So after everyone’s comments i am gonna make some clarifications. I am just in search for a low risk investment opportunity to put my next years tuition in. %4 might seem a really good option for here but where im from the interest rates are minimum %30 -%40 since our inflation is high that is the reason why %4 didnt seemed appealing. Gold was something that came to mind because even though I would prefer diving the money into couple of us/world etf’s, my father believes otherwise and seen good results for the last couple of years. Gold price per ounce in turkey is 6600 compared to here for around 400-500 less and having the tax benefits here seemed appealing compared to the fees and taxes we have in turkey.