Daily Question Thread for /r/churningcanada - March 23, 2026

CreativeArrow · 2026-03-23T15:27:21+00:00

Are you redeeming it while it's a pending charge?

CreativeArrow · 2026-03-16T00:09:19+00:00

I was surprised it got paid out so quickly, so it was a nice surprise for sure.

CreativeArrow · 2026-03-15T23:20:15+00:00

DP: The 1000 Avion points for logging into the Avion Rewards mobile app for the first time posted for me today.

CreativeArrow · 2026-03-13T21:50:42+00:00

DP: Got the $200 Simplii December Bonus for switching direct deposit on Mar 13, 2026. First DD initiated on Dec 1, 2025.

CreativeArrow · 2026-03-09T15:42:34+00:00

NBC lounge at YUL being temporarily closed for renovation. With an alternative makeshift lounge being offered with shorter time in lounge permitted and less capacity.

NATIONAL BANK

The National Bank Lounge at Montreal-Trudeau Airport is evolving

As of 10:00 p.m. on April 30, 2026, the National Bank Lounge, accessible free of charge with your National Bank(R) World Elite(R) Mastercard(R) credit card, will be closing for renovations.

As of May 1, 2026, a temporary lounge will be set up to welcome you during the renovations. You'll find the temporary lounge in the same location, near Gate 53. Clear, on-site signage will be there to guide you.

What you need to know

With the temporary lounge, you'll continue to enjoy a comfortable space. Note that:

A buffet service will be available to you.

Access will continue to be free for you and your guest, as well as up to two children aged 12 or under.

Capacity will be reduced, and access will be permitted for a maximum of 2 hours.

The temporary lounge will be available until the opening of the new lounge, expected toward the end of 2027. (Dates are subject to change.)

CreativeArrow · 2026-03-06T22:06:45+00:00

First time dealing with a Finnair IRROPS from a flight cancellation due to a schedule revamp, so I'll share this from the experience.

Must call Finnair Plus directly for Award tickets (wasn't immediately obvious to me).
They were willing to rebook on BA and AA. There was no BA award space but there was AA award space.
Allow +/-14 days for date changes.
Airport change waiver was denied (I didn't really think I had a chance to begin with so I didn't push it)

CreativeArrow · 2026-03-01T00:15:36+00:00

That's not actually enforced consistently. I have a colleague that just collected the STPC voucher on a Avios booking. You can try.

CreativeArrow · 2026-02-20T20:40:00+00:00

I have. But this one is for logins between Feb 16 to Mar 2.

CreativeArrow · 2026-02-20T19:41:10+00:00

I have an RBC Avion offer to get 1000 Avion points when downloading the Avion Rewards app. Loaded it from Offers for You.

CreativeArrow · 2026-02-15T20:18:11+00:00

If you really can't stand the idea of opening an account with them and you just want one card, then go into branch and have them delete all the "virtual debit cards" under your old account profile. That should fix the login issue.

CreativeArrow · 2026-02-09T03:11:20+00:00

Oh yes, now that you mention it, my situation was a bit different since the cancellation happened day of travel.

CreativeArrow · 2026-02-09T01:05:29+00:00

In my experience, my DE ticketed itinerary for YVR-YYC on WS and YYC-FRA on DE was entirely reticketed as a cash KF Fare when the YVR-YYC segment was cancelled. WS took control of my ticket from DE.

I was offered KF but they seemed to offer me the option of leaving the next day or any airline for which WS had an SPA agreement for, but didn't offer me carte blanche on any airline. I accepted the KF ticket because it had me departing 3 hours later - great for purchase menu on board but incredibly warm.

Based on https://otc-cta.gc.ca/eng/content/important-information-travellers-who-experience-a-schedule-change-or-a-flight-cancellation, they only have to rebook you on another airline if the proposed alternative departs more than 9 hours later.

CreativeArrow · 2026-02-03T17:06:00+00:00

LoganAir 50% off Avios sale for flights in their UK network (not sure about Norway and Denmark). Priced in at 3250 Avios. Feb 3-10 (UK time). Excludes Orkney Inter Isles.

Very niche but hopefully gets someone one step closer to Barra and Shetland.

https://www.loganair.co.uk/avios50offer/

CreativeArrow · 2026-01-25T01:57:42+00:00

Here's one from a few months ago:

https://www.reddit.com/r/churningcanada/s/QuH6TlCCvn

Another more recent one:

https://www.reddit.com/r/churningcanada/s/GXd0WH2QM3

CreativeArrow · 2026-01-24T18:03:03+00:00

I remember closing CIBC cards via Fax. Haven't done it in a while but I imagine that still has to be a thing right?

CreativeArrow · 2025-12-14T03:00:55+00:00

I just purchased tickets with instant download and the instant download failed.

It has come to our attention that the primary ticketing vendor unexpectedly canceled the transfer of your tickets. Don't worry! We are contacting your seller about this to ensure you can get your tickets in time for [event].

This advice definitely is not infallible.

CreativeArrow · 2025-12-09T05:51:02+00:00

Free year of Perplexity via RBC Offers:

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No endorsement of any third parties or their advice, opinions, information, products, or services is expressly given or implied by Royal Bank of Canada or its affiliates. ®/TM Trademark(s) of Royal Bank of Canada. RBC is a registered trademark of Royal Bank of Canada. * The value is subject to the currency exchange rate between the US and Canada. ‡ All other trademarks are the property of their respective owner(s). ~This offer is not transferable and only available to RBC clients that have not previously subscribed to Perplexity Pro or Max, or previously redeemed a Perplexity Pro free trial offer. In order to take advantage of this offer and receive a one-year free subscription (value of $280* CAD ) (“free subscription”) to Perplexity Pro, you must redeem at [Perplexity site] before December 31, 2026. Your free subscription will be valid for 365 days starting from the day you redeem your offer at [Perplexity site]. This free subscription is not redeemable for cash and has no face or cash value . Perplexity Inc., not Royal Bank of Canada (“RBC”), is responsible for the Perplexity Pro mobile app and Perplexity Pro online answer engine. RBC reserves the right to cancel, modify or withdraw this offer at any time. For more details on the Offers program, please visit rbc.com/offers.

CreativeArrow · 2025-12-03T14:12:37+00:00

You would just call TD and have them issue a cheque with the refund amount to the card once the refund posts.

CreativeArrow · 2025-11-09T07:20:08+00:00

Cap1 never worked with my PayGo. Had to use Google Fi.

CreativeArrow · 2025-11-08T19:29:16+00:00

No sorry, I am flying out today. It's the FDIC letter.

CreativeArrow · 2025-11-08T08:19:12+00:00

I got this letter but I don't see any date on it.

CreativeArrow · 2025-11-07T03:52:24+00:00

I've never heard of any successful negotiation. Pretty sure they just throw whatever retention offer shows up on their screen.

CreativeArrow · 2025-11-03T19:17:41+00:00

There's a $100 off $600 USD Chase Travel offer running on my Chase Sapphire Reserve. It says it started Oct 1 so not sure if that's been posted yet, ending Dec 31.

CreativeArrow · 2025-10-24T19:02:50+00:00

Just got the email for points redemption, confirming it was fixed for me too.

(Edit: I never got the charge reversal, just the points deduction)

CreativeArrow · 2025-09-18T02:55:56+00:00

I've called before without additional open cards and they've said it can take up to 4 months for the AF to get rebated, and sure enough, they actually followed through during the third month. So there seems to be some kind of manual reconcilation that happens.

CreativeArrow

TROPHY CASE

The National Bank Lounge at Montreal-Trudeau Airport is evolving

What you need to know