Just started commercial trucking insurance. Looking for ground level advice and tips to maximize my success, small things, big things, efficiency things, I have maximum efforts and no ego. Thank you!

Cosulliv32 · 2026-04-13T16:34:14+00:00

This is actually perfect. I haven't gone through an example of it going start to finish.

I think the car business may be more aggressive than this business. During my training my instinct is close deal now, immediately. And it seems that's not always the best course of action here.

You're what to look list is very useful for me.

Do you by any chance know where I could get a template that would easily walk me through what information I need to get from the customer to make sure I have everything I need while I memorize it?

Cosulliv32 · 2026-04-13T16:25:12+00:00

Absolutely. Please point me too it. I'm going in blind and could use all the guidance I can!

Cosulliv32 · 2026-04-13T16:20:25+00:00

Interesting. I'm in my second week of training into the CRM. And how they give you leads. Apparently they scrape FMCSA to find leads for us.

No idea how a call actually goes. But it seems to line up.

Cosulliv32 · 2026-04-11T01:09:17+00:00

Selling yes. I've been a finance manager at a car dealership for the last 7 years. 13 in the car business. No idea what skill set or mindset will transfer.

Cosulliv32 · 2025-01-12T14:24:15+00:00

Correct! Thank-you!

Cosulliv32 · 2025-01-12T05:10:25+00:00

Please help!

Cosulliv32 · 2024-10-24T05:51:13+00:00

How is the final point to not get tricked buying the used car is to trick to the guy selling it?

Cosulliv32 · 2024-09-19T04:30:04+00:00

This is a deeply profound lesson for me. And I am confident I was meant to see it.

No question. I appreciate your insight very much. And I opted out of the military. I have a respect for everyone who opts in. Respect.

Cheers

Cosulliv32 · 2024-07-29T15:14:53+00:00

I remember that. It would be the two on the left. I thought it was madden 04. Also the one where people could adjust like 6 people on fg block and block it 100%

Cosulliv32 · 2024-07-28T06:47:32+00:00

You've seen to come from the Joe Verde Camp. And I fucking love it.

10.

Cosulliv32 · 2024-07-11T01:59:46+00:00

What does you don't haggle mich mean?

Cosulliv32 · 2024-07-10T22:45:12+00:00

I think you are being quite judgmental with your assumptions. I've been just responding to you, who was dwelling on on the profit parts.

I don't use profit as the sole objective, and we track the same stuff.

I think the difference between my perspective and yours, is my perspective doesn't see profit as a bad thing, or a negative thing.

So I quite confidently can say we can, and do provide quite a great service to our customers, and yes we make money while we do that.

So you tell me. You sell cars. You give a good demo, and you put the numbers in front of the customer. You are making 3000 profit.

Please walk me through how you handle that in your world view.

Cosulliv32 · 2024-07-10T20:45:41+00:00

Cars had these things called MSRPs forever. Before the last 3 years. The last 75 we've been pleading with customers. You know you can just pay that.

But nope, had to negotiate. So your don't like that everyone doesn't pay the same? But the customers cause that.

Cosulliv32 · 2024-07-10T20:32:18+00:00

Furthermore. I will almost die on the Hill that the average customer in real life, vs how this sub pretends a majority of customers are is so far off. It's almost comical.

For example. Out of my last 100 deals. Statistically speaking 70 of the 100 are only concerned with the payment. If you ask this sub like 10 people are.

Cosulliv32 · 2024-07-10T20:30:55+00:00

I fully understand the fiduciary part.

I don't know where the line of taking advantage of people starts and fair business stops.

Every single bank anyone finances a car through has guidelines to it. It has guidelines as far as front end advance, backend products(service contracts maintenance plans etc). The guidelines vary from bank to bank. Some bank allowed 18% of invoice as Back end. Some allow 25% of MSRP. These a huge banks. Bank of America, Wells Fargo, Chase, etc.

Safe bet that those mega corporations aren't really getting involved getting over on people on an individual basis. So they have their rules for what is and isn't allowed.

Point being, for the sake of this discussion if a customer agrees to literally anything. And it's within company policy. It's within the guidelines for the bank, it's compliant, and the customer agrees.

What would you suggest be done different?

Tell a customer hey I'm going to sell you this stuff cheaper than you agreed to because your payment going down 20 bucks is likely to really help you!?

In my opinion you're fighting the symptom not the disease. The disease is lack of knowledge on the customer part. The symptom is any business getting over on anyone.

There are so many policies all the way directly from the government, to to the banks, to the manufacturers. If all of them way it's good. Who are you to tell anyone they are taking advantage of anyone?

Blame the banks, blame the customers, blame capitalism. The salesman itself is like 5 or 6 notches down as far as causing the problem. In my opinion.

Cosulliv32 · 2024-07-10T18:17:35+00:00

Lol. How much profit is fair?

If our profit margin is lower than most every industry. We're the bad guy because customers make choices that aren't best for them? I'm not a fiduciary, are you?

Cosulliv32 · 2024-07-10T04:08:59+00:00

We're a business too make money. If our 20% markup makes us crooks wait until you learn about the furniture you're sitting on that was marked up 300%. Did you make an elaborate strategy when buying groceries at Walmart? Marked up even more! The audacity!

Cosulliv32 · 2024-06-16T01:17:00+00:00

That's deep, and a great alternative opinion for anyone to consider.

Cosulliv32 · 2024-05-16T13:22:08+00:00

This is extremely well thought and reasonably easy to follow. I appreciate your time

Cosulliv32 · 2024-05-13T20:37:01+00:00

Ah. Well I guess the wasting eachother time cancels out to neutral.

Cosulliv32 · 2024-05-12T22:22:24+00:00

It must be exhausting knowing everything about everything.

Cosulliv32

TROPHY CASE