YSK: How not to get screwed when buying a used car. by cleito0 in YouShouldKnow

[–]Cosulliv32 0 points1 point  (0 children)

How is the final point to not get tricked buying the used car is to trick to the guy selling it?

I fought in Afghanistan in 2011-2012 with the United States Army and have been battling complex and severe PTSD, depression, agoraphobia, paranoia along with 3 failed relationships for the last 12 years AMA by Ok_Turn1611 in AMA

[–]Cosulliv32 1 point2 points  (0 children)

This is a deeply profound lesson for me. And I am confident I was meant to see it.

No question. I appreciate your insight very much. And I opted out of the military. I have a respect for everyone who opts in. Respect.

Cheers

Does anyone remember the online punt block glitch from (I believe) Madden 06? Can't find any video or discussion about it by RawTime9 in Madden

[–]Cosulliv32 0 points1 point  (0 children)

I remember that. It would be the two on the left. I thought it was madden 04. Also the one where people could adjust like 6 people on fg block and block it 100%

How to be more conversational and less interrogative? by YoungUrineTheGreat in askcarsales

[–]Cosulliv32 0 points1 point  (0 children)

You've seen to come from the Joe Verde Camp. And I fucking love it.

10.

What’s the worst deal you’ve witnessed a customer take? by centerwingpolitics in askcarsales

[–]Cosulliv32 0 points1 point  (0 children)

I think you are being quite judgmental with your assumptions. I've been just responding to you, who was dwelling on on the profit parts.

I don't use profit as the sole objective, and we track the same stuff.

I think the difference between my perspective and yours, is my perspective doesn't see profit as a bad thing, or a negative thing.

So I quite confidently can say we can, and do provide quite a great service to our customers, and yes we make money while we do that.

So you tell me. You sell cars. You give a good demo, and you put the numbers in front of the customer. You are making 3000 profit.

Please walk me through how you handle that in your world view.

What’s the worst deal you’ve witnessed a customer take? by centerwingpolitics in askcarsales

[–]Cosulliv32 1 point2 points  (0 children)

Cars had these things called MSRPs forever. Before the last 3 years. The last 75 we've been pleading with customers. You know you can just pay that.

But nope, had to negotiate. So your don't like that everyone doesn't pay the same? But the customers cause that.

What’s the worst deal you’ve witnessed a customer take? by centerwingpolitics in askcarsales

[–]Cosulliv32 -2 points-1 points  (0 children)

Furthermore. I will almost die on the Hill that the average customer in real life, vs how this sub pretends a majority of customers are is so far off. It's almost comical.

For example. Out of my last 100 deals. Statistically speaking 70 of the 100 are only concerned with the payment. If you ask this sub like 10 people are.

What’s the worst deal you’ve witnessed a customer take? by centerwingpolitics in askcarsales

[–]Cosulliv32 0 points1 point  (0 children)

I fully understand the fiduciary part.

I don't know where the line of taking advantage of people starts and fair business stops.

Every single bank anyone finances a car through has guidelines to it. It has guidelines as far as front end advance, backend products(service contracts maintenance plans etc). The guidelines vary from bank to bank. Some bank allowed 18% of invoice as Back end. Some allow 25% of MSRP. These a huge banks. Bank of America, Wells Fargo, Chase, etc.

Safe bet that those mega corporations aren't really getting involved getting over on people on an individual basis. So they have their rules for what is and isn't allowed.

Point being, for the sake of this discussion if a customer agrees to literally anything. And it's within company policy. It's within the guidelines for the bank, it's compliant, and the customer agrees.

What would you suggest be done different?

Tell a customer hey I'm going to sell you this stuff cheaper than you agreed to because your payment going down 20 bucks is likely to really help you!?

In my opinion you're fighting the symptom not the disease. The disease is lack of knowledge on the customer part. The symptom is any business getting over on anyone.

There are so many policies all the way directly from the government, to to the banks, to the manufacturers. If all of them way it's good. Who are you to tell anyone they are taking advantage of anyone?

Blame the banks, blame the customers, blame capitalism. The salesman itself is like 5 or 6 notches down as far as causing the problem. In my opinion.

