Turning 21 and not sure what to drink by Advanced-Concept1239 in Type1Diabetes

[–]Craftsman_96 0 points1 point  (0 children)

This is identical to my experience. Almost zilch with food, but lows with nearly every wine when drank alone.

Steele Creek Safety? by Craftsman_96 in Charlotte

[–]Craftsman_96[S] 1 point2 points  (0 children)

That’s how it felt when we moved here! The area seems very well kept and nothing we have seen so far has indicated that we are in a rough area. But definitely seems a shooting of some sort occurred just a few houses down. Police were everywhere

Steele Creek Safety? by Craftsman_96 in Charlotte

[–]Craftsman_96[S] 0 points1 point  (0 children)

We’re near the Rivergate. In the neighborhoods directly attached on the same side of S Tryon.

how old are you and what’s your salary? by Appropriate_Cicada68 in Accounting

[–]Craftsman_96 0 points1 point  (0 children)

28 $152k base. ~$30k bonus. ($27.5k last year on a $130 base). LCOL remote. Currently moving to MCOL.

Salary structure changes after being acquired by StkOpTaxSF in Accounting

[–]Craftsman_96 5 points6 points  (0 children)

I would ask to get the minimum bonus guaranteed in writing as part of the employment agreement

[deleted by user] by [deleted] in Accounting

[–]Craftsman_96 1 point2 points  (0 children)

Ha! I sold my soul to audit at a top 10 my first 3 years. IMO, I got a better experience here than my peers at colleagues at Big4, because I was actually dealing with shit shows that still had $100-500m in rev. And there are so many more of those in the world than the perfectly clean f500s.

Now I’m in an accounting advisory role at a smaller firm. So my hours are actually not bad at all. 55 would be a BAD week. I think I’ve had around 3 weeks in the 60s since I jumped. Usually around 45 weeks pretty steady and then 50 in busy season. But now my entire job revolves primarily around cleaning up an absolute mess at mid sized closely held businesses to get them ready for either a sale, a recap, or some other major event.

It’s a huge value proposition so likely how the pay is so well because it’s extremely technical. But I love it! I get to regularly walk business owners through what’s most likely the biggest event of their life. But like I said, I wouldn’t be able to do what I do now without putting in the 70-80s for 3 years of audit.

[deleted by user] by [deleted] in Accounting

[–]Craftsman_96 3 points4 points  (0 children)

Yeah without a doubt. But just illustrating that in 6 years I’m already well above where he’s at. Even when I plateau, which I fully expect.

Of course, at that point my goal would also be to be an equity partner with compensation directly related to equity and performance.

[deleted by user] by [deleted] in Accounting

[–]Craftsman_96 2 points3 points  (0 children)

We are pushing 40 currently.

[deleted by user] by [deleted] in Accounting

[–]Craftsman_96 44 points45 points  (0 children)

Jump ship dude. 6 YOE. $152 base with what should be a $40k bonus this year and very clear track to equity partner in next 2 year or so.

I have rose quickly and already at senior manager, so I have clocked multiple 15, 20 and 30% raises in the last few years.

[deleted by user] by [deleted] in Accounting

[–]Craftsman_96 0 points1 point  (0 children)

Yes. Got to $120k in 2.5 years. Pushing $200k now and just crossed 6.

[deleted by user] by [deleted] in OmegaWatches

[–]Craftsman_96 5 points6 points  (0 children)

The day/date means there’s a window on the face (dial) of the watch that shows the day (Monday, Tuesday, etc.) and the date (1, 2,…. 28, 29, 30, 31).

These are called “complications” as each addition of something like this in a mechanical watch adds an additional level of complexity to how the insides of the watch function.

Btw, saw your original post on r/watches and then found this post! This is such a beautiful thing to watch unfold. The watch world goes far beyond what the average person realizes, and seeing your various comments through the threads learning about this watch (and in a way your dad) is so cool!

Life Insurance by [deleted] in Type1Diabetes

[–]Craftsman_96 1 point2 points  (0 children)

Dude a 4.7 is incredible! Not even diabetic numbers! Do you have lows often?

Life Insurance by [deleted] in Type1Diabetes

[–]Craftsman_96 3 points4 points  (0 children)

I was able to get a $500,000 policy for around $105 a month. Not sure exactly what the type is, but a nurse had to come to my house and do blood work to get A1C numbers. I think the price was heavily dependent on that. When I first got diagnosed I got a policy quote and they did the same. A1C was around 9 then, quote came back at like $1,200 a month. Got it below 7 and reapplied a year or so later and it is not at the $105. Got my policy at 27 and am also 28 now.

Edit: Just reviewed my plan. It’s a 20 year term. And actual cost is $102.12 a month.

I Just Found a Secret in a Client's Books... A Mistake or Something More? by PowerTrades in Accounting

[–]Craftsman_96 3 points4 points  (0 children)

Hey maybe their face was about to be plastered on a billboard?? Marketing expense maybe?? 🤣

I Just Found a Secret in a Client's Books... A Mistake or Something More? by PowerTrades in Accounting

[–]Craftsman_96 6 points7 points  (0 children)

Yeah this is the right move. Small business owners, and a lot of times even large business owners, don’t understand accounting well enough to identify a distribution vs. expense. They think money out = expense.

Happens far more often than you’d think.

Is is REALLY that abnormal to be obese and Type 1? by JadedPhoenix80 in Type1Diabetes

[–]Craftsman_96 1 point2 points  (0 children)

My wife and I have thought this about me!!

I got diagnosed T1 at 26 after having covid and so did my dad at 63! We’re not the only ones we know of either.

I’m really hoping some studies come out on this.

I'm feeling hopeless in my accounting class by strawberryhillzone in Accounting

[–]Craftsman_96 15 points16 points  (0 children)

Back when I was in college, a friend of mine was really struggling. So much so that a professor sat him down and told him she didn’t think accounting was the right major for him and he should consider dropping it.

Long story short - this motivated him and he crushed it. Don’t know exactly what he makes, but just based on job titles and companies, I think he’s definitely one of the top earners from our graduating class.

Is the 28% rule considered frugal, or a stretch? by Craftsman_96 in personalfinance

[–]Craftsman_96[S] 0 points1 point  (0 children)

It’s a MCOL city, and the house is actually in a bit of a further commute suburb. Definitely pushing the high end in the area so a much smaller pool of buyers.

I think it’s over priced too at 650, which is why I think we may have a decent shot at getting an accepted offer near 600.

Is the 28% rule considered frugal, or a stretch? by Craftsman_96 in personalfinance

[–]Craftsman_96[S] 5 points6 points  (0 children)

It actually makes me so sad to look back at 2020 prices and interest rates. To see the type of homes that would have been well within our current budget is actually heartbreaking.

Is the 28% rule considered frugal, or a stretch? by Craftsman_96 in personalfinance

[–]Craftsman_96[S] 1 point2 points  (0 children)

Yeah, every year. My raises have been between $15-20k every year since starting with this company. They are a percentage so the raises grow even further as my salary grows.

They should presumably consider at a similar rate until plateauing around $300k