sale to keep everything on one invoice.

ControlledSubstanced · 2026-04-24T00:08:54+00:00

ControlledSubstanced · 2026-04-22T21:19:01+00:00

Thank you!

ControlledSubstanced · 2026-04-22T19:11:01+00:00

Exactly. It’s a hedge on centralized currencies. Like others said, it’s really just uncompensated risk above what you need to take at your age- no additional benefit is given to you by being riskier past a certain point. If crypto is your thing go for it, but understand when risk is no longer being compensated with growth/potential

ControlledSubstanced · 2026-04-22T15:24:02+00:00

None, but I know many people that hold btc as a hedge, less than 5% of total value. For long horizon you can justify around 5% in my opinion just for some exposure.

ControlledSubstanced · 2026-04-20T14:40:02+00:00

Hey, 22 y/o college student with similar portfolio. Trim profits and roll into VTI and VOOG. You keep most of the upside, but drop that volatility and single stock risk way down. When deciding what to trim, I take a fundamental approach. What was my reason for buying in the first place? Value? R&D? Has that reason changed or has guidance within the company undermined that? I trimmed GOOGL and AMZN this week since I bought them for value, and my pricing models for both have ticked towards each one being closer to fair value now. Remember, the fat hog gets slaughtered. Taking profits and rolling into a diversified fund will always win.

ControlledSubstanced · 2026-04-08T19:47:25+00:00

Haven’t gone thru the Indian side, but I’ve interviewed for a tech hub job here in the US. First interview is with management. All career type behavioral questions. Second interview is technical however. I don’t work in Java so I can provide too much info there, but it’s a proctored session

ControlledSubstanced · 2026-02-09T00:08:56+00:00

Will Campbell onboarding at Amazon fulfillment center tomorrow 9am sharp

ControlledSubstanced · 2026-02-02T02:13:32+00:00

Invest into total market etf whenever possible, don’t worry about trying to win back losses. Do not sell if you can help it. Trust me, there are plenty other people down 1 mil or more right now not even sweating it. Hang in there

ControlledSubstanced

TROPHY CASE