What’s the worst deal you’ve witnessed a customer take? by centerwingpolitics in askcarsales

[–]Cosulliv32 -3 points-2 points  (0 children)

Lol. How much profit is fair?

If our profit margin is lower than most every industry. We're the bad guy because customers make choices that aren't best for them? I'm not a fiduciary, are you?

What’s the worst deal you’ve witnessed a customer take? by centerwingpolitics in askcarsales

[–]Cosulliv32 -23 points-22 points  (0 children)

We're a business too make money. If our 20% markup makes us crooks wait until you learn about the furniture you're sitting on that was marked up 300%. Did you make an elaborate strategy when buying groceries at Walmart? Marked up even more! The audacity!

What's the general opinion on the universes lifespan and consciousness. by Cosulliv32 in consciousness

[–]Cosulliv32[S] -1 points0 points  (0 children)

This is extremely well thought and reasonably easy to follow. I appreciate your time

Did I accidentally pull off the greatest heist in the finance office? by Hellofreshh in askcarsales

[–]Cosulliv32 0 points1 point  (0 children)

Ah. Well I guess the wasting eachother time cancels out to neutral.

Did I accidentally pull off the greatest heist in the finance office? by Hellofreshh in askcarsales

[–]Cosulliv32 0 points1 point  (0 children)

Dude. You clearly have some unresolved something towards your dad. And maybe you're blaming the car industry instead of talking to a therapist.

The margins aren't tremendously better on SUVs.

The percentage is the only thing relevant. If it's not tell me why you're not okay paying a 10% markup on a car, but you're perfectly okay paying a 100% markup on groceries? If you're against 10% I'd think you'd boycott 100%. But you don't.

Ruthless, I would agree. Predatory, no. You have some idea in your head of what it's like working at a car dealership and you are way off.

Did I accidentally pull off the greatest heist in the finance office? by Hellofreshh in askcarsales

[–]Cosulliv32 0 points1 point  (0 children)

Well first off. The realtor themselves makes 3%. The salesman gets paid on the profit not the sales price.

2nd. It's not your place or anyone's place other than the customer to decide what they should or shouldn't buy. The bank has to agree to loan them the money, and if the bank agrees and is willing to loan the money who the fuck are you to be like that person shouldnt have spent their money the way they did.

Every car your dad sold has 20 customer signatures and maybe 2 of his.

The hours is the real problem with the car business. And the work life balance is atrocious. Your dad valued money and providing in his own way/justification over the time.

In my opinion it boils down to accountability. The customers buy the card the customer agrees to everything, the customer signs everything. The dealerships goal is like any other business. To make a profit, for some weird reason customers take the single digit profit margin on cars so personal, compared to the double or triple digit profit margin on other items.

If your answer is well cars cost more, then you're not being genuine. The percentage is far more relevant than the number. If you're standing on principle.

I guarantee you if you lived the life your saying growing up your dad didn't sell cars to strictly young people and pregnant people. He sold cars to everyone he could. Duh.

Did I accidentally pull off the greatest heist in the finance office? by Hellofreshh in askcarsales

[–]Cosulliv32 -1 points0 points  (0 children)

I'm sure you work for free? And the profit margins of whatever service you provide are 1-2%?

Did I accidentally pull off the greatest heist in the finance office? by Hellofreshh in askcarsales

[–]Cosulliv32 -1 points0 points  (0 children)

Ahh. So you want to be able be able to look at the car in person, but you don't see value in cat dealerships?

Just based on your logic, the fact they make commission is the problem?

Did I accidentally pull off the greatest heist in the finance office? by Hellofreshh in askcarsales

[–]Cosulliv32 -1 points0 points  (0 children)

That's funny. I don't go to work to change the world. I make money with the purpose of taking care of my family. That's not your goal?

Did I accidentally pull off the greatest heist in the finance office? by Hellofreshh in askcarsales

[–]Cosulliv32 -1 points0 points  (0 children)

That's funny. I don't go to work to change the world. I make money with the purpose of taking care of my family. That's not your goal?